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Re: obama care and a a link to grow on.
Cat got your tongue? Just trying to understand what your motivation is for bombarding a message board originally set up to allow a more free exchange of ideas and thoughts among IBMers and IBM retirees. I don't think you are one of us.
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--- In ibmpensionissues@..., "zimowski@..." <zimowski@...> wrote:
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Re: Union Fears Destructive Consequences From Obamacare
Valerie Jarrett: ? If you did work for the company you were clearly in administration.? Clearly?you are a?Progressive-social-communist benefitting from a capitalist society or what's left of it? - pun intended. ? Based on what I am seeing from you Valerie Jarrett in this forum is you are an unhappy person.? All you do is attack everyone who responds with personal attacks.? And that behavior comes from the left not the right.?? ? Facts can be distorted.? The only things that?saved?Bill Clinton's ass were?the economic boom of SUV / large margin vehicle?demand
and the tightest job market of our life time via the Internet Boom.? ? Neither was created by?the government.? Smoke those?facts, Outlier.? ? Then go wait in line for your O'bama care. From: Sue Runyon
To: ibmpensionissues@... Sent: Tuesday, July 30, 2013 10:11 AM Subject: Re: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare
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Yet again, a content-free post - well, no content except baseless personal attacks, that is. Geesh, why do people like you not seem to ever know when to not reply?
-----Original Message-----
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Re: Union Fears Destructive Consequences From Obamacare
Yet again, a content-free post - well, no content except baseless personal attacks, that is. Geesh, why do people like you not seem to ever know when to not reply?
-----Original Message----- From: zimowski To: ibmpensionissues Sent: Mon, Jul 29, 2013 9:14 pm Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare
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You didn't include any links in this one, so I guess we can assume all these assertions are opinions rather than facts. But wait, you often include links to web sites that contain opinions which you claim are facts. And then when challenged, claim that you never said they were facts. Is English you first language? Just the facts please - I have opinions of my own. --- In ibmpensionissues@..., Sue Runyon wrote: > > > No, the Democrats NEVER said that, nor did they behave that way either. > > As I've recently linked to MULTIPLE times, read the piece by Norman Ornstein about the Republicans despicable behavior when it comes to Obamacare. > uh > And if you're too freaking lazy to link to a story about this supposed ONE instance of this disreputable behavior by the Democrats, that's your shortcoming, not mine. And AGAIN, I've never claimed that Democrats are a ngelic! But it's a fact that the Republicans are behaving in ways that the Democrats have never behaved when one looks at the quality and quantity. > > > > -----Original Message----- > From: Kevin W > To: ibmpensionissues <ibmpensionissues@...> > Sent: Mon, Jul 29, 2013 8:59 pm > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > Sue, somehow I missed this response, but you state: > > emember, whether or not one political party is less interested in behaving collegially than the other to a significant degree of difference. Republicans in the House have a firm stance that they won't allow ANY votes on ANY bills that don't have majority Republican support. > > This is the exact tact taken by Democrats when they lost the majority under Bush. Their words to the public were they would block any and all legislation at any cost. The folks supporting the Dems didn't bat an eye, they supported their representatives whole heartedly. Now that the shoe is on the other foot, those same folks cry foul and how horrible it is. Again, good for the goose, good for the gander. > > No, I am not distorting the facts. Check your history on the energy bill walkout. > > --- In ibmpensionissues@..., "Rick b Cool" wrote: > > > > One of the outstanding problems in the MSM is the principle of balance, balance between two equivalent sides. It is a problem because we presently do not have two equivalent sides with equivalent legitimacy. The MSM would do everyone a favor if they simply reported real facts rather tan play the game of R said this, D said this while providing no real context or fact checking. This false equivalence is a major part of the problem. Treating all of the American people as dumb is a major part of the problem. Birthers need to be CLEARLY presented as dishonest liars, not just as an alternative opinion or alternative "fact". > > > > --- In ibmpensionissues@..., Sue Runyon wrote: > > > > > > > > > I'm fully aware of the many shortcomings of President Obama. I don't need to "balance out my stand", as MY stand is an accurate one that has documented a few of the many ways in which the "both sides do it" argument is invalid. > > > > > > Politifact is a nonpartisan factchecking site, and there's an overwhelming difference between the two sides of the political aisle in how they tell lies and how they tell the truth. > > > > > > Again, I've never said that Democrats are angelic and Republicans are the devil, and so you pointing out ONE instance where the Democrats behaved badly doesn't refute my stance in ANY WAY - yet you delusionally think it does. The flaw is with your thinking, not with what I've written here. > > > > > > I have no idea what you're going off on when you cite that the Democrats refused to work with Republicans on an energy plan, but I suspect you're distorting what truly happened - but even if you aren't, it's not evidence that the Dems are less interested in working with the other party - and that's what THIS sub-thread is about, remember, whether or not one political party is less interested in behaving collegially than the other to a significant degree of difference. Republicans in the House have a firm stance that they won't allow ANY votes on ANY bills that don't have majority Republican support. Now, in the past few months, they've had to ignore that rule to get a couple of very important bills passed, but they hold pretty darn firm to that ideal, and you want to carp about ONE instance where the Democrats didn't want to go along with the Republicans? Really? > > > > > > > > > > > > -----Original Message----- > > > From: Kevin W > > > To: ibmpensionissues <ibmpensionissues@...> > > > Sent: Mon, Jul 29, 2013 8:58 am > > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > > What you might want to do, to balance out your stand is list the items where Obama changed in his short tenure. All the things he promised to people and suddenly ended up with the Bush evil side and inaction. > > > Where we saw the daily total of Bush murders in the wars to the complete lack of attention once Obama came to power and did not end the wars, close Gitmo, reverse the spying on citizens that were all part of his platform. > > > You might want to look at when the Republicans agreed to take up the energy agenda and the democrats said, no, we have vacation to take and book signings to attend. > > > Then of course you can look at the thousand of inconsequential things where individual Dems and Repubs daily flipflop but the media only called it out on Republicans, ignoring it as or dismissing it as "change in view based upon new facts" for the Democrats. > > > You see according to the press the only time a Democrat changes their mind is when it makes sense, but anytime a Republican does it, it is for vote getting or putting money in their pocket. > > > I listen to FOX and MSNBC views of the same stories for more humorous reasons than anything else. It reaffirms the bias and bigotry of both sides. > > > > > > What would be very good would be to pick up a book called, The Righteous Mind by Haidt. Here is a far left liberal by his own admission who started the book project with the idea of affirming that his side are the fact tellers and the other side is nothing more than uneducated, bigoted idiots. Kudos to him for seeing the project through and realizing why both sides exist and why both sides are important to the survival of a civilization. > > > > > > --- In ibmpensionissues@..., Sue Runyon wrote: > > > > > > > > > > > > No, it's not my opinion that filibusters have been used more by the Republicans than ever before in the history of our nation. That's a demonstrable fact. There are graphs that show this change in behavior. > > > > > > > > The same with the difference between the political sides of the aisle with respect to Politifact Pants on Fire lies and True statements. There is an overwhelming majority of PoF lies from the right as compared to those coming from the left - the last time I checked, it was like 8 to 1. And a similar comparison can be made with comments that Politifact, a nonpartisan site, has rated "True". It's a fact - not my opinion, that many more Democrats, Progressives and liberal groups have been given "True" ratings than those on the right. > > > > > > > > And it's not my opinion that the Republicans have abandoned things that they've supported in the past when those same things get the buy-in from Democrats. It's a fact. > > > > > > > > Both sides don't engage in these things at the same levels of involvement. I never said, nor would I ever say, that the left is angelic and the right is the devil incarnate - but when someone tries to claim that both sides are equally guilty in these bad behaviors, I present evidence that it's a false equivalency argument to claim that they are both equally guilty. > > > > > > > > And, the facts are that the Democrats have shown a great willingness to compromise since Obama was elected, and the Republicans have not. I could list countless examples of that - and you couldn't provide countless examples of the contrary. > > > > > > > > Facts are powerful things. > > > > > > > > > > > > -----Original Message----- > > > > From: Kevin W > > > > To: ibmpensionissues <ibmpensionissues@...> > > > > Sent: Sat, Jul 27, 2013 4:27 pm > > > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > > > > > > > > > Sue your statements are nothing more than opinions in this matter. Both sides engage in the same 3 items you quote below. Both sides excuse it for their side as minimal and called it out on the other as extreme. This self imposed bias becomes a blindness and allows them to make statements as you have below. > > > > Realizing/admitting a fact doesn't mean you have to like it, doesn't mean you have to change sides, it only means acknowledging the lunacy you claim for the other side exists on your side as well. > > > > In the long run it tends to make a person more balanced and understanding. > > > > Otherwise we get what we have today, two political parties unable and unwilling to compromise because their acolytes will take them to task or call them weak. > > > > > > > > --- In ibmpensionissues@..., Sue Runyon wrote: > > > > > > > > > > > > > > > No, the facts are that it is quite dominated by one political party - and that party is not the Democrats. I can provide 3 undeniable examples - you, and others, should stop with the nonsense that "both sides do it". False equivalency arguments make you look insincere or ill-informed. > > > > > > > > > > 1. Filibusters > > > > > 2. Politifact Pants on Fire lies > > > > > 3. FlipFlopping on political stances when the other party supports them. > > > > > > > > > > No one on the left side of the aisle has committed such politically partisan behavior in the same levels. > > > > > > > > > > And we've seen it here in this string of comments - snide remarks from those on the right who can't debunk the facts presented by those on the left. Rejection of factual arguments made by the left that are easily supported with all kinds of supporting links. A total lack of support for the arguments made by those on the right. > > > > > > > > > > It's not an issue of "both sides do it equally". It's just demonstrably not. > > > > > > > > > > > > > > > -----Original Message----- > > > > > From: Kevin W > > > > > To: ibmpensionissues <ibmpensionissues@...> > > > > > Sent: Fri, Jul 26, 2013 8:33 am > > > > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > Please be aware, this blind loyalty to a side, spinning of untruths and spreading fear and propaganda is not a republican issue. It is a political issue shared equally by both sides and both sides are for something until it suits them to not support it. > > > > > > > > > > A liberal will find lies out of anything conservative and a conservative will find lies out of anything liberal. Neither will acknowledge their own lies until it is shoved in their face and even then they will excuse it and derail the conversation with their lies are worse. Very few of us are unbiased, even fewer of us know and acknowledge our own biases and try to see around them. It simply hurts too much... > > > > > > > > > > --- In ibmpensionissues@..., Sue Runyon wrote: > > > > > > > > > > > > > > > > > > But, but, but..... you're ruining the fearmongering and the conspiracy theories of those who have a kneejerk hatred of almost everything and anything associated with Democrats and Obama - even if that stuff is incredibly similar to things that sane Republicans pushed a few years or decades ago. > > > > > > > > > > > > A nonpartisan site, Factcheck.org, soundly and emphatically debunked the false meme that Congress exempted themselves from the same requirements as everyone else. > > > > > > > > > > > > If you check out any of the well-known factchecking/urban legend sites, what you'll see if that almost all of the pants-on-fire dishonesty comes from the right. You'll see that there's a ton of misinformation about Obama which is easily debunked - yet it keeps being spread around in viral emails and spread as gospel on talk radio. And there seems to be a dearth of people on the right side of the political aisle who stand up and refute such nonsense and tell their supporters to stop pushing it. Occassionally you'll see someone do it - John McCain did it when someone in a town hall meeting told him that Obama was an "Arab", for example. > > > > > > > > > > > > So, if you're actually interested in whether or not it's true or false that Congress somehow exempted themselves, look at this article. > > > > > > > > > > > > or this one - FreedomWorks, a favorite of Glenn Beck, by the way > > > > > > > > > > > > or this one, where Politifact.com rated it "Pants On Fire" false, citing conservative Norman Ornstein and nonpartisan snopes.com > > > > > > > > > > > > > > > > > > If someone were really interested in knowing the truth about whether or not Congress had to participate, they'd already KNOW this answer. They'd KNOW that the rightwing spin about this topic was just that - dishonest spin. Instead, we get comments like this one - "If ACA is so great why did Congress and the President exempt themselves, their families, and staffers from the provisions of ACA? No one seems to talk about that." > > > > > > > > > > > > But it's not true that "no one" talked about this - MANY rightwingers talked about this, ad nauseum, despite the fact that it was NEVER TRUE. So, no one SHOULD HAVE talked about this, since it was nonsense from the very beginning. If someone made an honest mistake, and thought it was true, as soon as they knew it wasn't true, they would have apologized for their error, and straightened others out when they heard the misinformation repeated. > > > > > > > > > > > > But as snopes.com has pointed out for years, most people will believe what they want to believe. Someone below said "Government exempts itself from everything." But that's not true. They haven't, they don't, they won't. Yet many won't believe it when the FACTS disprove their CT. In fact, the government actually has the same or even tougher regulations in almost every arena as compared to the private sector. > > > > > > > > > > > > > > > > > > > > > > > > -----Original Message----- > > > > > > From: Sheila Beaudry > > > > > > To: ibmpensionissues <ibmpensionissues@...> > > > > > > Sent: Thu, Jul 25, 2013 10:15 pm > > > > > > Subject: Re: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > It is the same for IBMers and anyone else getting insurance through their companies. You don't have to change your IBM insurance to get your insurance from one of the Exchanges. But you can if you want to. Why should they be singled out by not letting them do the same as others. Isn't that the point; they shouldn't be treated any differently? > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > From: Kevin W > > > > > > To: ibmpensionissues@... > > > > > > Sent: Thursday, July 25, 2013 7:59 AM > > > > > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > Now here is what I see when I read that link. Tell me what I missed. While congress did not create any special exemptions for itself, no congressperson is required to give up any special coverage and cadillac plans they may have and be required to only have choices available to the bulk of the American people. The article goes out of its way to avoid stating such things until a short paragraph at the very end where it mentions a Republican wanted to amend the bill to state that federal officials must only be able to choose from those new plans created by the ACA. In other words making our government eat its own dog food. Apparently according to the article which gives one entire sentence to it, maybe hoping people would be bored by the time they got this far in the article the change was added but only if the leadership and committee heads were exemption from the change. So they don't have to eat the dog food they are serving. > > > > > > > > > > > > --- In ibmpensionissues@..., Sheila Beaudry wrote: > > > > > > > > > > > > > > Wrong, they are not exempt from ACA.???????????????????????????????? Stop spreading untruths.???????????????????????????????? See > > > > > > > > > > > > > > > > > > > > > From: Rick b Cool > > > > > > > To: ibmpensionissues@... > > > > > > > Sent: Wednesday, July 24, 2013 9:34 AM > > > > > > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > ???????????????????????????????? > > > > > > > Really? > > > > > > > > > > > > > > Government exempts itself from everything. Governments, federal and state exempt all their own vehicles from all regulations pertaining to vehicle construction and safety, including school buses.. It's a crock but had nothing to do with ACA. > > > > > > > > > > > > > > --- In (Message over 64 KB, truncated) From DummyAddressAndDate Thu Sep 16 11:42:17 2010 X-Yahoo-Msgnum: 509 Return-Path: X-Sender: slouise217@... X-Apparently-To: ibmpensionissues@... X-Received: (qmail 40304 invoked by uid 102); 30 Jul 2013 14:17:07 -0000 X-Received: from unknown (HELO mtaq6.grp.bf1.yahoo.com) (10.193.84.37) by m3.grp.bf1.yahoo.com with SMTP; 30 Jul 2013 14:17:07 -0000 X-Received: (qmail 9574 invoked from network); 30 Jul 2013 14:17:07 -0000 X-Received: from unknown (HELO omr-m02.mx.aol.com) (64.12.143.76) by mtaq6.grp.bf1.yahoo.com with SMTP; 30 Jul 2013 14:17:07 -0000 X-Received: from mtaomg-db01.r1000.mx.aol.com (mtaomg-db01.r1000.mx.aol.com [172.29.51.199]) by omr-m02.mx.aol.com (Outbound Mail Relay) with ESMTP id 34D91700AB991 for ; Tue, 30 Jul 2013 10:17:07 -0400 (EDT) X-Received: from core-dkb004a.r1000.mail.aol.com (core-dkb004.r1000.mail.aol.com [172.29.181.219]) by mtaomg-db01.r1000.mx.aol.com (OMAG/Core Interface) with ESMTP id 8947FE000088 for ; Tue, 30 Jul 2013 10:17:06 -0400 (EDT) References: To: ibmpensionissues@... In-Reply-To: X-MB-Message-Source: WebUI MIME-Version: 1.0 X-MB-Message-Type: User Content-Type: multipart/alternative; boundary="--------MB_8D05B469AD2B03A_1FF0_204A2_webmail-m257.sysops.aol.com" X-Mailer: AOL Webmail 37938-STANDARD X-Received: from 67.79.10.133 by webmail-m257.sysops.aol.com (64.12.138.231) with HTTP (WebMailUI); Tue, 30 Jul 2013 10:17:06 -0400 Message-Id: <8D05B469AAEFB8B-1FF0-9015@...> Date: Tue, 30 Jul 2013 10:17:06 -0400 (EDT) x-aol-global-disposition: G X-AOL-SCOLL-SCORE: 1:2:432760992:93952408 X-AOL-SCOLL-URL_COUNT: 8 x-aol-sid: 3039ac1d33c751f7cae23792 X-Originating-IP: 10.193.84.37 X-eGroups-Msg-Info: 1:12:0:0:0 From: Sue Runyon Subject: Re: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare X-Yahoo-Group-Post: member; u`066738; y=oenqAtg-Z0glK1RpvF7JynSje4kXzDHzaMOFikhGg7J2yKcJ X-Yahoo-Profile: louise217 ----------MB_8D05B469AD2B03A_1FF0_204A2_webmail-m257.sysops.aol.com Content-Transfer-Encoding: quoted-printable Content-Type: text/plain; charset="utf-8" Yeah, you never said that. I did. But this fool is cropping it out of context. I've written that very few people will pay more because of Obamacare, but have ALSO said that some will - like the wealthiest among us and the young who remain healthy. I've also written, repeatedly, that very few people will pay more without a substantial benefit to themselves - and that's where parents insuring adult children fits in. And the argument I was refuting was that many people will pay more. Most won't. And yeah, I'd like to see him explain, with factual information instead of his 'belief' and opinion, how everyone else is going to be forced to pay more too. -----Original Message----- From: edward_berkline To: ibmpensionissues Sent: Mon, Jul 29, 2013 10:46 pm Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare I don't believe I ever said "very few people will pay more because [of] Obamacare." You must have me confused with someone else. Yes, parents who add additional people (i.e. children) to their coverage will pay more. But what did you expect? That this would somehow be free? Obamacare has never made such a promise. I'm not sure what you mean when you say: > Now you are stating that the people in one group pays more for this > and the other group - with no children pay less but still pay for > this change. So this other group did pay something for the > Obama-care change. What I am saying is that people who add children to their policies will pay more because they are covering more people. I am not saying that this will result in people without children paying more. Your mind must be very scrambled if you can't understand this. And I'm still waiting for you to post some facts to support your claims that everyone will pay more because of parents adding adult children to their coverage. --- In ibmpensionissues@..., KenSP@... wrote: > > You are correct that the people who paid more were the people who added children to their policy. BUT previously you said that "very few people will pay more because Obamacare". Now you are stating that the people in one group pays more for this and the other group - with no children pay less but still pay for this change. So this other group did pay something for the Obama-care change. So by your own words it is not a fact that very few people will pay more because of Obamacare - but a hope, opinion or belief.It is a fact, that insurance companies are required by law to create the reserve for this exposure. They do not charge the full reserve to the people who added children but spread a balance to all others in the pool. Of course, many used this as an excuse to raise the premium higher than what was need because of the profit motive.Finally, do you really believe that a young person who may have an annual doctor's fees of $200 a year is going to buy health insurance for two or three thousand when they believe they are going to live forever.Ask them and hear their response. Don't you wonder why the US government did not draft or does not take people over the age of 26into the army except in the world wars.----- Original Message -----From: edward_berkline Date: Monday, July 29, 2013 9:50 pmSubject: [ibmpensionissues] Re: Union Fears Destructive Consequences From ObamacareTo: ibmpensionissues@...> Well, uh, the people who paid more when parents added their > adult children to their policies are the parents themselves. > Since additional person(s) were covered, they paid additional > premiums. But they got something they wanted in return: HEALTH > INSURANCE ! Oh, the tragedy! They had to actually PAY for > it!!!! And it was all voluntary!> > Since the majority of young adults are healthy and can be > expected to have few claims, the premiums their parents pay are > most likely helping to keep the cost lower for everyone else. > Oh, what a tragedy!!> > If you can prove otherwise, please do so. > > --- In ibmpensionissues@..., KenSP@ wrote:> >> > The FACT is that very few people will pay more for > healthcare coverage with Obamacare as compared to how much they > would have paid out before Obamacare.How is this a fact. Someone > had to pay for putting children on a parent's health insurance > policy. Isn't this a result of Obamacare and didn't the > insurance companies increase their premiums to cover this. So > how can you say that this is a fact very few people will be > paying more for their insurance. Tell it to those people who do > not have children under the age of 26 and now have to pay more. > Everyone paid more because of this change.This is proof how you > make general statements which are opinions and then call the > facts. > > > > ----------MB_8D05B469AD2B03A_1FF0_204A2_webmail-m257.sysops.aol.com Content-Transfer-Encoding: quoted-printable Content-Type: text/html; charset="utf-8" Yeah, you never said that. I did. But this fool is cropping it out of context.
