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Re: Union Fears Destructive Consequences From Obamacare
Concierge medicine started LONG before Obama got involved. It was created (IMO) by the reimbursement system, which encourages "churning" of as many patients as possible through in one day, rather than dealing with multiple (possibly interconnected) complaints in a single visit, which would be more satisfactory for the patient and lead to better care. The reimbursement system was designed back in the days when people only went to the doctor when they had an acute complaint of some sort. Today, high-quality medical care requires MUCH more than that, and is much more complex. Using the old reimbursement system, there is not sufficient added reimbursement for doing all that extra stuff to cover the time required to do it right.
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In addition, office overheads for primary care have gone through the roof, and this (IMO) has largely been due to the administrative overhead of dealing with numerous insurance plans, each of which has its own forms and sets of rules, which also change at least annually. This requires much work that is not reimbursed, since it does not occur during a face-to-face visit with the patient and increases staffing needs. By refusing to accept insurance, an office can greatly lower its overhead. Let me give a specific example. A patient has been on a particular medication for years and it is working well with no adverse effects. Then the insurance plan decides it doesn't like that medication anymore, and sends notification to (maybe) the patient and (maybe) the patient's primary care office. But the letter does not provide any info re which medication the plan would prefer. It is a guessing game. The office must have a person who specializes in dealing with these things and is able to stay on "hold" for protracted periods while trying to do the right thing for the patient. In addition, if the "preferred" medication is somehow discovered, and the patient is switched to that medication, that may trigger the need for additional expense and inconvenience for the patient. For example, some blood pressure medications can cause alterations to kidney function or potassium levels. Thus a medication switch now morphs into the need for extra labs after the patient has been on the medication for awhile, and an extra office visit to make sure the blood pressure is OK. BUT - the pharmacy insurance company doesn't care about that, because the cost of those things is from a different bucket and it isn't THEIR bucket. Offices are being encouraged financially to implement electronic health records (at great expense) but there are numerous vendors and none of the systems can communicate with each other, which limits the value of such systems. If a patient is seen in more than one location, it is still necessary in many cases to rely on old-fashioned mail and fax communication, which introduces delays and makes cataloging patient data in consistent ways much more difficult. The whole thing is so fouled up I despair of it being unsnarled in my lifetime. I believe a single payer system is the only possible solution, but there are too many influential entities that want to preserve the status quo. I have worked for the VA and Indian Health Service systems and the office overhead was much lower. These are the closest thing to "single payer" that we have in the USA. Office overheads for Canadian primary care offices are 25% of those in the USA. That's a big contributor to our higher health care costs. By the way - I am an IBM retiree who retooled and became an internist, and about 85% of my patients are Medicare. I happen to LIKE taking care of that age group. I think concierge medicine is unethical (I can remember that oath I took on graduation from medical school, one of the high points of my life) but I can understand why it happens. -------------------------------------------- On Tue, 7/23/13, icarlosdanger <no_reply@...> wrote:
Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare To: ibmpensionissues@... Date: Tuesday, July 23, 2013, 10:37 PM ? I really feel we are headed toward a two-tier system, so well-explained here: To find a concierge doctor or locate a direct primary care medical practice in your area, see and . I think Obamacare played some part in the emergence of concierge medicine. I usually think of a concierge as a hotel grunt who assists guests by arranging tours, etc. In the medical field, patients get special treatment from concierge doctors. Those who can afford to pay the annual fees are flipping to concierge medicine for their health care. Annual fees range from $200 a year to $1,500 or more. Concierge doctors limit their patient loads to 400-600 people, give them better service like same-day and longer face time and 24/7 access! --- In ibmpensionissues@..., dan finn <dfinn1@...> wrote: > > But if everyone were covered under a single payer, then practices go out of business if they refuse to accept payment from single payers, correct? Or, the prices would be so low that they cannot continue to pay for their liabilities such as homes, cars and expenses. This is the part where very good doctors with lower financial expectations from places like the Philippines and India set up shop in the usa...ACA (regrettably not single payer) will probably necessitate this anyway due to high demand. They would be here now except for the arbitrarily protective visa limitations that could be liberalized, probably by executive order. |
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