The IBM/UHC plan may well be wonderful. However, if it sports an Advantage label one should be cautious
and tred lightly. If it's truly NOT an Advantage plan than what is it?? Do we now have a 3rd
type of Medicare plan to choose from?? Perhaps IBM and UHC should do a better job selling it.? And of
course, always remember the fine print - we can and will change anything we want at our discretion at any time.