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I've written that very few people will pay more because of Obamacare, but have ALSO said that some will - like the wealthiest among us and the young who remain healthy. I've also written, repeatedly, that very few people will pay more without a substantial benefit to themselves - and that's where parents insuring adult children fits in.
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And the argument I was refuting was that many people will pay more. Most won't. And yeah, I'd like to see him?explain, with factual information instead of his 'belief' and opinion, how everyone else is going to be forced to pay more too.?
-----Original Message----- From: edward_berkline To: ibmpensionissues Sent: Mon, Jul 29, 2013 10:46 pm Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare
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------I don't believe I ever said "very few people will pay more because [of] Obamacare." You must have me confused with someone else.
Yes, parents who add additional people (i.e. children) to their coverage will pay more. But what did you expect? That this would somehow be free? Obamacare has never made such a promise. I'm not sure what you mean when you say: > Now you are stating that the people in one group pays more for this > and the other group - with no children pay less but still pay for > this change. So this other group did pay something for the > Obama-care change. What I am saying is that people who add children to their policies will pay more because they are covering more people. I am not saying that this will result in people without children paying more. Your mind must be very scrambled if you can't understand this. And I'm still waiting for you to post some facts to support your claims that everyone will pay more because of parents adding adult children to their coverage. --- In ibmpensionissues@..., KenSP@... wrote: > > You are correct that the people who paid more were the people who added children to their policy. BUT previously you said that "very few people will pay more because Obamacare". Now you are stating that the people in one group pays more for this and the other group - with no children pay less but still pay for this change. So this other group did pay something for the Obama-care change. So by your own words it is not a fact that very few people will pay more because of Obamacare?- but a hope, opinion or belief.It is a fact, that insurance companies are required by law to create the reserve for this exposure.? They do not charge the full reserve to the people who added children but spread a balance to all others in the pool. Of course, many used this as an excuse to raise the premium higher than what was need because of the profit motive.Finally, do you really believe that a young person who may have an annual doctor's fees of $200 a year is going to buy health insurance for two or three thousand when they believe they are going to live forever.Ask them and hear their response.? Don't you wonder why the US government did not draft or does not take people over the age of 26into the army except in the world wars.----- Original Message -----From: edward_berkline?Date: Monday, July 29, 2013 9:50 pmSubject: [ibmpensionissues] Re: Union Fears Destructive Consequences From ObamacareTo: ibmpensionissues@...> Well, uh, the people who paid more when parents added their > adult children to their policies are the parents themselves. > Since additional person(s) were covered, they paid additional > premiums. But they got something they wanted in return: HEALTH > INSURANCE ! Oh, the tragedy! They had to actually PAY for > it!!!! And it was all voluntary!> > Since the majority of young adults are healthy and can be > expected to have few claims, the premiums their parents pay are > most likely helping to keep the cost lower for everyone else. > Oh, what a tragedy!!> > If you can prove otherwise, please do so. > > --- In ibmpensionissues@..., KenSP@ wrote:> >> > The FACT is that very few people will pay more for > healthcare?coverage with Obamacare?as compared to how much they > would have paid out before Obamacare.How is this a fact. Someone > had to pay for putting children on a parent's health insurance > policy.? Isn't this a result of Obamacare?and didn't the > insurance companies increase their premiums to cover this.? So > how can you say that this is a fact very few people will be > paying more for their insurance.? Tell it to those people who do > not have children under the age of 26 and now have to pay more. > Everyone paid more because of this change.This is proof how you > make general statements which are opinions and then call the > facts.? > > > > |
Re: Union Fears Destructive Consequences From Obamacare
Really? You cite redstate as a credible source? Really? A blog full of radical righties?
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I swear, why people wade into deep water when they don't know how to swim is beyond me.
-----Original Message----- From: weinerisnospitzer To: ibmpensionissues Sent: Mon, Jul 29, 2013 8:22 pm Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare
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Loser Alert: >>> Ornstein
Ha! --- In ibmpensionissues@..., Sue Runyon wrote: > > > No, the Democrats NEVER said that, nor did they behave that way either. > > As I've recently linked to MULTIPLE times, read the piece by Norman Ornstein about the Republicans despicable behavior when it comes to Obamacare. |
Re: Union Fears Destructive Consequences From Obamacare
Thanks for showing us that when you don't have any cogent argument, it won't stop you from replying.
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-----Original Message----- From: zimowski To: ibmpensionissues Sent: Mon, Jul 29, 2013 7:36 pm Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare
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In this case, I think the following quote is very appropriate: "If it walks like a duck, quacks like a duck, looks like a duck, it must be a duck"
--- In ibmpensionissues@..., Sue Runyon > > > Show me a post where anyone here has said that they admire Keith Olbermann or agreed with the way he behaved..... oh, that's right, you can't, 'cuz it never happened. > > His usage of that phrase has nothing to do with us. > > YOUR usage of him is an example of a logical fallacy - look it up. All of your arguments are bogus and ridiculous, in fact. You can't refute a thing we've been writing, and so you choose to make ludicrous statements that have nothing to do with what we've been saying. > > It's undeniably TRUE. One can't legitimately demand respect for an opinion that's not based upon the facts. That's why Senator Daniel Patrick Moynihan said that everyone is entitled to their own opinion, but not their own facts. > > And there aren't a different set of facts upon which we can each rely upon. There's one set of facts. That's undeniable. Your personal attacks on me, or Keith Olbermann, don't change that FACT that there's one set of facts that we can all avail ourselves of. You can't possibly know that your "facts are correct", because you havent' been relying upon facts! The FACT is that very few people will pay more for healthcare coverage with Obamacare as compared to how much they would have paid out before Obamacare. > > The only people who will pay more without getting a significant benefit are the wealthiest among us and those healthy young people who chose to not have insurance before and who remain healthy. That's a fact. We're getting economies of scale, we're getting savings from people getting better care at lower costs, and we're taxing a few people and bringing more people into the system. Obamacare actually helps our nation's long term deficit. > > All facts. > > Now, you can hold the opinion that you don't WANT anyone to pay ANY more in order to get millions more people covered by health insurance. I'm of the opinion that it's a great thing to allow more people to live healthier lives. I'm of the opinion that it's better to stop tons of people every year from dying as a result of not having healthcare insurance. You can certainly hold the opinion that you aren't willing to help them out. But you can't legitimately claim that your opinions are backed up by facts, because they aren't. > > > -----Original Message----- > From: zimowski > To: ibmpensionissues <ibmpensionissues@...> > Sent: Mon, Jul 29, 2013 12:18 pm > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > The statements "You have your right to your own opinions and beliefs. Not your own facts." have been popping up on this forum quite a bit lately. I thought that this was a quote from Keith Olbermann, but decided to verify and was surprised to learn that it is in fact a quote from Daniel Patrick Moynihan. This fact was found in a Washington Post opinions article by Ted Koppel about opinionated well-known personalities. > > Ted notes: "Daniel Patrick Moynihan's oft-quoted observation that "everyone is entitled to his own opinion, but not his own facts," seems almost quaint in an environment that flaunts opinions as though they were facts." > > Here's another Ted Koppel quote from the article: > > "We live now in a cable news universe that celebrates the opinions of Olbermann, Rachel Maddow, Chris Matthews, Glenn Beck, Sean Hannity and Bill O'Reilly - individuals who hold up the twin pillars of political partisanship and who are encouraged to do so by their parent organizations because their brand of analysis and commentary is highly profitable." > > Finally a Koppel quote about Olbermann, who uses the "everyone is entitled" quote more than anyone: "To witness Keith Olbermann - the most opinionated among MSNBC's left-leaning, Fox-baiting, money-generating hosts - suspended even briefly last week for making financial contributions to Democratic political candidates seemed like a whimsical, arcane holdover from a long-gone era of television journalism, when the networks considered the collection and dissemination of substantive and unbiased news to be a public trust. > > Back then, a policy against political contributions would have aimed to avoid even the appearance of partisanship. But today, when Olbermann draws more than 1 million like-minded viewers to his program every night precisely because he is avowedly, unabashedly and monotonously partisan, it is not clear what misdemeanor his donations constituted. Consistency?" > > My opinion is that it's hard to trust the arguments of anyone who thinks that Keith Olbermann's style of debate is one that should be emulated as being non-partisan and convincing. Gets more amusing with every re-use of Moynihan's observation. > > --- In ibmpensionissues@..., "Rick b Cool" wrote: > > > > Spoken like a true person who doesn't like the facts and what they mean or imply. You have your right to your own opinions and beliefs. Not your own facts. You have the right to not believe simple facts. That is nothing more than political zeal or religious fervor in denial of objective reality. A common trait among us humans, but not a particularly useful trait in optimizing outcomes. > > > > --- In ibmpensionissues@..., "Sam Cay" wrote: > > > > > > OK no problem , you believe your facts and I'll believe mine. I know mine are correct but not sure of yours. I'd rather choose who/what I give my money to but unfortunately the crooks in government don't let me do that. I'll leave the charity giving to people like you. You must not be on twitter based on the length of your post. Sorry I made you ramble. > > > > > > --- In ibmpensionissues@..., Sue Runyon wrote: > > > > > > > > > > > > Facts are facts. If your data source isn't correct, then what you get from them isn't a fact, so no, it doesn't matter what your data source is - it matters whether or not what you get from them is truly a fact. > > > > > > > > Your OPINION that you would rather not pay for the costs of providing health care to others is your opinion, and you're entitled to it. You aren't entitled to your own facts, however. > > > > > > > > And yeah, providing healthcare to those who currently can't get it will cost the wealthier among us a little bit. We're already paying for a significant portion of the care they DO receive - the poorest among us only pay for a small portion of their care - the rest of us already pay for it via local taxes, higher insurance premiums, and higher costs for out of pocket medical expenses. But yeah, it WILL cost the wealthier among us more to subsidize the healthcare costs of those who aren't covered now and who have mostly refrained from getting the healthcare they've needed all along. > > > > > > > > In our nation, we've long ago determined that it's to the community's benefit to share resources so that we all benefit. That's why we require the community to all pay school taxes, whether they have no kids or 12 kids in the school system - because it benefits our society to have a well-educated populace. We ALL pay for the fire department to be there, even if we never have a fire in our lifetimes and we're very careful people. We ALL pay SSI, so that *if* we ever become disabled or leave dependents without an income source, we can rest assured that they'll not be out on the street. Those are only a few examples of how we've behaved over the past century, as a country. > > > > > > > > That's something our nation, as a whole, has determined is in our best interests. You might not think that way, and that's your choice, but the nation, as a whole, DOES think that it's a good idea. > > > > > > > > I, myself, don't begrudge anyone else being provided healthcare. I think that everyone should have access to adequate healthcare, and if it costs me a little bit, I don't mind that at all. The majority of the American public doesn't mind it either. Your snide remark about people who are "unwilling to help themselves" is contrary to the FACTS about why most uninsured people are uninsured. Most aren't uninsured due to an active choice they've made. And most of those who aren't insured through an active choice they've made are those who are young and healthy, and in their cases, it'll be them as a group, NOT you, who has a new financial burden to bear. They'll be subsidizing those who truly have had a need, as a group, for health insurance. And so will the rest of us be subsidizing that group - the group who's had a need for better healthcare coverage but hasn't been able to get it. > > > > > > > > I don't have any of *my* data. There's data that's everyone's to share. > > > > > > > > And that data tells us that it WILL cost those among us who can well afford it a small amount to provide coverage to millions of Americans. I don't begrudge them that service - you do. But the data does NOT tell us that, by and large, that extra cost will be going to people who aren't willing to take care of themselves. THAT conclusion that you've leapt to is evidence of YOUR beliefs coloring YOUR interpretation of the FACTS. The FACTS don't change. A tiny percentage of the people who will be getting healthcare insurance now are people who aren't trying to help themselves. Most of them are too poor to help themselves or unable to get coverage at any sort of an affordable price due to pre-existing conditions or other issues out of their control. > > > > > > > > > > > > > > > > -----Original Message----- > > > > From: Sam Cay > > > > To: ibmpensionissues <ibmpensionissues@...> > > > > Sent: Fri, Jul 26, 2013 7:20 am > > > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > I guess this makes the assumption that your source of data is correct.It's not just a matter of who's data you believe but what data you want to believe. I am concerned when the cost of any government program reaches in my pocket to pay for others who are unwilling to help themselves. Whenever the word subsidy comes into a program this is my trigger for taking food out of my families mouth. So does your data tell us that we will or will not be paying for someone unwilling to make their life better. > > > > > > > > --- In ibmpensionissues@..., Sue Runyon wrote: > > > > > > > > > > > > > > > Facts are facts. One can't "believe" something that's demonstrably false. One can have opinions that are different from another person, but we all share the same database of factual information upon which we should rely upon to come to differing opinions. > > > > > > > > > > Pointing out that some people are ignorant of the facts isn't insulting if they truly are ignorant of relevant facts! It's honestly portraying them. And pointing out that some people are SO politically partisan that, when confronted with the knowledge that they're pushing a false meme that's been debunked long ago, they can't/won't acknowledge it, has nothing to do with people "believing something different". Again, everyone is entitled to their own opinion, but not their own facts. What that means is that one cannot demand respect and reverence for an opinion that's formed based upon lies, disinformation, and/or partisan beliefs rather than upon facts. One is not "entitled" to an opinion that one can't support with factual information. > > > > > > > > > > One of those "opinions" that is unsupportable is the false meme (see below) that there has been a mad rush to eliminate full time workers for part time workers. That ONLY works for companies that are right on the cusp of having 50 workers! It's not relevant for really small companies or any businesses with over 50 workers - and so, NO, one could NOT find evidence of that happening at Macy's, for example! And besides that, the Affordable Care Act limits the ability of employers to avoid paying penalties by hiring only part-time employees. The ACA treats part-time employees as ????????????fulltime equivalents???????????? by adding up the total number of hours per month worked by the part-timers. So, if they have an amount of work to be done, it doesn't HELP them, not in ANY way, to hire more part-timers than an equivalent number of full-timers. In fact, it'd be detrimental to their cause, as there'd then be more workers total who might opt for coverage. > > > > > > > > > > > > > > > -----Original Message----- > > > > > From: Rick b Cool > > > > > To: ibmpensionissues <ibmpensionissues@...> > > > > > Sent: Thu, Jul 25, 2013 7:44 pm > > > > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > Really, Spreading lies and distoertions is OK, but revealing sinmple facts is denigrating. > > > > > > > > > > --- In ibmpensionissues@..., "Kevin W" wrote: > > > > > > > > > > > > Rick I have to agree with zimowski you b definitely not cool. Your typical mode of operation here is to denigrate or insult those who don't agree with your point of view. > > > > > > I've watched you call people ignorant, uneducated, biased, prejudice all because they believe something different than you. > > > > > > If I was a practicing conservative I'd call it "typical liberal methodology" where they all believe they are superior to everyone else and have "THE" right answer. If you don't believe me, simply ask one, they will tell you. > > > > > > As far as the ACA, it is a good idea but a bad piece of legislation. It was not thought out and the consequences ignored. > > > > > > For the past several years companies have been accelerating the removal of full time job positions and replacing them with part time, under 29-32 hours to avoid the medical mandate. Go to any retail establishment, since you seem to favor all things NY, drop by Macy's, talk to any sales person over the age of 40 who has a history long enough to know what is going on. Their hours are cut, not due to economy but due to planning for benefits cuts and avoidance of the ACA. > > > > > > Our current administration does nothing but blame the previous one for its woes, no responsibility just finger pointing, but try to play that game with the prior one for the one before it and you get screams of foul play. Obviously what is good for the goose isn't good for the gander. > > > > > > If congress and the administration wanted the people to follow them,they would have ensured they took up such coverage as their only means of medical care before imposing it on the people. Using the excuse that it has always been done, doesn't hold water. Wasn't this administration supposed to be different? Supposed to work "for the people". Yeah, I know, those damned evil republicans in congress won't let our poor president and the democrats get anything done. Again nothing more than lack of taking responsibility. Like the outcome or not, at least the prior president took responsibility. > > > > > > > > > > > > > > > > > > --- In ibmpensionissues@..., "Rick b Cool" wrote: > > > > > > > > > > > > > > An interesting conclusion. Solely based on complete circular reasoning, obviously starting with the conclusion. > > > > > > > > > > > > > > Hint: most legislation is complex. Mostly because of industry input to create confusion and loopholes and give big corporations competitive advantages and exclusions from regulations. > > > > > > > > > > > > > > --- In ibmpensionissues@..., "zimowski@" wrote: > > > > > > > > > > > > > > > > "The real issue on this forum is getting back on topic." Really? Unlike the ibmpension group, the moderators of this group do not censor participant appends. It seems that your style for participation is to criticize others that you don't agree with politically and then to suggest that anybody who responds to one of your inflammatory appends is off topic. > > > > > > > > > > > > > > > > Regardless of one's political persuasion, I think it's now becoming quite clear that ACA is complicated, poorly understood, difficult to implement, and that it will be more expensive for most Americans, providing affordable care only to those who could not previously obtain/afford health care coverage on their own. Everyone else will pay for it out of pocket while receiving lower quality services due to the added stain that will be placed on the entire health care system. > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > |
Re: The Inequality President
Your failure to understand that there's a national debt, which is affected by long term deficits and interest payments, and a yearly deficit or surplus, is your shortcoming, not the problem of people using "play numbers". Clinton did have budget surpluses. Yes, the national debt grew during those years, but his behavior dampened the curve - which is the first step. Then Bush passed tax cuts, while likely unwise on their own, became really tragic when we had a recession after 9/11 and then two unfunded wars and a prescription drug benefit giveaway.
