I suspect ebay's changes to deposit money into your bank account relates to an underlining issue has been a tax issue from governments for sellers who are not reporting income.
I still enjoy the eBay marketplace, and would rather pay shipping then get into a tricky situation meeting someone in person, whom I don't know on FB Marketplace and having purchase
a few items on Marketplace this past year, my credit card company has not been very happy.
I think of eBay as a figurative box of chocolates, where you never know what you will find.... I have found some treasured items, but I remind myself it is a situation of buyer beware.
Tamra