Oh, I forgot to mention.

We gave up on Quicken a long time ago during Intuit’s Mac-hostile phase and switched to Moneydance. My wife uses it a lot more than I do, often pushing at its boundaries, while managing both our meager fortune and the accounts of her elderly aunts. It has worked well over the years and has the advantage for us of versions on both Mac and Linux. There’s also a feature-poor iOS version we do not use.

There are a couple of problems:

For years, Intuit has been making deals with the money bins to prefer exporting account information in their somewhat proprietary format xxx.QFX instead of the open source xxx.OFX. (Most use both.) The problem here is that as soon the non-Intuit programs learn to reliably input xxx.QFX files, Intuit has a history of making a small change in their format to mess up everybody but Quicken. Moneydance will import xxx.OFX and xxx.QFX.

There are two versions: Moneydance and Moneydance Plus. The latter has some features most people will find necessary. The publishers of Moneydance have joined the enshittification trend with Moneydance Plus by moving to an annual subscription. Plain Moneydance is still a one-time fee.

L^2