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Clinton had us headed on the right path. Bush derailed us.
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These are facts.
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And Obama wanted to concentrate on creating jobs - but the Republicans have repeatedly stymied him. Remember, he only had a filibuster-proof majority for a couple of months - between when Franken got installed in office and when Kennedy died. Blaming Obama for the lack of progress on jobs growth is ludicrous and unsupportable in any way UNLESS you want to blame him for trying to hard to get buy-in and cooperation from the Republicans!
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Geesh.
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Oh, and every consumer in America helps create jobs. It's the people who buy products who create the demand that creates jobs. It does no good to create a job and make a product or provide a service if no one wants to purchase that product or use that service. Our economy is driven by consumer demand. It's demand that creates jobs - so yeah, poor people create jobs too.
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This back-assward thinking - that wealthy people create jobs, and if you punish them too much they won't create jobs, is crazy talk. They won't create any jobs if there isn't a need to be filled - and that need is created by consumer demand. If there's a demand, someone will fill that demand by making that product or providing that service.
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Now, rich business owners can create MORE jobs by spending their profits to invest in their business's future, or they can refrain from doing so. They can invest in the future for their children (and everyone else's children)?by using their capital and borrowing money to increase the productivity of their employees. And now would be a great time to do it, especially with interest rates so frickin' low for the past 5 years or so. But many of them haven't done it. But that's not because it's a bad idea to have taken those steps. It's because they've been misled by rightwing media that it'd be a bad idea to do it, or, even worse, because they don't want to help out the economy while Obama is in office. They're willing to cut off their noses to spite their faces. It's like Bill O'Reilly saying that if his taxes get raised, he'd quit - like getting $30 million take-home from his $40 million a year salary is too great a burden to bear, so he'd rather quit and get nothing if he can't have $35 million from his $40 million a year salary. He'd rather quit and get nothing? Really?
-----Original Message----- From: Kevin W To: ibmpensionissues Sent: Mon, Jul 29, 2013 7:44 pm Subject: [ibmpensionissues] Re: The Inequality President
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There is nothing that I can credit him with that has improved my life in the past 6 years, I haven't seen anything he has done that will after he is gone help improve my life.
You see, this country has spent more money than it has taken in every year since 1957. We have some play numbers out there people use to say Clinton had us on the road to recovery, but no matter where you stand on that issue, if you use the Treasury numbers where the debt has been published/tracked for every year you will see that very few of us here have lived long enough to have seen the debt reduced. If Obama or any other president wanted to make our lives better they would have focused on one thing and one thing alone, that would have been finding a way to help create jobs. Even if the jobs were on the government debt, rebuilding our infrastructure, failing bridges, roads, the grid, anything that makes the country more efficient and incents business to feel things are better. Rich people create lots of jobs when they believe they can make more money. Middle society people create some jobs as they find money to spare for having things done for them and eating out, etc. Poor people create no jobs. Making rich people and the middle class poor because somehow being rich is evil does nothing but accelerate us towards the end. --- In ibmpensionissues@..., "zimowski@..." wrote: > > Without a doubt, Obama knows how to give a speech. But every speech he gives, pits some segment of the U.S. population against another. Rich vs not so rich. Moral vs immoral. Those with common sense vs those that lack it. Those that look like Travon Martin vs those that don't. Never ending - so divisive - so polarizing. Inflames one side and alienates the other side. Even if he is no different and I'm not so sure I agree, what has he done to improve your life in the 4+ years he's been president? In the words of Ronald Reagan, "Are you better off than you were 4 years ago?" > --- In ibmpensionissues@..., "Kevin W" wrote: > > > > Here is where I have to not attack Obama. > > He is not different in my view than any other president with one exception, he makes a very good set of statements about nailing those evil rich, while behind the scenes getting the middle class. His brand of social warfare/division is pitting the rich against the poor with us in the middle sucking it up. No different than any prior administration, just prettier words and he gets to play the Bush excuse card over and over. > > > > --- In ibmpensionissues@..., "zimowski@" wrote: > > > > > > The Inequality President > > > The rich have done fine under Obamanomics, not so the middle class. > > > > > > I found this WSJ article to be very thought provoking. How exactly does Obama expect to help the middle class if he's unwilling to compromise on his socialistic views and reach across the aisle to work with Republicans? I know he's an intelligent man. What I don't understand is why he thinks speeches filled with partisan tenor will help him achieve his goals any more than they have over the past 4+ years. > > > > > > Here's the first few paragraphs. You can read the rest at > > > > > > > > > President Obama made his fourth or fifth, or maybe it's the seventh or eighth, pivot to the economy on Wednesday, and a revealing speech it was. We counted four mentions of "growth" but "inequality" got five. This goes a long way to explaining why Mr. Obama is still bemoaning the state of the economy five years into his Presidency. > > > > > > The President summed up his economic priorities close to the top of his hour-long address. "This growing inequality isn't just morally wrong; it's bad economics," he told his Galesburg, Illinois audience. "When middle-class families have less to spend, businesses have fewer customers. When wealth concentrates at the very top, it can inflate unstable bubbles that threaten the economy. When the rungs on the ladder of opportunity grow farther apart, it undermines the very essence of this country." > > > > > > Then the heart of the matter: "That's why reversing these trends must be Washington's highest priority. It's certainly my highest priority." > > > > > > Which is the problem. For four and a half years, Mr. Obama has focused his policies on reducing inequality rather than increasing growth. The predictable result has been more inequality and less growth. As even Mr. Obama conceded in his speech, the rich have done well in the last few years thanks to a rising stock market, but the middle class and poor have not. The President called his speech "A Better Bargain for the Middle Class," but no President has done worse by the middle class in modern times. > > > > > > |
Re: Union Fears Destructive Consequences From Obamacare
The term "fetus" to describe the potential human being that's in a woman's uterus is A FACT. If some people choose to call that fetus a baby, that's their opinion.
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Simple, basic and easy to understand. Yet it baffles you.
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Passing a law giving a fetus rights doesn't magically make it a baby. It's a fetus until it leaves the womb. It's either a viable fetus, and it becomes a baby when it leaves the womb, or it's a nonviable fetus, and when it leaves the womb it's a miscarriage, and it remains a fetus, since it never became a baby.
-----Original Message----- From: Kevin W To: ibmpensionissues Sent: Mon, Jul 29, 2013 7:52 pm Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare
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My dear, you almost read my post and understood it.
The term fetus is nothing more than a medical term. It is suddenly meaningless in legal terms if a judge says so, or if a law making body creates a law to the contrary. All we have to do to change the "fact" is pass a law. This can make anyones opinion a fact, or anyones fact an opinion. It has no relation to good, bad, right, wrong and in many cases has nothing to do with truth. --- In ibmpensionissues@..., Sue Runyon wrote: > > > Well, it a fact that until the fetus leaves the womb, it's a fetus. > > But that isn't what you wrote. See, I can read, and I do it well, and you didn't simply say that it's a fetus until it leaves the womb before. > > And that IS a fact. An indisputable fact. It's not an opinion that it's a fetus until it leaves the womb, it's a fact. > > Whether or not it has rights is an opinion. Whether or not it's a human life that can force a woman to be an unwilling incubator while it's not viable outside the womb is an opinion. > > But it's a fact that it's a fetus while in the womb. > > See, I'm not, and never have been, confused about what's a fact and what's an opinion. Apparently you are, as you describe below both facts and opinions as facts. > > I have NOT described opinions as facts in this ongoing discussion. Others have, it's true, but I haven't. > > > > -----Original Message----- > From: Kevin W > To: ibmpensionissues <ibmpensionissues@...> > Sent: Mon, Jul 29, 2013 8:47 am > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > Wow, interesting and you see I'd agree with you for the most part. However the entire "womans right to her own body above everything else crowd" has stated it is a medical fact that the thing in the womb is a fetus, not a child, not a human and it has no rights. Of course the other camp states it as a fact that the child in the womb is an innocent human and as the most defenseless among us has the right equal or greater protections than the mother. > Both state fact, you will never get them to move from their stand. > > This is but one simple example of "facts" which are not facts. Most everything in this string that started the whole discussion is opinion based upon an individuals particular preference and the selective facts they choose to use to form that stand. > > --- In ibmpensionissues@..., Sue Runyon wrote: > > > > > > If someone says that it's a fact that a fetus in the womb has no rights, that'd be their opinion, not a fact. The same can be said for the rest of the opinions you say are facts. They're opinions, not facts. > > > > But facts are facts. > > > > > > -----Original Message----- > > From: Kevin W > > To: ibmpensionissues <ibmpensionissues@...> > > Sent: Sat, Jul 27, 2013 4:21 pm > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > Well Sue then help us all since it seems the entire country cannot agree on a fact and neither can the law of the land. > > > > Many people seem to say it is a fact the thing in the womb after conception is a fetus with no rights. Others say the child in the womb after conception is a human with all the rights of any human. > > > > Fortunately for the country neither side claiming the facts has won total control of the argument. > > > > I am sure we can all list other "facts" that are facts for only a single group of people and supported vehemently by selective association of information. > > > > You cannot even define a color factually unless you get very strict in the definition, or ensure everyone associated with the definition has the same visual capabilities. > > > > --- In ibmpensionissues@..., Sue Runyon wrote: > > > > > > > > > No, Kevin, facts are facts. No one owns "facts". They're available for everyone. > > > > > > And while someone's feelings might be hurt when another exposes their dishonesty, it's not an insult to call a liar a liar when the discussion revolves around whether or not that person is being honest.. That's not what an insult is. > > > > > > Opinions are related to a personal belief set. Facts are not. > > > > > > > > > -----Original Message----- > > > From: Kevin W > > > To: ibmpensionissues <ibmpensionissues@...> > > > Sent: Fri, Jul 26, 2013 8:25 am > > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > > Untruths can be refuted without denigration and insult. Facts can be presented without being insulting. As many of the posts have shown, facts don't equate to truth. What is fact for you because it suits your personal belief set, living situation, context may not apply to someone else in different situation. > > > > > > --- In ibmpensionissues@..., "Rick b Cool" wrote: > > > > > > > > Really, Spreading lies and distoertions is OK, but revealing sinmple facts is denigrating. > > > > > > > > --- In ibmpensionissues@..., "Kevin W" wrote: > > > > > > > > > > Rick I have to agree with zimowski you b definitely not cool. Your typical mode of operation here is to denigrate or insult those who don't agree with your point of view. > > > > > I've watched you call people ignorant, uneducated, biased, prejudice all because they believe something different than you. > > > > > If I was a practicing conservative I'd call it "typical liberal methodology" where they all believe they are superior to everyone else and have "THE" right answer. If you don't believe me, simply ask one, they will tell you. > > > > > As far as the ACA, it is a good idea but a bad piece of legislation. It was not thought out and the consequences ignored. > > > > > For the past several years companies have been accelerating the removal of full time job positions and replacing them with part time, under 29-32 hours to avoid the medical mandate. Go to any retail establishment, since you seem to favor all things NY, drop by Macy's, talk to any sales person over the age of 40 who has a history long enough to know what is going on. Their hours are cut, not due to economy but due to planning for benefits cuts and avoidance of the ACA. > > > > > Our current administration does nothing but blame the previous one for its woes, no responsibility just finger pointing, but try to play that game with the prior one for the one before it and you get screams of foul play. Obviously what is good for the goose isn't good for the gander. > > > > > If congress and the administration wanted the people to follow them,they would have ensured they took up such coverage as their only means of medical care before imposing it on the people. Using the excuse that it has always been done, doesn't hold water. Wasn't this administration supposed to be different? Supposed to work "for the people". Yeah, I know, those damned evil republicans in congress won't let our poor president and the democrats get anything done. Again nothing more than lack of taking responsibility. Like the outcome or not, at least the prior president took responsibility. > > > > > > > > > > > > > > > --- In ibmpensionissues@..., "Rick b Cool" wrote: > > > > > > > > > > > > An interesting conclusion. Solely based on complete circular reasoning, obviously starting with the conclusion. > > > > > > > > > > > > Hint: most legislation is complex. Mostly because of industry input to create confusion and loopholes and give big corporations competitive advantages and exclusions from regulations. > > > > > > > > > > > > --- In ibmpensionissues@..., "zimowski@" wrote: > > > > > > > > > > > > > > "The real issue on this forum is getting back on topic." Really? Unlike the ibmpension group, the moderators of this group do not censor participant appends. It seems that your style for participation is to criticize others that you don't agree with politically and then to suggest that anybody who responds to one of your inflammatory appends is off topic. > > > > > > > > > > > > > > Regardless of one's political persuasion, I think it's now becoming quite clear that ACA is complicated, poorly understood, difficult to implement, and that it will be more expensive for most Americans, providing affordable care only to those who could not previously obtain/afford health care coverage on their own. Everyone else will pay for it out of pocket while receiving lower quality services due to the added stain that will be placed on the entire health care system. > > > > > > > > > > > > > > > > > > > > > > > > > > > > > |
Re: Union Fears Destructive Consequences From Obamacare
Because it IS a fact, Ken, that's how it's a fact.
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Yes, it costs more to cover children until age 26. It costs more to do LOTS of things that Obamcare does.
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But MOST people won't pay extra for those extra things, because there are cost savings from Obamacare too, and those cost savings (and taxes) make it so that MOST PEOPLE won't pay more after Obamacare than they would have before Obamcare.
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Everyone didn't pay more because of those changes.
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It's not MY shortcoming that you're only looking at the increased costs and not looking at the other variables involved - that's YOUR argument's failing, not mine.
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What I wrote IS A FACT. Most people won't pay more. Some will.
-----Original Message----- From: KenSP To: ibmpensionissues Sent: Mon, Jul 29, 2013 8:14 pm Subject: Re: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare
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The FACT is that very few people will pay more for healthcare?coverage with Obamacare?as compared to how much they would have paid out before Obamacare.
