The Medicare enrollment system would prevent you from having Parts A, B & D when you enroll in a Part C (MAP) since they combine all 3 of those. I’m inclined to stay w/Orig Medicare, medigap & a drug plan this first yr to see how this transition goes for everyone since it appears we can change to the IBM MAP in future yrs & get our $3k funding but if we transition now, we only have 1 chance to revert back within the first 12 mos.
My biggest concern is UHC can remove providers from their network whenever they want & do so AFTER Medicare enrollment ends so your Drs might be in network when you enroll, Jan 1 they’re not & then you’re stuck looking for new Drs willing to accept new Medicare patients. In 2014 UHC dropped 30,000 providers from their MAP network for no reason & many people found themselves in this very position.?
