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The Medicare enrollment system would prevent you from having Parts A, B & D when you enroll in a Part C (MAP) since they combine all 3 of those. I’m inclined to stay w/Orig Medicare, medigap & a

I would be most interested in the answer to the slightly altered question,? "so could you then drop the MAP after *60* months and as you never quit the supplement policy are you now covered again?"?

Will these changes give IBM access to any surplus funds in the existing pension or will *all* funds be transferred to the new annuity. I personally have an annuity which includes a rider that provides

Regarding not going thru underwriting.? Here's a link for the guaranteed issue conditions https://www.medicare.gov/supplements-other-insurance/when-can-i-buy-medigap/guaranteed-issue-rights Key here

IBM Transfers a Portion of U.S. Pension Obligations | IBM Looks like IBM is transferring the "RISK" on their pension obligations to outside insurance. After these changes is the pension (the old

Suggest you call your State’s Dept. of Insurance & refer to their website to see terms & conditions for Medigap plans that apply to your state. The only 2 ways you don’t need to go thru medical

I called "The IBM Retiree Call Center" at 1-877-852-0641. The letter I received from IBM on Sept 17 also pointed to a UHC website: retiree.uhc.com/ibm

"I received no further information other than the letter from IBM." I haven't either. If I haven't received anything by this Thursday, I'll call them again on Friday.

"I thought any doctor that accepts Medicare is valid for UHC doesn't that also apply to hospitals?" No. My doctor, who accepts Medicare, was not on UHC's list of acceptable doctors, when I checked it

I received no further information other than the letter from IBM.

Both my wife and I are IBM retirees. My wife is retired because she took the FAP and deferred the payments as a retirement package. I am a classic retiree. I retired in October 1994 with 33 years

I thought any doctor that accepts Medicare is valid for UHC doesn't that also apply to hospitals? Joe Rothengast

"I will certainly consider this United Advantage offering (I'm currently Aetna). But my wife has strict instructions that, should I become seriously ill, to switch me to a medigap as soon as

I agree that not being able to post an article like this 'just seems wrong' in the extreme. HOWEVER, there is most definitely a political aspect (WRT the president) to this event and it is not

This is not a bot rejection.? Roy just posted that they are reviewing the many pending posts (all posts are moderated) and specifically said no posts with any mention of a president's name. So that

ditto

"Except for the initial letter about changes to the medical plans I haven’t received any more information. " I have not received any additional info either. I just called and was told that we

More calls yesterday... One to UHC contact line and was told all they do is look at the Database and use what is in there? I am listed as no Survivor and my wife is 'entitled' to get the MA. Was told

It was probably just the uninformed bot that blindly found keywords/phrases, and as my coffee cup says "to mess up is human to really muck things up takes a computer".? Me, I totally ignore

This is just my uninformed interpretation - "survivor" in this context would not be regarding Joint and Survivor pension option but rather after retirement when you opted for the reduction in annual