How is this a fact. Someone had to pay for putting children on a parent's health insurance policy.? Isn't this a result of Obamacare?and didn't the insurance companies increase their premiums to cover this.? So how can you say that this is a fact very few people will be paying more for their insurance.? Tell it to those people who do not have children under the age of 26 and now have to pay more. Everyone paid more because of this change. This is proof how you make general statements which are opinions and then call the facts.? ----- Original Message ----- From: "zimowski@..." Date: Monday, July 29, 2013 8:36 pm Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare To: ibmpensionissues@... > In this case, I think the following quote is very appropriate: > "If it walks like a duck, quacks like a duck, looks like a duck, > it must be a duck" > > --- In ibmpensionissues@..., Sue Runyon > wrote: > > > > > > Show me a post where anyone here has said that they admire > Keith Olbermann?or agreed with the way he behaved..... oh, > that's right, you can't, 'cuz?it never happened. > > > > His usage of that phrase has nothing to do with us. > > > > YOUR usage of him is an example of a logical fallacy - look it > up. All of your arguments are bogus and ridiculous, in fact. You > can't refute a thing we've been writing, and so you choose to > make ludicrous statements that have nothing to do with what > we've been saying. > > > > It's undeniably TRUE. One can't legitimately demand respect > for an opinion that's not based upon the facts. That's why > Senator Daniel Patrick Moynihan?said that everyone is entitled > to their own opinion, but not their own facts. > > > > And there aren't a different set of facts upon which we can > each rely upon. There's one set of facts. That's undeniable. > Your personal attacks on me, or Keith Olbermann, don't change > that FACT that there's one set of facts that we can all avail > ourselves of. You can't possibly know that your "facts are > correct", because you havent' been relying upon facts! The FACT > is that very few people will pay more for healthcare coverage > with Obamacare as compared to how much they would have paid out > before Obamacare. > > > > The only people who will pay more without getting a > significant benefit are the wealthiest among us and those > healthy young people who chose to not have insurance before and > who remain healthy. That's a fact. We're getting economies of > scale, we're getting savings from people getting better care at > lower costs, and we're taxing a few people and bringing more > people into the system. Obamacare actually helps our nation's > long term deficit. > > > > All facts. > > > > Now, you can hold the opinion that you don't WANT anyone to > pay ANY more in order to get millions more people covered by > health insurance. I'm of the opinion that it's a great thing to > allow more people to live healthier lives. I'm of the opinion > that it's better to stop tons of people every year from dying as > a result of not having healthcare insurance. You can certainly > hold the opinion that you aren't willing to help them out. But > you can't legitimately claim that your opinions are backed up by > facts, because they aren't. > > > > > > -----Original Message----- > > From: zimowski > > To: ibmpensionissues > > Sent: Mon, Jul 29, 2013 12:18 pm > > Subject: [ibmpensionissues] Re: Union Fears Destructive > Consequences From Obamacare > > > > > > > > > > The statements "You have your right to your own opinions and > beliefs. Not your own facts." have been popping up on this forum > quite a bit lately. I thought that this was a quote from Keith > Olbermann, but decided to verify and was surprised to learn that > it is in fact a quote from Daniel Patrick Moynihan. This fact > was found in a Washington Post opinions article by Ted Koppel > about opinionated well-known personalities. > > > > Ted notes: "Daniel Patrick Moynihan's oft-quoted observation > that "everyone is entitled to his own opinion, but not his own > facts," seems almost quaint in an environment that flaunts > opinions as though they were facts." > > > > Here's another Ted Koppel quote from the article: > > > > "We live now in a cable news universe that celebrates the > opinions of Olbermann, Rachel Maddow, Chris Matthews, Glenn > Beck, Sean Hannity and Bill O'Reilly - individuals who hold up > the twin pillars of political partisanship and who are > encouraged to do so by their parent organizations because their > brand of analysis and commentary is highly profitable." > > > > Finally a Koppel quote about Olbermann, who uses the "everyone > is entitled" quote more than anyone: "To witness Keith Olbermann > - the most opinionated among MSNBC's left-leaning, Fox-baiting, > money-generating hosts - suspended even briefly last week for > making financial contributions to Democratic political > candidates seemed like a whimsical, arcane holdover from a long- > gone era of television journalism, when the networks considered > the collection and dissemination of substantive and unbiased > news to be a public trust. > > > > Back then, a policy against political contributions would have > aimed to avoid even the appearance of partisanship. But today, > when Olbermann draws more than 1 million like-minded viewers to > his program every night precisely because he is avowedly, > unabashedly and monotonously partisan, it is not clear what > misdemeanor his donations constituted. Consistency?" > > > > My opinion is that it's hard to trust the arguments of anyone > who thinks that Keith Olbermann's style of debate is one that > should be emulated as being non-partisan and convincing. Gets > more amusing with every re-use of Moynihan's observation. > > > > --- In ibmpensionissues@..., "Rick b Cool" > wrote: > > > > > > Spoken like a true person who doesn't like the facts and > what they mean or imply. You have your right to your own > opinions and beliefs. Not your own facts. You have the right to > not believe simple facts. That is nothing more than political > zeal or religious fervor in denial of objective reality. A > common trait among us humans, but not a particularly useful > trait in optimizing outcomes. > > > > > > --- In ibmpensionissues@..., "Sam Cay" > wrote: > > > > > > > > OK no problem , you believe your facts and I'll believe > mine. I know mine are correct but not sure of yours. I'd rather > choose who/what I give my money to but unfortunately the crooks > in government don't let me do that. I'll leave the charity > giving to people like you. You must not be on twitter based on > the length of your post. Sorry I made you ramble. > > > > > > > > --- In ibmpensionissues@..., Sue Runyon > wrote: > > > > > > > > > > > > > > > Facts are facts. If your data source isn't correct, then > what you get from them isn't a fact, so no, it doesn't matter > what your data source is - it matters whether or not what you > get from them is truly a fact. > > > > > > > > > > Your OPINION that you would rather not pay for the costs > of providing health care to others is your opinion, and you're > entitled to it. You aren't entitled to your own facts, however. > > > > > > > > > > And yeah, providing healthcare to those who currently > can't get it will cost the wealthier among us a little bit. > We're already paying for a significant portion of the care they > DO receive - the poorest among us only pay for a small portion > of their care - the rest of us already pay for it via local > taxes, higher insurance premiums, and higher costs for out of > pocket medical expenses. But yeah, it WILL cost the wealthier > among us more to subsidize the healthcare costs of those who > aren't covered now and who have mostly refrained from getting > the healthcare they've needed all along. > > > > > > > > > > In our nation, we've long ago determined that it's to > the community's benefit to share resources so that we all > benefit. That's why we require the community to all pay school > taxes, whether they have no kids or 12 kids in the school system > - because it benefits our society to have a well-educated > populace. We ALL pay for the fire department to be there, even > if we never have a fire in our lifetimes and we're very careful > people. We ALL pay SSI, so that *if* we ever become disabled or > leave dependents without an income source, we can rest assured > that they'll not be out on the street. Those are only a few > examples of how we've behaved over the past century, as a country. > > > > > > > > > > That's something our nation, as a whole, has determined > is in our best interests. You might not think that way, and > that's your choice, but the nation, as a whole, DOES think that > it's a good idea. > > > > > > > > > > I, myself, don't begrudge anyone else being provided > healthcare. I think that everyone should have access to adequate > healthcare, and if it costs me a little bit, I don't mind that > at all. The majority of the American public doesn't mind it > either. Your snide remark about people who are "unwilling to > help themselves" is contrary to the FACTS about why most > uninsured people are uninsured. Most aren't uninsured due to an > active choice they've made. And most of those who aren't insured > through an active choice they've made are those who are young > and healthy, and in their cases, it'll be them as a group, NOT > you, who has a new financial burden to bear. They'll be > subsidizing those who truly have had a need, as a group, for > health insurance. And so will the rest of us be subsidizing that > group - the group who's had a need for better healthcare > coverage but hasn't been able to get it. > > > > > > > > > > I don't have any of *my* data. There's data that's > everyone's to share. > > > > > > > > > > And that data tells us that it WILL cost those among us > who can well afford it a small amount to provide coverage to > millions of Americans. I don't begrudge them that service - you > do. But the data does NOT tell us that, by and large, that extra > cost will be going to people who aren't willing to take care of > themselves. THAT conclusion that you've leapt to is evidence of > YOUR beliefs coloring YOUR interpretation of the FACTS. The > FACTS don't change. A tiny percentage of the people who will be > getting healthcare insurance now are people who aren't trying to > help themselves. Most of them are too poor to help themselves or > unable to get coverage at any sort of an affordable price due to > pre-existing conditions or other issues out of their control. > > > > > > > > > > > > > > > > > > > > -----Original Message----- > > > > > From: Sam Cay > > > > > To: ibmpensionissues > > > > > Sent: Fri, Jul 26, 2013 7:20 am > > > > > Subject: [ibmpensionissues] Re: Union Fears Destructive > Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > > > > > > I guess this makes the assumption that your source of > data is correct.It's not just a matter of who's data you believe > but what data you want to believe. I am concerned when the cost > of any government program reaches in my pocket to pay for others > who are unwilling to help themselves. Whenever the word subsidy > comes into a program this is my trigger for taking food out of > my families mouth. So does your data tell us that we will or > will not be paying for someone unwilling to make their life > better. > > > > > > > > > > --- In ibmpensionissues@..., Sue Runyon > wrote: > > > > > > > > > > > > > > > > > > Facts are facts. One can't "believe" something that's > demonstrably false. One can have opinions that are different > from another person, but we all share the same database of > factual information upon which we should rely upon to come to > differing opinions. > > > > > > > > > > > > Pointing out that some people are ignorant of the > facts isn't insulting if they truly are ignorant of relevant > facts! It's honestly portraying them. And pointing out that some > people are SO politically partisan that, when confronted with > the knowledge that they're pushing a false meme that's been > debunked long ago, they can't/won't acknowledge it, has nothing > to do with people "believing something different". Again, > everyone is entitled to their own opinion, but not their own > facts. What that means is that one cannot demand respect and > reverence for an opinion that's formed based upon lies, > disinformation, and/or partisan beliefs rather than upon facts. > One is not "entitled" to an opinion that one can't support with > factual information. > > > > > > > > > > > > One of those "opinions" that is unsupportable is the > false meme (see below) that there has been a mad rush to > eliminate full time workers for part time workers. That ONLY > works for companies that are right on the cusp of having 50 > workers! It's not relevant for really small companies or any > businesses with over 50 workers - and so, NO, one could NOT find > evidence of that happening at Macy's, for example! And besides > that, the Affordable Care Act limits the ability of employers to > avoid paying penalties by hiring only part-time employees. The > ACA treats part-time employees as ????????????fulltime > equivalents???????????? by adding up the total number of hours > per month worked by the part-timers. So, if they have an amount > of work to be done, it doesn't HELP them, not in ANY way, to > hire more part-timers than an equivalent number of full-timers. > In fact, it'd be detrimental to their cause, as there'd then be > more workers total who might opt for coverage. > > > > > > > > > > > > > > > > > > -----Original Message----- > > > > > > From: Rick b Cool > > > > > > To: ibmpensionissues > > > > > > Sent: Thu, Jul 25, 2013 7:44 pm > > > > > > Subject: [ibmpensionissues] Re: Union Fears > Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > Really, Spreading lies and distoertions is OK, but > revealing sinmple facts is denigrating. > > > > > > > > > > > > --- In ibmpensionissues@..., "Kevin W" > wrote: > > > > > > > > > > > > > > Rick I have to agree with zimowski you b definitely > not cool. Your typical mode of operation here is to denigrate or > insult those who don't agree with your point of view. > > > > > > > I've watched you call people ignorant, uneducated, > biased, prejudice all because they believe something different > than you. > > > > > > > If I was a practicing conservative I'd call it > "typical liberal methodology" where they all believe they are > superior to everyone else and have "THE" right answer. If you > don't believe me, simply ask one, they will tell you. > > > > > > > As far as the ACA, it is a good idea but a bad piece > of legislation. It was not thought out and the consequences ignored. > > > > > > > For the past several years companies have been > accelerating the removal of full time job positions and > replacing them with part time, under 29-32 hours to avoid the > medical mandate. Go to any retail establishment, since you seem > to favor all things NY, drop by Macy's, talk to any sales person > over the age of 40 who has a history long enough to know what is > going on. Their hours are cut, not due to economy but due to > planning for benefits cuts and avoidance of the ACA. > > > > > > > Our current administration does nothing but blame > the previous one for its woes, no responsibility just finger > pointing, but try to play that game with the prior one for the > one before it and you get screams of foul play. Obviously what > is good for the goose isn't good for the gander. > > > > > > > If congress and the administration wanted the people > to follow them,they would have ensured they took up such > coverage as their only means of medical care before imposing it > on the people. Using the excuse that it has always been done, > doesn't hold water. Wasn't this administration supposed to be > different? Supposed to work "for the people". Yeah, I know, > those damned evil republicans in congress won't let our poor > president and the democrats get anything done. Again nothing > more than lack of taking responsibility. Like the outcome or > not, at least the prior president took responsibility. > > > > > > > > > > > > > > > > > > > > > --- In ibmpensionissues@..., "Rick b > Cool" wrote: > > > > > > > > > > > > > > > > An interesting conclusion. Solely based on > complete circular reasoning, obviously starting with the conclusion. > > > > > > > > > > > > > > > > Hint: most legislation is complex. Mostly because > of industry input to create confusion and loopholes and give big > corporations competitive advantages and exclusions from regulations. > > > > > > > > > > > > > > > > --- In ibmpensionissues@..., > "zimowski@" wrote: > > > > > > > > > > > > > > > > > > "The real issue on this forum is getting back on > topic." Really? Unlike the ibmpension group, the moderators of > this group do not censor participant appends. It seems that your > style for participation is to criticize others that you don't > agree with politically and then to suggest that anybody who > responds to one of your inflammatory appends is off topic. > > > > > > > > > > > > > > > > > > Regardless of one's political persuasion, I > think it's now becoming quite clear that ACA is complicated, > poorly understood, difficult to implement, and that it will be > more expensive for most Americans, providing affordable care > only to those who could not previously obtain/afford health care > coverage on their own. Everyone else will pay for it out of > pocket while receiving lower quality services due to the added > stain that will be placed on the entire health care system. > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > |
Re: Union Fears Destructive Consequences From Obamacare
You need to understated Keith is a bogyman of the corrupt. They point to his style as they needed to ignore his substance. In style he was too much like their faux news gods for them to be comfortable with. To make it worse he was nothing like there corrupt faux news gods in substance. He dealt in actual facts. A lose, lose among the faux news fans.
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--- In ibmpensionissues@..., Sue Runyon <Slouise217@...> wrote:
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Re: Interesting Podcast to Listen To: ObamaCare Invades Your Personal Life
His questions are completely disingenuous. He already knows the answers or doesn't care about the answers. His purpose is to make himself and others who agree with him feel better and claim victory if you don't answer while ignoring that he never produces any factual support for his anti-factual positions. It's a game to have you spin your wheels. Such is the anti-objective denial crowd.
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--- In ibmpensionissues@..., Sue Runyon <Slouise217@...> wrote:
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Re: Interesting Podcast to Listen To: ObamaCare Invades Your Personal Life
People have had problems getting IDs.
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--- In ibmpensionissues@..., "zimowski@..." <zimowski@...> wrote:
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Re: Can we use this forum to collectively help the group?
Sheila Beaudry
In my opinion the IBM 401K retirement since losing the Stable Value Fund is not worth keeping.? Expenses are less at Vanguard.
From: rspee7
To: ibmpensionissues@... Sent: Monday, July 29, 2013 12:17 PM Subject: [ibmpensionissues] Can we use this forum to collectively help the group? ?
If you really want to helpful to the rest of us post something simple and concise that informs us of something specific that might impact us IBM retirees. Or ask the group to collectively help with a specific issue relating to IBM pensions. I have been overwhelmed by the recent posting from some you regarding the Affordable Care Act. I would like to challenge you members who have been posting to stop using: - Labels such as Republicans versus Democrats - Name calling ->conservatives, right wing ->liberals, socialists, communists, Obamacare, etc... ->racist - Using slang ->recent example of this is someone used "his lettuce" which I think is referring to his saved assets or retirement income - Using rumors or unproven generalizations about the US government's intentions with regard to laws that have been passed Using the above mentioned in your posts forces us all to take one side or the other with no aid in helping an IBM retiree better understand or deal with a pension issue. |
Re: Can we use this forum to collectively help the group?
Sheila Beaudry
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Retiree plans are exempt from the Affordable Care Act.
From: rspee7
To: ibmpensionissues@... Sent: Monday, July 29, 2013 12:17 PM Subject: [ibmpensionissues] Can we use this forum to collectively help the group? ?
If you really want to helpful to the rest of us post something simple and concise that informs us of something specific that might impact us IBM retirees. Or ask the group to collectively help with a specific issue relating to IBM pensions. I have been overwhelmed by the recent posting from some you regarding the Affordable Care Act. I would like to challenge you members who have been posting to stop using: - Labels such as Republicans versus Democrats - Name calling ->conservatives, right wing ->liberals, socialists, communists, Obamacare, etc... ->racist - Using slang ->recent example of this is someone used "his lettuce" which I think is referring to his saved assets or retirement income - Using rumors or unproven generalizations about the US government's intentions with regard to laws that have been passed Using the above mentioned in your posts forces us all to take one side or the other with no aid in helping an IBM retiree better understand or deal with a pension issue. |
Re: ACA is worthwhile
Sheila Beaudry
ACA doesn't apply to a companies retiree medical?plan, only to the current employees.? I remember reading that somewhere and being very disappointed so this discussion for those already retired is moot.?
From: "KenSP@..."
To: ibmpensionissues@... Sent: Monday, July 29, 2013 11:44 PM Subject: Re: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare ?
