Lifted from:
https://retiree.uhc.com/content/dam/retiree/pdf/ibm/2023/Understanding-the-IBM-subsidy.pdf
If you had an FHA balance converted to an HRA, you will continue to be able to
withdraw from your HRA to pay for premiums (plan option and Medicare), and
other eligible out-of-pocket medical expenses, as long as you enroll in one of the
IBM-sponsored Group Medicare Advantage plan options administered by
UnitedHealthcare.
So glad burned my FHA balance down paying for insanely priced IBM medical plans prior
to Medicare age. Trust IBM at your own risk, they are NOT your friend.
