Both my wife and I are IBM retirees.? My wife is retired because she took the FAP and deferred the payments as a retirement package.? I am a classic retiree.? I retired in October 1994 with 33 years of service.? I retired then because of announced changes to IBM Benefits starting 1995.

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She recently received three letters and two brochures dated September 2022 concerning retirement changes for 2023… and IBM benefits changes for Medicare eligible retirees

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I received nothing from IBM.? I have been reading all these forum’s postings. I am really confused.

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Was I supposed to get info?? As a classic retiree, am I in a different group as far IBM is concerned.?? I see a lot of people refer to calling an un information telephone number.? Who are they calling?...? Via Benefits, Fidelity or IBM.

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I saw some say that there is an October 10^th mailing coming.?

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Any advice would be appreciated.

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Brian Sanborn

236 Longley Rd

Groton, MA 01450

978-448-2651

bpsanborn43@...

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