You are correct. But if it costs a 25 year old less under his/her parent's plan then buying on the exchange as an individual what do you think he/she will do and what will it do to insurance premium cost of others buying on the exchange. Remember IBM is self insured so they can charge anything IBM likes for adding adult children to IBM employee plan. If I were IBM I would make it costly for an employee to add an adult child to employee heath insurance policy, Remember if you are retired, the retiree health plans such as IBM are exempt from the ACA?and you cannot add your adult child to your insurance plan. So why would IBM want current employees to add adult children to their policy, I am retired and under Medicare. I am against the ACA?because they took $750 billion from Medicare. This is the reason the elderly population is against the ACA?and want it repealed. If treatment is not covered by Medicare, it is not covered by any supplement insurance policy including IBM's. They will reduce treatments to save this $750.? The committee of 15 will do it. ----- Original Message ----- From: Sheila Beaudry? Date: Monday, July 29, 2013 9:58 pm Subject: Re: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare To: "ibmpensionissues@..." > Although parents can keep children under their insurance > coverage they don't have to if they don't want to. > > ? > > From: "KenSP@..." > To: ibmpensionissues@...? > Sent: Monday, July 29, 2013 9:13 PM > Subject: Re: [ibmpensionissues] Re: Union Fears Destructive > Consequences From Obamacare > > ? > The FACT is that very few people will pay more for > healthcare?coverage with Obamacare?as compared to how much they > would have paid out before Obamacare. > > How is this a fact. Someone had to pay for putting children on a > parent's health insurance policy.? Isn't this a result of > Obamacare?and didn't the insurance companies increase their > premiums to cover this.? So how can you say that this is a fact > very few people will be paying more for their insurance.? Tell > it to those people who do not have children under the age of 26 > and now have to pay more. Everyone paid more because of this change. > > This is proof how you make general statements which are opinions > and then call the facts.? > > ----- Original Message ----- > From: "zimowski@..." > Date: Monday, July 29, 2013 8:36 pm > Subject: [ibmpensionissues] Re: Union Fears Destructive > Consequences From Obamacare > To: ibmpensionissues@... > > > In this case, I think the following quote is very appropriate: > > "If it walks like a duck, quacks like a duck, looks like a > duck, > > it must be a duck" > > > > --- In ibmpensionissues@..., Sue Runyon > > wrote: > > > > > > > > > Show me a post where anyone here has said that they admire > > Keith Olbermann?or agreed with the way he behaved..... oh, > > that's right, you can't, 'cuz?it never happened. > > > > > > His usage of that phrase has nothing to do with us. > > > > > > YOUR usage of him is an example of a logical fallacy - look > it > > up. All of your arguments are bogus and ridiculous, in fact. > You > > can't refute a thing we've been writing, and so you choose to > > make ludicrous statements that have nothing to do with what > > we've been saying. > > > > > > It's undeniably TRUE. One can't legitimately demand respect > > for an opinion that's not based upon the facts. That's why > > Senator Daniel Patrick Moynihan?said that everyone is entitled > > to their own opinion, but not their own facts. > > > > > > And there aren't a different set of facts upon which we can > > each rely upon. There's one set of facts. That's undeniable. > > Your personal attacks on me, or Keith Olbermann, don't change > > that FACT that there's one set of facts that we can all avail > > ourselves of. You can't possibly know that your "facts are > > correct", because you havent' been relying upon facts! The > FACT > > is that very few people will pay more for healthcare coverage > > with Obamacare as compared to how much they would have paid > out > > before Obamacare. > > > > > > The only people who will pay more without getting a > > significant benefit are the wealthiest among us and those > > healthy young people who chose to not have insurance before > and > > who remain healthy. That's a fact. We're getting economies of > > scale, we're getting savings from people getting better care > at > > lower costs, and we're taxing a few people and bringing more > > people into the system. Obamacare actually helps our nation's > > long term deficit. > > > > > > All facts. > > > > > > Now, you can hold the opinion that you don't WANT anyone to > > pay ANY more in order to get millions more people covered by > > health insurance. I'm of the opinion that it's a great thing > to > > allow more people to live healthier lives. I'm of the opinion > > that it's better to stop tons of people every year from dying > as > > a result of not having healthcare insurance. You can certainly > > hold the opinion that you aren't willing to help them out. But > > you can't legitimately claim that your opinions are backed up > by > > facts, because they aren't. > > > > > > > > > -----Original Message----- > > > From: zimowski > > > To: ibmpensionissues > > > Sent: Mon, Jul 29, 2013 12:18 pm > > > Subject: [ibmpensionissues] Re: Union Fears Destructive > > Consequences From Obamacare > > > > > > > > > > > > > > > The statements "You have your right to your own opinions and > > beliefs. Not your own facts." have been popping up on this > forum > > quite a bit lately. I thought that this was a quote from Keith > > Olbermann, but decided to verify and was surprised to learn > that > > it is in fact a quote from Daniel Patrick Moynihan. This fact > > was found in a Washington Post opinions article by Ted Koppel > > about opinionated well-known personalities. > > > > > > Ted notes: "Daniel Patrick Moynihan's oft-quoted observation > > that "everyone is entitled to his own opinion, but not his own > > facts," seems almost quaint in an environment that flaunts > > opinions as though they were facts." > > > > > > Here's another Ted Koppel quote from the article: > > > > > > "We live now in a cable news universe that celebrates the > > opinions of Olbermann, Rachel Maddow, Chris Matthews, Glenn > > Beck, Sean Hannity and Bill O'Reilly - individuals who hold up > > the twin pillars of political partisanship and who are > > encouraged to do so by their parent organizations because > their > > brand of analysis and commentary is highly profitable." > > > > > > Finally a Koppel quote about Olbermann, who uses the > "everyone > > is entitled" quote more than anyone: "To witness Keith > Olbermann > > - the most opinionated among MSNBC's left-leaning, Fox- > baiting, > > money-generating hosts - suspended even briefly last week for > > making financial contributions to Democratic political > > candidates seemed like a whimsical, arcane holdover from a > long- > > gone era of television journalism, when the networks > considered > > the collection and dissemination of substantive and unbiased > > news to be a public trust. > > > > > > Back then, a policy against political contributions would > have > > aimed to avoid even the appearance of partisanship. But today, > > when Olbermann draws more than 1 million like-minded viewers > to > > his program every night precisely because he is avowedly, > > unabashedly and monotonously partisan, it is not clear what > > misdemeanor his donations constituted. Consistency?" > > > > > > My opinion is that it's hard to trust the arguments of > anyone > > who thinks that Keith Olbermann's style of debate is one that > > should be emulated as being non-partisan and convincing. Gets > > more amusing with every re-use of Moynihan's observation. > > > > > > --- In ibmpensionissues@..., "Rick b Cool" > > wrote: > > > > > > > > Spoken like a true person who doesn't like the facts and > > what they mean or imply. You have your right to your own > > opinions and beliefs. Not your own facts. You have the right > to > > not believe simple facts. That is nothing more than political > > zeal or religious fervor in denial of objective reality. A > > common trait among us humans, but not a particularly useful > > trait in optimizing outcomes. > > > > > > > > --- In ibmpensionissues@..., "Sam Cay" > > wrote: > > > > > > > > > > OK no problem , you believe your facts and I'll believe > > mine. I know mine are correct but not sure of yours. I'd > rather > > choose who/what I give my money to but unfortunately the > crooks > > in government don't let me do that. I'll leave the charity > > giving to people like you. You must not be on twitter based on > > the length of your post. Sorry I made you ramble. > > > > > > > > > > --- In ibmpensionissues@..., Sue Runyon > > wrote: > > > > > > > > > > > > > > > > > > Facts are facts. If your data source isn't correct, > then > > what you get from them isn't a fact, so no, it doesn't matter > > what your data source is - it matters whether or not what you > > get from them is truly a fact. > > > > > > > > > > > > Your OPINION that you would rather not pay for the > costs > > of providing health care to others is your opinion, and you're > > entitled to it. You aren't entitled to your own facts, however. > > > > > > > > > > > > And yeah, providing healthcare to those who currently > > can't get it will cost the wealthier among us a little bit. > > We're already paying for a significant portion of the care > they > > DO receive - the poorest among us only pay for a small portion > > of their care - the rest of us already pay for it via local > > taxes, higher insurance premiums, and higher costs for out of > > pocket medical expenses. But yeah, it WILL cost the wealthier > > among us more to subsidize the healthcare costs of those who > > aren't covered now and who have mostly refrained from getting > > the healthcare they've needed all along. > > > > > > > > > > > > In our nation, we've long ago determined that it's to > > the community's benefit to share resources so that we all > > benefit. That's why we require the community to all pay school > > taxes, whether they have no kids or 12 kids in the school > system > > - because it benefits our society to have a well-educated > > populace. We ALL pay for the fire department to be there, even > > if we never have a fire in our lifetimes and we're very > careful > > people. We ALL pay SSI, so that *if* we ever become disabled > or > > leave dependents without an income source, we can rest assured > > that they'll not be out on the street. Those are only a few > > examples of how we've behaved over the past century, as a country. > > > > > > > > > > > > That's something our nation, as a whole, has > determined > > is in our best interests. You might not think that way, and > > that's your choice, but the nation, as a whole, DOES think > that > > it's a good idea. > > > > > > > > > > > > I, myself, don't begrudge anyone else being provided > > healthcare. I think that everyone should have access to > adequate > > healthcare, and if it costs me a little bit, I don't mind that > > at all. The majority of the American public doesn't mind it > > either. Your snide remark about people who are "unwilling to > > help themselves" is contrary to the FACTS about why most > > uninsured people are uninsured. Most aren't uninsured due to > an > > active choice they've made. And most of those who aren't > insured > > through an active choice they've made are those who are young > > and healthy, and in their cases, it'll be them as a group, NOT > > you, who has a new financial burden to bear. They'll be > > subsidizing those who truly have had a need, as a group, for > > health insurance. And so will the rest of us be subsidizing > that > > group - the group who's had a need for better healthcare > > coverage but hasn't been able to get it. > > > > > > > > > > > > I don't have any of *my* data. There's data that's > > everyone's to share. > > > > > > > > > > > > And that data tells us that it WILL cost those among > us > > who can well afford it a small amount to provide coverage to > > millions of Americans. I don't begrudge them that service - > you > > do. But the data does NOT tell us that, by and large, that > extra > > cost will be going to people who aren't willing to take care > of > > themselves. THAT conclusion that you've leapt to is evidence > of > > YOUR beliefs coloring YOUR interpretation of the FACTS. The > > FACTS don't change. A tiny percentage of the people who will > be > > getting healthcare insurance now are people who aren't trying > to > > help themselves. Most of them are too poor to help themselves > or > > unable to get coverage at any sort of an affordable price due > to > > pre-existing conditions or other issues out of their control. > > > > > > > > > > > > > > > > > > > > > > > > -----Original Message----- > > > > > > From: Sam Cay > > > > > > To: ibmpensionissues > > > > > > Sent: Fri, Jul 26, 2013 7:20 am > > > > > > Subject: [ibmpensionissues] Re: Union Fears > Destructive > > Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > I guess this makes the assumption that your source of > > data is correct.It's not just a matter of who's data you > believe > > but what data you want to believe. I am concerned when the > cost > > of any government program reaches in my pocket to pay for > others > > who are unwilling to help themselves. Whenever the word > subsidy > > comes into a program this is my trigger for taking food out of > > my families mouth. So does your data tell us that we will or > > will not be paying for someone unwilling to make their life > > better. > > > > > > > > > > > > --- In ibmpensionissues@..., Sue Runyon > > wrote: > > > > > > > > > > > > > > > > > > > > > Facts are facts. One can't "believe" something > that's > > demonstrably false. One can have opinions that are different > > from another person, but we all share the same database of > > factual information upon which we should rely upon to come to > > differing opinions. > > > > > > > > > > > > > > Pointing out that some people are ignorant of the > > facts isn't insulting if they truly are ignorant of relevant > > facts! It's honestly portraying them. And pointing out that > some > > people are SO politically partisan that, when confronted with > > the knowledge that they're pushing a false meme that's been > > debunked long ago, they can't/won't acknowledge it, has > nothing > > to do with people "believing something different". Again, > > everyone is entitled to their own opinion, but not their own > > facts. What that means is that one cannot demand respect and > > reverence for an opinion that's formed based upon lies, > > disinformation, and/or partisan beliefs rather than upon > facts. > > One is not "entitled" to an opinion that one can't support > with > > factual information. > > > > > > > > > > > > > > One of those "opinions" that is unsupportable is the > > false meme (see below) that there has been a mad rush to > > eliminate full time workers for part time workers. That ONLY > > works for companies that are right on the cusp of having 50 > > workers! It's not relevant for really small companies or any > > businesses with over 50 workers - and so, NO, one could NOT > find > > evidence of that happening at Macy's, for example! And besides > > that, the Affordable Care Act limits the ability of employers > to > > avoid paying penalties by hiring only part-time employees. The > > ACA treats part-time employees as ???????€????fulltime > > equivalents???????€??? by adding up the total number of hours > > per month worked by the part-timers. So, if they have an > amount > > of work to be done, it doesn't HELP them, not in ANY way, to > > hire more part-timers than an equivalent number of full- > timers. > > In fact, it'd be detrimental to their cause, as there'd then > be > > more workers total who might opt for coverage. > > > > > > > > > > > > > > > > > > > > > -----Original Message----- > > > > > > > From: Rick b Cool > > > > > > > To: ibmpensionissues > > > > > > > Sent: Thu, Jul 25, 2013 7:44 pm > > > > > > > Subject: [ibmpensionissues] Re: Union Fears > > Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > Really, Spreading lies and distoertions is OK, but > > revealing sinmple facts is denigrating. > > > > > > > > > > > > > > --- In ibmpensionissues@..., "Kevin W" > > wrote: > > > > > > > > > > > > > > > > Rick I have to agree with zimowski you b > definitely > > not cool. Your typical mode of operation here is to denigrate > or > > insult those who don't agree with your point of view. > > > > > > > > I've watched you call people ignorant, uneducated, > > biased, prejudice all because they believe something different > > than you. > > > > > > > > If I was a practicing conservative I'd call it > > "typical liberal methodology" where they all believe they are > > superior to everyone else and have "THE" right answer. If you > > don't believe me, simply ask one, they will tell you. > > > > > > > > As far as the ACA, it is a good idea but a bad > piece > > of legislation. It was not thought out and the consequences ignored. > > > > > > > > For the past several years companies have been > > accelerating the removal of full time job positions and > > replacing them with part time, under 29-32 hours to avoid the > > medical mandate. Go to any retail establishment, since you > seem > > to favor all things NY, drop by Macy's, talk to any sales > person > > over the age of 40 who has a history long enough to know what > is > > going on. Their hours are cut, not due to economy but due to > > planning for benefits cuts and avoidance of the ACA. > > > > > > > > Our current administration does nothing but blame > > the previous one for its woes, no responsibility just finger > > pointing, but try to play that game with the prior one for the > > one before it and you get screams of foul play. Obviously what > > is good for the goose isn't good for the gander. > > > > > > > > If congress and the administration wanted the > people > > to follow them,they would have ensured they took up such > > coverage as their only means of medical care before imposing > it > > on the people. Using the excuse that it has always been done, > > doesn't hold water. Wasn't this administration supposed to be > > different? Supposed to work "for the people". Yeah, I know, > > those damned evil republicans in congress won't let our poor > > president and the democrats get anything done. Again nothing > > more than lack of taking responsibility. Like the outcome or > > not, at least the prior president took responsibility. > > > > > > > > > > > > > > > > > > > > > > > > --- In ibmpensionissues@..., "Rick b > > Cool" wrote: > > > > > > > > > > > > > > > > > > An interesting conclusion. Solely based on > > complete circular reasoning, obviously starting with the conclusion. > > > > > > > > > > > > > > > > > > Hint: most legislation is complex. Mostly > because > > of industry input to create confusion and loopholes and give > big > > corporations competitive advantages and exclusions from regulations. > > > > > > > > > > > > > > > > > > --- In ibmpensionissues@..., > > "zimowski@" wrote: > > > > > > > > > > > > > > > > > > > > "The real issue on this forum is getting back > on > > topic." Really? Unlike the ibmpension group, the moderators of > > this group do not censor participant appends. It seems that > your > > style for participation is to criticize others that you don't > > agree with politically and then to suggest that anybody who > > responds to one of your inflammatory appends is off topic. > > > > > > > > > > > > > > > > > > > > Regardless of one's political persuasion, I > > think it's now becoming quite clear that ACA is complicated, > > poorly understood, difficult to implement, and that it will be > > more expensive for most Americans, providing affordable care > > only to those who could not previously obtain/afford health > care > > coverage on their own. Everyone else will pay for it out of > > pocket while receiving lower quality services due to the added > > stain that will be placed on the entire health care system. > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > |
Re: Union Fears Destructive Consequences From Obamacare
Sheila Beaudry
I found the video you were talking about.? They were talking about the per cent of Americans who had at some point had problems, like 67% had experienced unemployment (not that 67% of Americans were unemployed now).? Also they didn't define what was included in welfare.? It didn't mean that 45% of people are currently on welfare.
From: Sam Cay
To: ibmpensionissues@... Sent: Monday, July 29, 2013 9:33 AM Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare ?
