I got a letter from Geico that I need an acceptable condition and evaluation survey this year to renew my boat insurance. Based on the suggestion in this forum?I contacted?
United Marine Underwriters?
To get the quote I had to enter how long I owned it and a value of the boat at purchase, but in 2018, it was?a hand me down boat from my family so I entered $0. I requested $300,000 liability and $10,000 medical to each individual.
They replied, NO, due to the age and their response was as follows:
Re: 1978?34'?SABRE CORPORATION ?
?
Thank you for the opportunity to provide an insurance quotation.? Due to the age of the vessel, we do not have a market and will be unable to provide you with a quotation.? Sorry we could not be of assistance.
Guess I'm going to be looking for a surveyor too, since that is what Geico requires.
On Mon, Feb 24, 2025 at 8:30?PM David Lochner via <davelochner=[email protected]> wrote:
Comparing insurance premiums without providing information about the amount of coverage and the kind of coverage is pretty meaningless. Liability only coverage is much less expensive than Agreed Hull Value. We¡¯d need to know the deductible, oil spill coverage, liability levels, etc to render an informed opinion about the insurance premium.
Dave
Second Star
S362 #113
Fair Haven, NY/Lake Ontario
On Feb 24, 2025, at 8:26?PM, Philip Horn via <philhorn48=[email protected]> wrote:
I've been with Progressive for about 10 years, my 34 is 46 years old.
Premiums are very reasonable, never had to provide a survey.
Been boating for 60+ years with no claims.
For me the insurance is about liability coverage, the hull coverage