Thank you, well said.? I would not be surprised to see Medicare(CMS) dump everyone who is on an Advantage plan and lock them out of traditional. Afterall, Medicare is technically broke. Gotta save it somehow.
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Here is the issue with Medicare Advantage - IF you are healthy and never become unhappy with being on MA then you are fine - BUT if you find MA to be less than satisfying and you move to Medicare B/D you will find that getting co-insurance (Medigap) isn't
a slam dunk - you then aren't automatically coverable - you have to be vetted and that vetting is based upon your then current health. So if you start on MA at 65 and are healthy you're in great shape - but if your health declines and your MA provider doesn't
want to support your medical needs then you can switch to B&D, but best of luck getting co-pay coverage.?