Nope good old unbiased chuck todd put it up on the screen. Are you saying MSNBC misrepresented the facts? --- In mailto:ibmpensionissues%40yahoogroups.com, Sheila Beaudry wrote: > > Then you misheard.?? Only around 4 % of people are on welfare. ()?? Perhaps what you heard was that 45% of people depend upon the government.?? That would include people on Medicare and Medicaid,??people working for the government, people working on government contracts??and people on welfare. > > > From: Sam Cay > To: mailto:ibmpensionissues%40yahoogroups.com > Sent: Monday, July 29, 2013 9:06 AM > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > ?? > Funny I just saw a stat on MSNBC that 45% of americans are on welfare. I wonder who they voted for?? > > --- In mailto:ibmpensionissues%40yahoogroups.com, "Kevin W" wrote: > > > > What you might want to do, to balance out your stand is list the items where Obama changed in his short tenure. All the things he promised to people and suddenly ended up with the Bush evil side and inaction. > > Where we saw the daily total of Bush murders in the wars to the complete lack of attention once Obama came to power and did not end the wars, close Gitmo, reverse the spying on citizens that were all part of his platform. > > You might want to look at when the Republicans agreed to take up the energy agenda and the democrats said, no, we have vacation to take and book signings to attend. > > Then of course you can look at the thousand of inconsequential things where individual Dems and Repubs daily flipflop but the media only called it out on Republicans, ignoring it as or dismissing it as "change in view based upon new facts" for the Democrats. > > You see according to the press the only time a Democrat changes their mind is when it makes sense, but anytime a Republican does it, it is for vote getting or putting money in their pocket. > > I listen to FOX and MSNBC views of the same stories for more humorous reasons than anything else. It reaffirms the bias and bigotry of both sides. > > > > What would be very good would be to pick up a book called, The Righteous Mind by Haidt. Here is a far left liberal by his own admission who started the book project with the idea of affirming that his side are the fact tellers and the other side is nothing more than uneducated, bigoted idiots. Kudos to him for seeing the project through and realizing why both sides exist and why both sides are important to the survival of a civilization. > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon wrote: > > > > > > > > > No, it's not my opinion that filibusters have been used more by the Republicans than ever before in the history of our nation. That's a demonstrable fact. There are graphs that show this change in behavior. > > > > > > The same with the difference between the political sides of the aisle with respect to Politifact Pants on Fire lies and True statements. There is an overwhelming majority of PoF lies from the right as compared to those coming from the left - the last time I checked, it was like 8 to 1. And a similar comparison can be made with comments that Politifact, a nonpartisan site, has rated "True". It's a fact - not my opinion, that many more Democrats, Progressives and liberal groups have been given "True" ratings than those on the right. > > > > > > And it's not my opinion that the Republicans have abandoned things that they've supported in the past when those same things get the buy-in from Democrats. It's a fact. > > > > > > Both sides don't engage in these things at the same levels of involvement. I never said, nor would I ever say, that the left is angelic and the right is the devil incarnate - but when someone tries to claim that both sides are equally guilty in these bad behaviors, I present evidence that it's a false equivalency argument to claim that they are both equally guilty. > > > > > > And, the facts are that the Democrats have shown a great willingness to compromise since Obama was elected, and the Republicans have not. I could list countless examples of that - and you couldn't provide countless examples of the contrary. > > > > > > Facts are powerful things. > > > > > > > > > -----Original Message----- > > > From: Kevin W > > > To: ibmpensionissues > > > Sent: Sat, Jul 27, 2013 4:27 pm > > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > > Sue your statements are nothing more than opinions in this matter. Both sides engage in the same 3 items you quote below. Both sides excuse it for their side as minimal and called it out on the other as extreme. This self imposed bias becomes a blindness and allows them to make statements as you have below. > > > Realizing/admitting a fact doesn't mean you have to like it, doesn't mean you have to change sides, it only means acknowledging the lunacy you claim for the other side exists on your side as well. > > > In the long run it tends to make a person more balanced and understanding. > > > Otherwise we get what we have today, two political parties unable and unwilling to compromise because their acolytes will take them to task or call them weak. > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon wrote: > > > > > > > > > > > > No, the facts are that it is quite dominated by one political party - and that party is not the Democrats. I can provide 3 undeniable examples - you, and others, should stop with the nonsense that "both sides do it". False equivalency arguments make you look insincere or ill-informed. > > > > > > > > 1. Filibusters > > > > 2. Politifact Pants on Fire lies > > > > 3. FlipFlopping on political stances when the other party supports them. > > > > > > > > No one on the left side of the aisle has committed such politically partisan behavior in the same levels. > > > > > > > > And we've seen it here in this string of comments - snide remarks from those on the right who can't debunk the facts presented by those on the left. Rejection of factual arguments made by the left that are easily supported with all kinds of supporting links. A total lack of support for the arguments made by those on the right. > > > > > > > > It's not an issue of "both sides do it equally". It's just demonstrably not. > > > > > > > > > > > > -----Original Message----- > > > > From: Kevin W > > > > To: ibmpensionissues > > > > Sent: Fri, Jul 26, 2013 8:33 am > > > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > > > > > > > > > Please be aware, this blind loyalty to a side, spinning of untruths and spreading fear and propaganda is not a republican issue. It is a political issue shared equally by both sides and both sides are for something until it suits them to not support it. > > > > > > > > A liberal will find lies out of anything conservative and a conservative will find lies out of anything liberal. Neither will acknowledge their own lies until it is shoved in their face and even then they will excuse it and derail the conversation with their lies are worse. Very few of us are unbiased, even fewer of us know and acknowledge our own biases and try to see around them. It simply hurts too much... > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon wrote: > > > > > > > > > > > > > > > But, but, but..... you're ruining the fearmongering and the conspiracy theories of those who have a kneejerk hatred of almost everything and anything associated with Democrats and Obama - even if that stuff is incredibly similar to things that sane Republicans pushed a few years or decades ago. > > > > > > > > > > A nonpartisan site, Factcheck.org, soundly and emphatically debunked the false meme that Congress exempted themselves from the same requirements as everyone else. > > > > > > > > > > If you check out any of the well-known factchecking/urban legend sites, what you'll see if that almost all of the pants-on-fire dishonesty comes from the right. You'll see that there's a ton of misinformation about Obama which is easily debunked - yet it keeps being spread around in viral emails and spread as gospel on talk radio. And there seems to be a dearth of people on the right side of the political aisle who stand up and refute such nonsense and tell their supporters to stop pushing it. Occassionally you'll see someone do it - John McCain did it when someone in a town hall meeting told him that Obama was an "Arab", for example. > > > > > > > > > > So, if you're actually interested in whether or not it's true or false that Congress somehow exempted themselves, look at this article. > > > > > > > > > > or this one - FreedomWorks, a favorite of Glenn Beck, by the way > > > > > > > > > > or this one, where Politifact.com rated it "Pants On Fire" false, citing conservative Norman Ornstein and nonpartisan snopes.com > > > > > > > > > > > > > > > If someone were really interested in knowing the truth about whether or not Congress had to participate, they'd already KNOW this answer. They'd KNOW that the rightwing spin about this topic was just that - dishonest spin. Instead, we get comments like this one - "If ACA is so great why did Congress and the President exempt themselves, their families, and staffers from the provisions of ACA? No one seems to talk about that." > > > > > > > > > > But it's not true that "no one" talked about this - MANY rightwingers talked about this, ad nauseum, despite the fact that it was NEVER TRUE. So, no one SHOULD HAVE talked about this, since it was nonsense from the very beginning. If someone made an honest mistake, and thought it was true, as soon as they knew it wasn't true, they would have apologized for their error, and straightened others out when they heard the misinformation repeated. > > > > > > > > > > But as snopes.com has pointed out for years, most people will believe what they want to believe. Someone below said "Government exempts itself from everything." But that's not true. They haven't, they don't, they won't. Yet many won't believe it when the FACTS disprove their CT. In fact, the government actually has the same or even tougher regulations in almost every arena as compared to the private sector. > > > > > > > > > > > > > > > > > > > > -----Original Message----- > > > > > From: Sheila Beaudry > > > > > To: ibmpensionissues <mailto:ibmpensionissues%40yahoogroups.com> > > > > > Sent: Thu, Jul 25, 2013 10:15 pm > > > > > Subject: Re: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > It is the same for IBMers and anyone else getting insurance through their companies. You don't have to change your IBM insurance to get your insurance from one of the Exchanges. But you can if you want to. Why should they be singled out by not letting them do the same as others. Isn't that the point; they shouldn't be treated any differently? > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > From: Kevin W > > > > > To: mailto:ibmpensionissues%40yahoogroups.com > > > > > Sent: Thursday, July 25, 2013 7:59 AM > > > > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > Now here is what I see when I read that link. Tell me what I missed. While congress did not create any special exemptions for itself, no congressperson is required to give up any special coverage and cadillac plans they may have and be required to only have choices available to the bulk of the American people. The article goes out of its way to avoid stating such things until a short paragraph at the very end where it mentions a Republican wanted to amend the bill to state that federal officials must only be able to choose from those new plans created by the ACA. In other words making our government eat its own dog food. Apparently according to the article which gives one entire sentence to it, maybe hoping people would be bored by the time they got this far in the article the change was added but only if the leadership and committee heads were exemption from the change. So they don't have to eat the dog food they are serving. > > > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, Sheila Beaudry wrote: > > > > > > > > > > > > Wrong, they are not exempt from ACA.???'???'???€????€? Stop spreading untruths.???'???'???€????€? See > > > > > > > > > > > > > > > > > > From: Rick b Cool > > > > > > To: mailto:ibmpensionissues%40yahoogroups.com > > > > > > Sent: Wednesday, July 24, 2013 9:34 AM > > > > > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > ???'???'???€????€? > > > > > > Really? > > > > > > > > > > > > Government exempts itself from everything. Governments, federal and state exempt all their own vehicles from all regulations pertaining to vehicle construction and safety, including school buses.. It's a crock but had nothing to do with ACA. > > > > > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, KenSP@ wrote: > > > > > > > > > > > > > > If ACA???'???'???€????€? is so great why did Congress and the President exempt themselves, their families, and staffers from the provisions of ACA? No one seems to talk about that. Why didn't they exempt national corporation who have health care???'???'???€????€? insurance for employees? I was happier with my IBM coverage even though it was expensive than Medicare.As to my previous note, you have totally missed my point.???'???'???€????€? The point I was making is it does not matter if you have or do not have insurance including ACA???'???'???€????€? If doctors do not want to accept your insurance, you need a credit card or money to obtain medical services. It does not matter if you have ACA, Medicare, Medicaid or a company health insurance policy you need cash to at least get treatment.Your focus is totally misplaced. You can have medical insurance but if you cannot find someone who accepts it,what good is it? What about the quality of > service - Are all doctors equal?Isn't Medicare a single payer? As a retired > > > > > > person who is in his 70's I LIVE MEDICARE EVERY DAY OF MY LIFE. My comments are not theory, political discussion or as do gooder???'???'???€????€? but are based on real life experience which is shared by my friends and neighbors who are the same age.I do not see ACA???'???'???€????€? as the answer.???'???'???€????€? Since like Medicare, in order to cover so many people and keep rates low, insurance companies or the government will have to reduce the reimbursement to doctors. I have gone through the issue of trying to find a doctor who accepts Medicare.???'???'???€????€? Based on actual personal experience when finally finding one, I know that there is a difference between a doctor who accepts Medicare and one that does not.???'???'???€????€? It is the amount of time the doctor spends with you. A Medicare doctor will spend five minutes or less with your medical issue and you end up dealing primarily with a nurse on everything. A > Medicare???'???'???€????€? doctor is earning his income by seeing volumes of patients and quality of the service falls. No > > > > > > Doctor can survive on Medicare/Medicaid reimbursements for which he has to wait for three months before he gets paid. Not so with a doctor who does not accept insurances. His practice is built on reputation.Have you compared the Canadian Plan verses the ACA???'???'???€????€? you are supporting which DOES NOT effect me.???'???'???€????€? In Canada, you are assigned a primary care doctor who determines your medical needs and the test you need to take.???'???'???€????€? In the ACA, a nurse is made your primary care person who determines the tests you need and whether you should or should not see the doctor.The ACA???'???'???€????€? has only effected me when funds were taken out of Medicare to create the ACA.???'???'???€????€? My Medicare???'???'???€????€? doctor told me that I should do the two knee replacement this year since in 2014 under Medicare I will be paying a larger share for these operations.Remember what was said, "You have to pass the > law, to know what is in it" I think you have to live the law. to see what you have lost.RegardsFreon???'???'???€????€? a > > > > > > retired person who needs Medicare.not ACA----- Original Message -----From: Rick b Cool Date: Tuesday, July 23, 2013 6:54 pmSubject: [ibmpensionissues] Re: Union Fears Destructive Consequences From ObamacareTo: mailto:ibmpensionissues%40yahoogroups.com>;;; Very good. Thanks for the analysis. However, none of what you > said has anything at all to do with ACA. Yes, some doctors > refuse Medicare. Some refuse all insurance. They have done so > for an extremely long time. Some demand cash payment in advance > and them reimburse when insurance pays them. They have done so > for a very long time.> > No ACA???'???'???€????€? is far, far from a perfect plan. It is something which > was never wanted by those who believe in universal health care. > It was a proposal that was proposed by conservative Republicans > and only abandoned as a political maneuver against a President > they wanted to fail at any cost to the people of the United > States. The one > strategy which the modern > > > > > > Republican leadership > has carries out extremely consistently at great cost to the > American people.> > Also, from a purely social perspective. It clearly looks as if > you said that we need to have access to good health care > severely limited to more wealthy individuals because their is a > shortage of doctors. People do reveal their self centered nature > while entirely ignoring the fact that most doctors are educated > at the expense of the people of the United States through > grants, subsidies, and delayed low interest loans. No one pays > the full free market capitalist price of their healthcare. > Though, one must admit that in some arenas, such a patent drugs, > they do pay monopolistic prices.> > Healthcare in this country is a highly complex system with many > interdependencies. The idiotic perspective is that some of us > deserve good healthcare more than others of us.> > Now as I said previously. The real issue on this forum is > > getting > > > > > > back on topic. We don't need the political bullshit of > the loud mouthed Obama haters who will say anything true or > false or irrelevant. > > --- In mailto:ibmpensionissues%40yahoogroups.com, KenSP@ wrote:> >> > ColleaguesI think you are dreaming if you think that ACA or a > single payer will be the answer to the healthcare. The first > thing is Medicare and Medicaid is a single payer for many of us > who have retired.???'???'???€????€? It is reasonably price. The issue is not the > cost, but finding a doctor who accepts Medicare / Medicaid > Patients. The law cannot force a doctor to work at a specified > price. Otherwise it is slavery. So he can legally refuse to > accept patients as long as he does not discriminate. A doctor > determines what he is willing to accept in payment for his > service. There are not enough doctors to treat everyone.Today, a > doctor now asks "Do you have insurance and with whom?" before he > is willing to even > accept you as a patient. > > > > > > Some will advise you > upfront that they expect payment when services are render and > they post such a sign in their office. There are many who will > pay upfront to be treated by the doctor of their choice and who > has an excellent reputation.Many doctors, in the New York City > and Westchester County are not accepting Medicare / Medicaid > patients.???'???'???€????€? The reason is that the government reimbursement is to > low. If a doctor accepts a Medicare patient, he must also take > Medicaid patients.???'???'???€????€? A medicaid patient pays nothing, not even > the 20% a Medicare patient pays. A doctor receives about 65% of > the reimbursement he gets for treating Medicare patients - so he > refuses to treat either. The reimbursement the doctor receives > from the government does not cover his costs especially his > malpractice insurance so why accept Medicare or Medicaid > patients.In Westchester, a nearby hospital closed because a > > majority of their patients where under > > > > > > Medicaid and they went > bankrupt. There also have been some hospital closing in New York > City and the wait in emergency room has increase in the other > hospit (Message over 64 KB, truncated) From DummyAddressAndDate Thu Sep 16 11:42:17 2010 X-Yahoo-Msgnum: 494 Return-Path: X-Sender: sbbeaudry@... X-Apparently-To: ibmpensionissues@... 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In-Reply-To: MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="-1192396609-1433582711-1375165524=:73752" X-Originating-IP: 10.193.84.32 X-eGroups-Msg-Info: 1:12:0:0:0 From: Sheila Beaudry Reply-To: Sheila Beaudry Subject: ACA is worthwhile X-Yahoo-Group-Post: member; u"5115587; y=KkOAkECeS2kYuE1c7A9azej5nYTEoVU171nltlxAUCwgFldm X-Yahoo-Profile: sbbeaudry ---1192396609-1433582711-1375165524=:73752 Content-Type: text/plain; charset=utf-8 Content-Transfer-Encoding: quoted-printable The cut was primarily to quit paying inflated prices to the insurance companies for the Medicare Advantage plans.? The government was paying the insurance companies 14% more to provide medical care than it cost the government to provide Medicare.? (In this case the government was more efficient because they didn't have to pay a lot of overhead for things like advertising and CEO bonuses). It also made the insurance companies give money back to people (or to companies if job-based)?if the insurance companies didn't spend at least 80-85% of the premium on healthcare (so overhead couldn't be too large).? From: edward_berkline To: ibmpensionissues@... Sent: Monday, July 29, 2013 11:56 PM Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare ? > I am retired and under Medicare. I am against the ACA because they > took $750 billion from Medicare You really don't understand what is going on at all, do you? Actually, they didn't actually take anything from Medicare at all. What they did is reduce the projected growth of Medicare costs in the future. It's kind of like if your boss projects that he will give you a raise next year of $2000, but then comes back and tells you things have changed and your raise will only be $1000. You are still getting a raise, just not as much. But by your logic, you would view that as a pay cut, even though your pay actually increased. http://www.politifact.com/truth-o-meter/article/2012/aug/15/checking-facts-700-billion-medicare-cut/ --- In mailto:ibmpensionissues%40yahoogroups.com, KenSP@... wrote: > > You are correct. But if it costs a 25 year old less under his/her parent's plan then buying on the exchange as an individual what do you think he/she will do and what will it do to insurance premium cost of others buying on the exchange. Remember IBM is self insured so they can charge anything IBM likes for adding adult children to IBM employee plan. If I were IBM I would make it costly for an employee to add an adult child to employee heath insurance policy,Remember if you are retired, the retiree health plans such as IBM are exempt from the ACA?and you cannot add your adult child to your insurance plan. So why would IBM want current employees to add adult children to their policy,I am retired and under Medicare. I am against the ACA?because they took $750 billion from Medicare. This is the reason the elderly population is against the ACA?and want it repealed. If treatment is not covered by Medicare, it is not covered by any supplement insurance policy including IBM's. They will reduce treatments to save this $750.? The committee of 15 will do it.