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>>With Advantage plans, Medicare pays the insurance company the average amount they would otherwise spend on someone enrolled in traditional >>Medicare, plus some additional funding.? So it actually costs Medicare more for those who enroll in Advantage plans. If everyone enrolled in >>Advantage plans, it would bankrupt Medicare that much sooner.? So Medicare has no motivation to dump everyone.

This was my understanding, thats how the policy's are created. The insures take the policy cost and compare how much it would cost with what Medicare is paying, the difference is their premium. The problem here for the insurance companies is how to keep the premiums low enough for the bonus stuff they offer to be attractive.

++Mark.
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