What I would do is use a NanoVNA to measure the impedance over 88-108 MHz right at the connector that plugs into the radio. Average the measurements for several cars. Then design a network that approximates the average when driven by a 50 ohm generator. To ensure generator flatness, make the network show 50 ohms to the generator. Network loss shouldn't matter since you can set the generator level so resistors are fine.
Brian