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Re: IBM $3,000 Heath Care subsidy terminated effective 1/1/2023


 

I thought any doctor that accepts Medicare is valid for UHC doesn't that also apply to hospitals?


Joe Rothengast




On Monday, October 10, 2022 at 12:45:01 PM EDT, hdttraveler@... via groups.io <hdttraveler@...> wrote:


"I will certainly consider this United Advantage offering (I'm currently Aetna). But my wife has strict instructions that, should I become seriously ill, to switch me to a medigap as soon as possible."

Unfortunately, your wife is unlikely to be able to execute your instructions.? Medigap insurers, are free to decline requests to join their plan(s), because you would not be profitable.

UHC has a large network, but it's much smaller than all of those that accept Medigap policies.? In my case, UHC, does not accept my Doctor.

The definitions of Medigap plan types (e.g. Plan F, G, N ...) are all set by Medicare and are very stable.? It's easy to shop because every supplier is offering the same thing.? Medicare Advantage plans change frequently, and it's very difficult to compare suppliers.






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