----- Original Message -----From: Sheila Beaudry?Date: Monday, July 29, 2013 9:58 pmSubject: Re: [ibmpensionissues] Re: Union Fears Destructive Consequences From ObamacareTo: "mailto:ibmpensionissues%40yahoogroups.com" > Although parents can keep children under their insurance > coverage they don't have to if they don't want to.> > ?> > From: "KenSP@..." > To: mailto:ibmpensionissues%40yahoogroups.com?> Sent: Monday, July 29, 2013 9:13 PM> Subject: Re: [ibmpensionissues] Re: Union Fears Destructive > Consequences From Obamacare> > ? > The FACT is that very few people will pay more for > healthcare?coverage with Obamacare?as compared to how much they > would have paid out before Obamacare.> > How is this a fact. Someone had to pay for putting children on a > parent's health insurance policy.? Isn't this a result of > Obamacare?and didn't the insurance companies increase their > premiums to cover this.? So how can you say that this is a fact > very few people will be paying more for their insurance.? Tell > it to those people who do not have children under the age of 26 > and now have to pay more. Everyone paid more because of this change.> > This is proof how you make general statements which are opinions > and then call the facts.? > > ----- Original Message -----> From: "zimowski@..." > Date: Monday, July 29, 2013 8:36 pm> Subject: [ibmpensionissues] Re: Union Fears Destructive > Consequences From Obamacare> To: mailto:ibmpensionissues%40yahoogroups.com> > > In this case, I think the following quote is very appropriate: > > "If it walks like a duck, quacks like a duck, looks like a > duck, > > it must be a duck"> > > > --- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon > > wrote:> > >> > > > > > Show me a post where anyone here has said that they admire > > Keith Olbermann?or agreed with the way he behaved..... oh, > > that's right, you can't, 'cuz?it never happened.> > > > > > His usage of that phrase has nothing to do with us.> > > > > > YOUR usage of him is an example of a logical fallacy - look > it > > up. All of your arguments are bogus and ridiculous, in fact. > You > > can't refute a thing we've been writing, and so you choose to > > make ludicrous statements that have nothing to do with what > > we've been saying.> > > > > > It's undeniably TRUE. One can't legitimately demand respect > > for an opinion that's not based upon the facts. That's why > > Senator Daniel Patrick Moynihan?said that everyone is entitled > > to their own opinion, but not their own facts.> > > > > > And there aren't a different set of facts upon which we can > > each rely upon. There's one set of facts. That's undeniable. > > Your personal attacks on me, or Keith Olbermann, don't change > > that FACT that there's one set of facts that we can all avail > > ourselves of. You can't possibly know that your "facts are > > correct", because you havent' been relying upon facts! The > FACT > > is that very few people will pay more for healthcare coverage > > with Obamacare as compared to how much they would have paid > out > > before Obamacare.> > > > > > The only people who will pay more without getting a > > significant benefit are the wealthiest among us and those > > healthy young people who chose to not have insurance before > and > > who remain healthy. That's a fact. We're getting economies of > > scale, we're getting savings from people getting better care > at > > lower costs, and we're taxing a few people and bringing more > > people into the system. Obamacare actually helps our nation's > > long term deficit.> > > > > > All facts.> > > > > > Now, you can hold the opinion that you don't WANT anyone to > > pay ANY more in order to get millions more people covered by > > health insurance. I'm of the opinion that it's a great thing > to > > allow more people to live healthier lives. I'm of the opinion > > that it's better to stop tons of people every year from dying > as > > a result of not having healthcare insurance. You can certainly > > hold the opinion that you aren't willing to help them out. But > > you can't legitimately claim that your opinions are backed up > by > > facts, because they aren't.> > > > > > > > > -----Original Message-----> > > From: zimowski > > > To: ibmpensionissues > > > Sent: Mon, Jul 29, 2013 12:18 pm> > > Subject: [ibmpensionissues] Re: Union Fears Destructive > > Consequences From Obamacare> > > > > > > > > > > > > > > The statements "You have your right to your own opinions and > > beliefs. Not your own facts." have been popping up on this > forum > > quite a bit lately. I thought that this was a quote from Keith > > Olbermann, but decided to verify and was surprised to learn > that > > it is in fact a quote from Daniel Patrick Moynihan. This fact > > was found in a Washington Post opinions article by Ted Koppel > > about opinionated well-known personalities. > > > > > > Ted notes: "Daniel Patrick Moynihan's oft-quoted observation > > that "everyone is entitled to his own opinion, but not his own > > facts," seems almost quaint in an environment that flaunts > > opinions as though they were facts."> > > > > > Here's another Ted Koppel quote from the article:> > > > > > "We live now in a cable news universe that celebrates the > > opinions of Olbermann, Rachel Maddow, Chris Matthews, Glenn > > Beck, Sean Hannity and Bill O'Reilly - individuals who hold up > > the twin pillars of political partisanship and who are > > encouraged to do so by their parent organizations because > their > > brand of analysis and commentary is highly profitable."> > > > > > Finally a Koppel quote about Olbermann, who uses the > "everyone > > is entitled" quote more than anyone: "To witness Keith > Olbermann > > - the most opinionated among MSNBC's left-leaning, Fox-> baiting, > > money-generating hosts - suspended even briefly last week for > > making financial contributions to Democratic political > > candidates seemed like a whimsical, arcane holdover from a > long-> > gone era of television journalism, when the networks > considered > > the collection and dissemination of substantive and unbiased > > news to be a public trust.> > > > > > Back then, a policy against political contributions would > have > > aimed to avoid even the appearance of partisanship. But today, > > when Olbermann draws more than 1 million like-minded viewers > to > > his program every night precisely because he is avowedly, > > unabashedly and monotonously partisan, it is not clear what > > misdemeanor his donations constituted. Consistency?"> > > > > > My opinion is that it's hard to trust the arguments of > anyone > > who thinks that Keith Olbermann's style of debate is one that > > should be emulated as being non-partisan and convincing. Gets > > more amusing with every re-use of Moynihan's observation.> > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, "Rick b Cool" > > wrote:> > > >> > > > Spoken like a true person who doesn't like the facts and > > what they mean or imply. You have your right to your own > > opinions and beliefs. Not your own facts. You have the right > to > > not believe simple facts. That is nothing more than political > > zeal or religious fervor in denial of objective reality. A > > common trait among us humans, but not a particularly useful > > trait in optimizing outcomes.> > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, "Sam Cay" > > wrote:> > > > >> > > > > OK no problem , you believe your facts and I'll believe > > mine. I know mine are correct but not sure of yours. I'd > rather > > choose who/what I give my money to but unfortunately the > crooks > > in government don't let me do that. I'll leave the charity > > giving to people like you. You must not be on twitter based on > > the length of your post. Sorry I made you ramble. > > > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon > > wrote:> > > > > >> > > > > > > > > > > > Facts are facts. If your data source isn't correct, > then > > what you get from them isn't a fact, so no, it doesn't matter > > what your data source is - it matters whether or not what you > > get from them is truly a fact.> > > > > > > > > > > > Your OPINION that you would rather not pay for the > costs > > of providing health care to others is your opinion, and you're > > entitled to it. You aren't entitled to your own facts, however.> > > > > > > > > > > > And yeah, providing healthcare to those who currently > > can't get it will cost the wealthier among us a little bit. > > We're already paying for a significant portion of the care > they > > DO receive - the poorest among us only pay for a small portion > > of their care - the rest of us already pay for it via local > > taxes, higher insurance premiums, and higher costs for out of > > pocket medical expenses. But yeah, it WILL cost the wealthier > > among us more to subsidize the healthcare costs of those who > > aren't covered now and who have mostly refrained from getting > > the healthcare they've needed all along.> > > > > > > > > > > > In our nation, we've long ago determined that it's to > > the community's benefit to share resources so that we all > > benefit. That's why we require the community to all pay school > > taxes, whether they have no kids or 12 kids in the school > system > > - because it benefits our society to have a well-educated > > populace. We ALL pay for the fire department to be there, even > > if we never have a fire in our lifetimes and we're very > careful > > people. We ALL pay SSI, so that *if* we ever become disabled > or > > leave dependents without an income source, we can rest assured > > that they'll not be out on the street. Those are only a few > > examples of how we've behaved over the past century, as a country.> > > > > > > > > > > > That's something our nation, as a whole, has > determined > > is in our best interests. You might not think that way, and > > that's your choice, but the nation, as a whole, DOES think > that > > it's a good idea.> > > > > > > > > > > > I, myself, don't begrudge anyone else being provided > > healthcare. I think that everyone should have access to > adequate > > healthcare, and if it costs me a little bit, I don't mind that > > at all. The majority of the American public doesn't mind it > > either. Your snide remark about people who are "unwilling to > > help themselves" is contrary to the FACTS about why most > > uninsured people are uninsured. Most aren't uninsured due to > an > > active choice they've made. And most of those who aren't > insured > > through an active choice they've made are those who are young > > and healthy, and in their cases, it'll be them as a group, NOT > > you, who has a new financial burden to bear. They'll be > > subsidizing those who truly have had a need, as a group, for > > health insurance. And so will the rest of us be subsidizing > that > > group - the group who's had a need for better healthcare > > coverage but hasn't been able to get it.> > > > > > > > > > > > I don't have any of *my* data. There's data that's > > everyone's to share. > > > > > > > > > > > > And that data tells us that it WILL cost those among > us > > who can well afford it a small amount to provide coverage to > > millions of Americans. I don't begrudge them that service - > you > > do. But the data does NOT tell us that, by and large, that > extra > > cost will be going to people who aren't willing to take care > of > > themselves. THAT conclusion that you've leapt to is evidence > of > > YOUR beliefs coloring YOUR interpretation of the FACTS. The > > FACTS don't change. A tiny percentage of the people who will > be > > getting healthcare insurance now are people who aren't trying > to > > help themselves. Most of them are too poor to help themselves > or > > unable to get coverage at any sort of an affordable price due > to > > pre-existing conditions or other issues out of their control.> > > > > > > > > > > > > > > > > > > > > > > > -----Original Message-----> > > > > > From: Sam Cay > > > > > > To: ibmpensionissues > > > > > > Sent: Fri, Jul 26, 2013 7:20 am> > > > > > Subject: [ibmpensionissues] Re: Union Fears > Destructive > > Consequences From Obamacare> > > > > > > > > > > > > > > > > > > > > > > > > > > > > > I guess this makes the assumption that your source of > > data is correct.It's not just a matter of who's data you > believe > > but what data you want to believe. I am concerned when the > cost > > of any government program reaches in my pocket to pay for > others > > who are unwilling to help themselves. Whenever the word > subsidy > > comes into a program this is my trigger for taking food out of > > my families mouth. So does your data tell us that we will or > > will not be paying for someone unwilling to make their life > > better. > > > > > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon > > wrote:> > > > > > >> > > > > > > > > > > > > > Facts are facts. One can't "believe" something > that's > > demonstrably false. One can have opinions that are different > > from another person, but we all share the same database of > > factual information upon which we should rely upon to come to > > differing opinions.> > > > > > > > > > > > > > Pointing out that some people are ignorant of the > > facts isn't insulting if they truly are ignorant of relevant > > facts! It's honestly portraying them. And pointing out that > some > > people are SO politically partisan that, when confronted with > > the knowledge that they're pushing a false meme that's been > > debunked long ago, they can't/won't acknowledge it, has > nothing > > to do with people "believing something different". Again, > > everyone is entitled to their own opinion, but not their own > > facts. What that means is that one cannot demand respect and > > reverence for an opinion that's formed based upon lies, > > disinformation, and/or partisan beliefs rather than upon > facts. > > One is not "entitled" to an opinion that one can't support > with > > factual information.> > > > > > > > > > > > > > One of those "opinions" that is unsupportable is the > > false meme (see below) that there has been a mad rush to > > eliminate full time workers for part time workers. That ONLY > > works for companies that are right on the cusp of having 50 > > workers! It's not relevant for really small companies or any > > businesses with over 50 workers - and so, NO, one could NOT > find > > evidence of that happening at Macy's, for example! And besides > > that, the Affordable Care Act limits the ability of employers > to > > avoid paying penalties by hiring only part-time employees. The > > ACA treats part-time employees as ???????€????fulltime > > equivalents???????€??? by adding up the total number of hours > > per month worked by the part-timers. So, if they have an > amount > > of work to be done, it doesn't HELP them, not in ANY way, to > > hire more part-timers than an equivalent number of full-> timers. > > In fact, it'd be detrimental to their cause, as there'd then > be > > more workers total who might opt for coverage.> > > > > > > > > > > > > > > > > > > > > -----Original Message-----> > > > > > > From: Rick b Cool > > > > > > > To: ibmpensionissues > > > > > > > Sent: Thu, Jul 25, 2013 7:44 pm> > > > > > > Subject: [ibmpensionissues] Re: Union Fears > > Destructive Consequences From Obamacare> > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > Really, Spreading lies and distoertions is OK, but > > revealing sinmple facts is denigrating.> > > > > > > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, "Kevin W" > > wrote:> > > > > > > >> > > > > > > > Rick I have to agree with zimowski you b > definitely > > not cool. Your typical mode of operation here is to denigrate > or > > insult those who don't agree with your point of view.> > > > > > > > I've watched you call people ignorant, uneducated, > > biased, prejudice all because they believe something different > > than you.> > > > > > > > If I was a practicing conservative I'd call it > > "typical liberal methodology" where they all believe they are > > superior to everyone else and have "THE" right answer. If you > > don't believe me, simply ask one, they will tell you.> > > > > > > > As far as the ACA, it is a good idea but a bad > piece > > of legislation. It was not thought out and the consequences ignored.> > > > > > > > For the past several years companies have been > > accelerating the removal of full time job positions and > > replacing them with part time, under 29-32 hours to avoid the > > medical mandate. Go to any retail establishment, since you > seem > > to favor all things NY, drop by Macy's, talk to any sales > person > > over the age of 40 who has a history long enough to know what > is > > going on. Their hours are cut, not due to economy but due to > > planning for benefits cuts and avoidance of the ACA.> > > > > > > > Our current administration does nothing but blame > > the previous one for its woes, no responsibility just finger > > pointing, but try to play that game with the prior one for the > > one before it and you get screams of foul play. Obviously what > > is good for the goose isn't good for the gander.> > > > > > > > If congress and the administration wanted the > people > > to follow them,they would have ensured they took up such > > coverage as their only means of medical care before imposing > it > > on the people. Using the excuse that it has always been done, > > doesn't hold water. Wasn't this administration supposed to be > > different? Supposed to work "for the people". Yeah, I know, > > those damned evil republicans in congress won't let our poor > > president and the democrats get anything done. Again nothing > > more than lack of taking responsibility. Like the outcome or > > not, at least the prior president took responsibility.> > > > > > > > > > > > > > > > > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, "Rick b > > Cool" wrote:> > > > > > > > >> > > > > > > > > An interesting conclusion. Solely based on > > complete circular reasoning, obviously starting with the conclusion.> > > > > > > > > > > > > > > > > > Hint: most legislation is complex. Mostly > because > > of industry input to create confusion and loopholes and give > big > > corporations competitive advantages and exclusions from regulations.> > > > > > > > > > > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, > > "zimowski@" wrote:> > > > > > > > > >> > > > > > > > > > "The real issue on this forum is getting back > on > > topic." Really? Unlike the ibmpension group, the moderators of > > this group do not censor participant appends. It seems that > your > > style for participation is to criticize others that you don't > > agree with politically and then to suggest that anybody who > > responds to one of your inflammatory appends is off topic. > > > > > > > > > > > > > > > > > > > > Regardless of one's political persuasion, I > > think it's now becoming quite clear that ACA is complicated, > > poorly understood, difficult to implement, and that it will be > > more expensive for most Americans, providing affordable care > > only to those who could not previously obtain/afford health > care > > coverage on their own. Everyone else will pay for it out of > > pocket while receiving lower quality services due to the added > > stain that will be placed on the entire health care system. > > > > > > > > > > > > > > > > > > > >> > > > > > > >> > > > > > >> > > > > >> > > > >> > > >> > >> > > > > > ---1192396609-1433582711-1375165524=:73752 Content-Type: text/html; charset=utf-8 Content-Transfer-Encoding: quoted-printable The cut was primarily to quit paying inflated prices to the insurance companies for the Medicare Advantage plans.? The government was paying the insurance companies 14% more to provide medical care than it cost the government to provide Medicare.? (In this case the government was more efficient because they didn't have to pay a lot of overhead for things like advertising and CEO bonuses). It also made the insurance companies give money back to people (or to companies if job-based)?if the insurance companies didn't spend at least 80-85% of the premium on healthcare (so overhead couldn't be too large).?
From: edward_berkline To: ibmpensionissues@...
Sent: Monday, July 29, 2013 11:56 PM Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare ?
