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Ron, Thanks for your reply. I think your reasoning might be the answer I was looking for to keep me from panicking about my pension! I do have access to the entire report, and it's beyond my scope to

It's difficult to draw a conclusion from such a small snippet of the report.? I can't access the full report because it is on a protected web page on the Fidelity web site. The time period covered

Is there anyone here who is familiar with the HP (was EDS) pension plan or can interpret the annual report? I just looked at a report, and was very confused by what appears to be a large loss from

There are several articles and theories behind the recent bringing back of a kind of IBM pension that was dropped years ago.? This board has a mix of traditional Defined Benefit participants with the

Also, don't forget insurance isn't a zero sum gain. For the minority of sick people they have to pay out for, there are almost always more people pay premiums that exceed their cost to the insurance

Don't forget their profit margin. The insures take the policy cost and compare how much it would cost? plus their desired profit with what Medicare is paying, the difference is their premium

Suggest everyone go here and get educated: https://nrln.org/?s=advantage ________________________________ Sent: Tuesday, December 5, 2023 6:08 PM To: [email protected]

amount they would otherwise spend on someone enrolled in traditional Medicare */more/ *for those who enroll in Advantage plans. If everyone enrolled in >>Advantage plans, it would bankrupt Medicare

With Advantage plans, Medicare pays the insurance company the average amount they would otherwise spend on someone enrolled in traditional Medicare, plus some additional funding.? So it actually

It's worth noting that Medicare Advantage was introduced with the goal of "managed care", as an alternative to the current system of "fee for service", which provides us with the most expensive health

Thank you, well said. I would not be surprised to see Medicare(CMS) dump everyone who is on an Advantage plan and lock them out of traditional. Afterall, Medicare is technically broke. Gotta save it

Gutsy, good luck. I am unwilling to bet cross-fingers when it comes to IBM, my health, Medicare funding and the sanity of our Congress. Just getting and keeping adequate health care is a blessing.

Here is the issue with Medicare Advantage - IF you are healthy and never become unhappy with being on MA then you are fine - BUT if you find MA to be less than satisfying and you move to Medicare B/D

I signed up for the IBM plan for next year (first time on the plan). Right now, all my doctors are listed as in-network. Keeping my fingers crossed that I won't regret leaving original Medicare. Bob

Right now my house is not on fire. Do I still need fire insurance? You bet I do. I choose original Medicare!!!!! ________________________________ Sent: Tuesday, December 5, 2023 10:49 AM To:

RIGHT NOW this looks like a pretty good plan for me. But that question of 'what will it be in five years' is HUGE in my mind (so I am still on original Medicare). dave

The IBM/UHC plan may well be wonderful. However, if it sports an Advantage label one should be cautious and tred lightly. If it's truly NOT an Advantage plan than what is it? Do we now have a

When you go out of network, UHC will pay the provider the full Medicare Allowed Amount (MAA), the same thing the provider would be paid if your were under traditional Medicare plus a supplemental

The same thing has happened here in South Carolina. Prisma Health is the largest health care provider in the state, but they have sent me many emails and letters since about the beginning of

Thanks for posting this. Same old story with (dis)Advantage. You get what you pay for.