> I am retired and under Medicare. I am against the ACA because they > took $750 billion from Medicare You really don't understand what is going on at all, do you? Actually, they didn't actually take anything from Medicare at all. What they did is reduce the projected growth of Medicare costs in the future. It's kind of like if your boss projects that he will give you a raise next year of $2000, but then comes back and tells you things have changed and your raise will only be $1000. You are still getting a raise, just not as much. But by your logic, you would view that as a pay cut, even though your pay actually increased. --- In mailto:ibmpensionissues%40yahoogroups.com, KenSP@... wrote: > > You are correct. But if it costs a 25 year old less under his/her parent's plan then buying on the exchange as an individual what do you think he/she will do and what will it do to insurance premium cost of others buying on the exchange. Remember IBM is self insured so they can charge anything IBM likes for adding adult children to IBM employee plan. If I were IBM I would make it costly for an employee to add an adult child to employee heath insurance policy,Remember if you are retired, the retiree health plans such as IBM are exempt from the ACA?and you cannot add your adult child to your insurance plan. So why would IBM want current employees to add adult children to their policy,I am retired and under Medicare. I am against the ACA?because they took $750 billion from Medicare. This is the reason the elderly population is against the ACA?and want it repealed. If treatment is not covered by Medicare, it is not covered by any supplement insurance policy including IBM's. They will reduce treatments to save this $750.? The committee of 15 will do it.----- Original Message -----From: Sheila Beaudry?Date: Monday, July 29, 2013 9:58 pmSubject: Re: [ibmpensionissues] Re: Union Fears Destructive Consequences From ObamacareTo: "mailto:ibmpensionissues%40yahoogroups.com" > Although parents can keep children under their insurance > coverage they don't have to if they don't want to.> > ?> > From: "KenSP@..." > To: mailto:ibmpensionissues%40yahoogroups.com?> Sent: Monday, July 29, 2013 9:13 PM> Subject: Re: [ibmpensionissues] Re: Union Fears Destructive > Consequences From Obamacare> > ? > The FACT is that very few people will pay more for > healthcare?coverage with Obamacare?as compared to how much they > would have paid out before Obamacare.> > How is this a fact. Someone had to pay for putting children on a > parent's health insurance policy.? Isn't this a result of > Obamacare?and didn't the insurance companies increase their > premiums to cover this.? So how can you say that this is a fact > very few people will be paying more for their insurance.? Tell > it to those people who do not have children under the age of 26 > and now have to pay more. Everyone paid more because of this change.> > This is proof how you make general statements which are opinions > and then call the facts.? > > ----- Original Message -----> From: "zimowski@..." > Date: Monday, July 29, 2013 8:36 pm> Subject: [ibmpensionissues] Re: Union Fears Destructive > Consequences From Obamacare> To: mailto:ibmpensionissues%40yahoogroups.com> > > In this case, I think the following quote is very appropriate: > > "If it walks like a duck, quacks like a duck, looks like a > duck, > > it must be a duck"> > > > --- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon > > wrote:> > >> > > > > > Show me a post where anyone here has said that they admire > > Keith Olbermann?or agreed with the way he behaved..... oh, > > that's right, you can't, 'cuz?it never happened.> > > > > > His usage of that phrase has nothing to do with us.> > > > > > YOUR usage of him is an example of a logical fallacy - look > it > > up. All of your arguments are bogus and ridiculous, in fact. > You > > can't refute a thing we've been writing, and so you choose to > > make ludicrous statements that have nothing to do with what > > we've been saying.> > > > > > It's undeniably TRUE. One can't legitimately demand respect > > for an opinion that's not based upon the facts. That's why > > Senator Daniel Patrick Moynihan?said that everyone is entitled > > to their own opinion, but not their own facts.> > > > > > And there aren't a different set of facts upon which we can > > each rely upon. There's one set of facts. That's undeniable. > > Your personal attacks on me, or Keith Olbermann, don't change > > that FACT that there's one set of facts that we can all avail > > ourselves of. You can't possibly know that your "facts are > > correct", because you havent' been relying upon facts! The > FACT > > is that very few people will pay more for healthcare coverage > > with Obamacare as compared to how much they would have paid > out > > before Obamacare.> > > > > > The only people who will pay more without getting a > > significant benefit are the wealthiest among us and those > > healthy young people who chose to not have insurance before > and > > who remain healthy. That's a fact. We're getting economies of > > scale, we're getting savings from people getting better care > at > > lower costs, and we're taxing a few people and bringing more > > people into the system. Obamacare actually helps our nation's > > long term deficit.> > > > > > All facts.> > > > > > Now, you can hold the opinion that you don't WANT anyone to > > pay ANY more in order to get millions more people covered by > > health insurance. I'm of the opinion that it's a great thing > to > > allow more people to live healthier lives. I'm of the opinion > > that it's better to stop tons of people every year from dying > as > > a result of not having healthcare insurance. You can certainly > > hold the opinion that you aren't willing to help them out. But > > you can't legitimately claim that your opinions are backed up > by > > facts, because they aren't.> > > > > > > > > -----Original Message-----> > > From: zimowski > > > To: ibmpensionissues > > > Sent: Mon, Jul 29, 2013 12:18 pm> > > Subject: [ibmpensionissues] Re: Union Fears Destructive > > Consequences From Obamacare> > > > > > > > > > > > > > > The statements "You have your right to your own opinions and > > beliefs. Not your own facts." have been popping up on this > forum > > quite a bit lately. I thought that this was a quote from Keith > > Olbermann, but decided to verify and was surprised to learn > that > > it is in fact a quote from Daniel Patrick Moynihan. This fact > > was found in a Washington Post opinions article by Ted Koppel > > about opinionated well-known personalities. > > > > > > Ted notes: "Daniel Patrick Moynihan's oft-quoted observation > > that "everyone is entitled to his own opinion, but not his own > > facts," seems almost quaint in an environment that flaunts > > opinions as though they were facts."> > > > > > Here's another Ted Koppel quote from the article:> > > > > > "We live now in a cable news universe that celebrates the > > opinions of Olbermann, Rachel Maddow, Chris Matthews, Glenn > > Beck, Sean Hannity and Bill O'Reilly - individuals who hold up > > the twin pillars of political partisanship and who are > > encouraged to do so by their parent organizations because > their > > brand of analysis and commentary is highly profitable."> > > > > > Finally a Koppel quote about Olbermann, who uses the > "everyone > > is entitled" quote more than anyone: "To witness Keith > Olbermann > > - the most opinionated among MSNBC's left-leaning, Fox-> baiting, > > money-generating hosts - suspended even briefly last week for > > making financial contributions to Democratic political > > candidates seemed like a whimsical, arcane holdover from a > long-> > gone era of television journalism, when the networks > considered > > the collection and dissemination of substantive and unbiased > > news to be a public trust.> > > > > > Back then, a policy against political contributions would > have > > aimed to avoid even the appearance of partisanship. But today, > > when Olbermann draws more than 1 million like-minded viewers > to > > his program every night precisely because he is avowedly, > > unabashedly and monotonously partisan, it is not clear what > > misdemeanor his donations constituted. Consistency?"> > > > > > My opinion is that it's hard to trust the arguments of > anyone > > who thinks that Keith Olbermann's style of debate is one that > > should be emulated as being non-partisan and convincing. Gets > > more amusing with every re-use of Moynihan's observation.> > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, "Rick b Cool" > > wrote:> > > >> > > > Spoken like a true person who doesn't like the facts and > > what they mean or imply. You have your right to your own > > opinions and beliefs. Not your own facts. You have the right > to > > not believe simple facts. That is nothing more than political > > zeal or religious fervor in denial of objective reality. A > > common trait among us humans, but not a particularly useful > > trait in optimizing outcomes.> > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, "Sam Cay" > > wrote:> > > > >> > > > > OK no problem , you believe your facts and I'll believe > > mine. I know mine are correct but not sure of yours. I'd > rather > > choose who/what I give my money to but unfortunately the > crooks > > in government don't let me do that. I'll leave the charity > > giving to people like you. You must not be on twitter based on > > the length of your post. Sorry I made you ramble. > > > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon > > wrote:> > > > > >> > > > > > > > > > > > Facts are facts. If your data source isn't correct, > then > > what you get from them isn't a fact, so no, it doesn't matter > > what your data source is - it matters whether or not what you > > get from them is truly a fact.> > > > > > > > > > > > Your OPINION that you would rather not pay for the > costs > > of providing health care to others is your opinion, and you're > > entitled to it. You aren't entitled to your own facts, however.> > > > > > > > > > > > And yeah, providing healthcare to those who currently > > can't get it will cost the wealthier among us a little bit. > > We're already paying for a significant portion of the care > they > > DO receive - the poorest among us only pay for a small portion > > of their care - the rest of us already pay for it via local > > taxes, higher insurance premiums, and higher costs for out of > > pocket medical expenses. But yeah, it WILL cost the wealthier > > among us more to subsidize the healthcare costs of those who > > aren't covered now and who have mostly refrained from getting > > the healthcare they've needed all along.> > > > > > > > > > > > In our nation, we've long ago determined that it's to > > the community's benefit to share resources so that we all > > benefit. That's why we require the community to all pay school > > taxes, whether they have no kids or 12 kids in the school > system > > - because it benefits our society to have a well-educated > > populace. We ALL pay for the fire department to be there, even > > if we never have a fire in our lifetimes and we're very > careful > > people. We ALL pay SSI, so that *if* we ever become disabled > or > > leave dependents without an income source, we can rest assured > > that they'll not be out on the street. Those are only a few > > examples of how we've behaved over the past century, as a country.> > > > > > > > > > > > That's something our nation, as a whole, has > determined > > is in our best interests. You might not think that way, and > > that's your choice, but the nation, as a whole, DOES think > that > > it's a good idea.> > > > > > > > > > > > I, myself, don't begrudge anyone else being provided > > healthcare. I think that everyone should have access to > adequate > > healthcare, and if it costs me a little bit, I don't mind that > > at all. The majority of the American public doesn't mind it > > either. Your snide remark about people who are "unwilling to > > help themselves" is contrary to the FACTS about why most > > uninsured people are uninsured. Most aren't uninsured due to > an > > active choice they've made. And most of those who aren't > insured > > through an active choice they've made are those who are young > > and healthy, and in their cases, it'll be them as a group, NOT > > you, who has a new financial burden to bear. They'll be > > subsidizing those who truly have had a need, as a group, for > > health insurance. And so will the rest of us be subsidizing > that > > group - the group who's had a need for better healthcare > > coverage but hasn't been able to get it.> > > > > > > > > > > > I don't have any of *my* data. There's data that's > > everyone's to share. > > > > > > > > > > > > And that data tells us that it WILL cost those among > us > > who can well afford it a small amount to provide coverage to > > millions of Americans. I don't begrudge them that service - > you > > do. But the data does NOT tell us that, by and large, that > extra > > cost will be going to people who aren't willing to take care > of > > themselves. THAT conclusion that you've leapt to is evidence > of > > YOUR beliefs coloring YOUR interpretation of the FACTS. The > > FACTS don't change. A tiny percentage of the people who will > be > > getting healthcare insurance now are people who aren't trying > to > > help themselves. Most of them are too poor to help themselves > or > > unable to get coverage at any sort of an affordable price due > to > > pre-existing conditions or other issues out of their control.> > > > > > > > > > > > > > > > > > > > > > > > -----Original Message-----> > > > > > From: Sam Cay > > > > > > To: ibmpensionissues > > > > > > Sent: Fri, Jul 26, 2013 7:20 am> > > > > > Subject: [ibmpensionissues] Re: Union Fears > Destructive > > Consequences From Obamacare> > > > > > > > > > > > > > > > > > > > > > > > > > > > > > I guess this makes the assumption that your source of > > data is correct.It's not just a matter of who's data you > believe > > but what data you want to believe. I am concerned when the > cost > > of any government program reaches in my pocket to pay for > others > > who are unwilling to help themselves. Whenever the word > subsidy > > comes into a program this is my trigger for taking food out of > > my families mouth. So does your data tell us that we will or > > will not be paying for someone unwilling to make their life > > better. > > > > > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon > > wrote:> > > > > > >> > > > > > > > > > > > > > Facts are facts. One can't "believe" something > that's > > demonstrably false. One can have opinions that are different > > from another person, but we all share the same database of > > factual information upon which we should rely upon to come to > > differing opinions.> > > > > > > > > > > > > > Pointing out that some people are ignorant of the > > facts isn't insulting if they truly are ignorant of relevant > > facts! It's honestly portraying them. And pointing out that > some > > people are SO politically partisan that, when confronted with > > the knowledge that they're pushing a false meme that's been > > debunked long ago, they can't/won't acknowledge it, has > nothing > > to do with people "believing something different". Again, > > everyone is entitled to their own opinion, but not their own > > facts. What that means is that one cannot demand respect and > > reverence for an opinion that's formed based upon lies, > > disinformation, and/or partisan beliefs rather than upon > facts. > > One is not "entitled" to an opinion that one can't support > with > > factual information.> > > > > > > > > > > > > > One of those "opinions" that is unsupportable is the > > false meme (see below) that there has been a mad rush to > > eliminate full time workers for part time workers. That ONLY > > works for companies that are right on the cusp of having 50 > > workers! It's not relevant for really small companies or any > > businesses with over 50 workers - and so, NO, one could NOT > find > > evidence of that happening at Macy's, for example! And besides > > that, the Affordable Care Act limits the ability of employers > to > > avoid paying penalties by hiring only part-time employees. The > > ACA treats part-time employees as ???????€????fulltime > > equivalents???????€??? by adding up the total number of hours > > per month worked by the part-timers. So, if they have an > amount > > of work to be done, it doesn't HELP them, not in ANY way, to > > hire more part-timers than an equivalent number of full-> timers. > > In fact, it'd be detrimental to their cause, as there'd then > be > > more workers total who might opt for coverage.> > > > > > > > > > > > > > > > > > > > > -----Original Message-----> > > > > > > From: Rick b Cool > > > > > > > To: ibmpensionissues > > > > > > > Sent: Thu, Jul 25, 2013 7:44 pm> > > > > > > Subject: [ibmpensionissues] Re: Union Fears > > Destructive Consequences From Obamacare> > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > Really, Spreading lies and distoertions is OK, but > > revealing sinmple facts is denigrating.> > > > > > > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, "Kevin W" > > wrote:> > > > > > > >> > > > > > > > Rick I have to agree with zimowski you b > definitely > > not cool. Your typical mode of operation here is to denigrate > or > > insult those who don't agree with your point of view.> > > > > > > > I've watched you call people ignorant, uneducated, > > biased, prejudice all because they believe something different > > than you.> > > > > > > > If I was a practicing conservative I'd call it > > "typical liberal methodology" where they all believe they are > > superior to everyone else and have "THE" right answer. If you > > don't believe me, simply ask one, they will tell you.> > > > > > > > As far as the ACA, it is a good idea but a bad > piece > > of legislation. It was not thought out and the consequences ignored.> > > > > > > > For the past several years companies have been > > accelerating the removal of full time job positions and > > replacing them with part time, under 29-32 hours to avoid the > > medical mandate. Go to any retail establishment, since you > seem > > to favor all things NY, drop by Macy's, talk to any sales > person > > over the age of 40 who has a history long enough to know what > is > > going on. Their hours are cut, not due to economy but due to > > planning for benefits cuts and avoidance of the ACA.> > > > > > > > Our current administration does nothing but blame > > the previous one for its woes, no responsibility just finger > > pointing, but try to play that game with the prior one for the > > one before it and you get screams of foul play. Obviously what > > is good for the goose isn't good for the gander.> > > > > > > > If congress and the administration wanted the > people > > to follow them,they would have ensured they took up such > > coverage as their only means of medical care before imposing > it > > on the people. Using the excuse that it has always been done, > > doesn't hold water. Wasn't this administration supposed to be > > different? Supposed to work "for the people". Yeah, I know, > > those damned evil republicans in congress won't let our poor > > president and the democrats get anything done. Again nothing > > more than lack of taking responsibility. Like the outcome or > > not, at least the prior president took responsibility.> > > > > > > > > > > > > > > > > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, "Rick b > > Cool" wrote:> > > > > > > > >> > > > > > > > > An interesting conclusion. Solely based on > > complete circular reasoning, obviously starting with the conclusion.> > > > > > > > > > > > > > > > > > Hint: most legislation is complex. Mostly > because > > of industry input to create confusion and loopholes and give > big > > corporations competitive advantages and exclusions from regulations.> > > > > > > > > > > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, > > "zimowski@" wrote:> > > > > > > > > >> > > > > > > > > > "The real issue on this forum is getting back > on > > topic." Really? Unlike the ibmpension group, the moderators of > > this group do not censor participant appends. It seems that > your > > style for participation is to criticize others that you don't > > agree with politically and then to suggest that anybody who > > responds to one of your inflammatory appends is off topic. > > > > > > > > > > > > > > > > > > > > Regardless of one's political persuasion, I > > think it's now becoming quite clear that ACA is complicated, > > poorly understood, difficult to implement, and that it will be > > more expensive for most Americans, providing affordable care > > only to those who could not previously obtain/afford health > care > > coverage on their own. Everyone else will pay for it out of > > pocket while receiving lower quality services due to the added > > stain that will be placed on the entire health care system. > > > > > > > > > > > > > > > > > > > >> > > > > > > >> > > > > > >> > > > > >> > > > >> > > >> > >> > > > > > |
Re: Union Fears Destructive Consequences From Obamacare
? Why?not create a new forum called "standing around the water cooler"?or ?"I wish I was a level 59" and move all the ACA and Valerie Jarrett?.. I mean Sue responses?there. ? Lets have the Pension room for?Pension & cost and the occasional investment blurb as well?as?any?flash announcements about great golf club deals.?? Do any
retirees actually do any investment research?? ? The last 210 comments were mostly about a president whose name I don't want to ever actually say. ? Whaddah ya say, more Lettuce management less o'bama care in here? ? ? From: "KenSP@..."
To: ibmpensionissues@... Sent: Tuesday, July 30, 2013 12:36 AM Subject: Re: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare
?
If that is the case why are we going to have state exchanges and not one natioanl?exchange?
----- Original Message ----- From: Rick b Cool Date: Monday, July 29, 2013 3:22 pm Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare To: ibmpensionissues@... > "A state issue, not a federal issue. One size does not fit all." > > Sorry, I disagree. It is long past the time that we are an > isolated conglomerate of states. It is useful to have s few > states try different experiments and to observe before we come > up with national plans. Useful but not always necessary. > Economic efficiencies require large scale. Free market economics > require balancing forces, open accurate information, and freedom > of choice without collusion on either side of any market. The > world has done many economic and structural experiments in > delivering health care at a national level. The systems are > presently convergent and we are the very bad example of a > failing system. Implementations of federal programs are already > done by states with state by state inputs and adjustments > adjustments. The adjustments needed between NYC and Watertowen? > are probably far greater than between NYC and Philadelphia or > Watertown, NY and Buckhannon, WV > > "Should be a state issue" is just shorthand for I don't have a reason. > > --- In ibmpensionissues@..., KenSP@... wrote: > > > > That is my point.? Healthcare?should be a state issue and not > a federal issue.? One size does not fit every state. An example > is the definition of poverty? and entitlement to Medicaid.? In > New York, if you family income is less than $26,000 a year you > are considered living in poverty.? But Texas has a different > amount and raising it to $26,000 would have triple those > entitled to Medicaid. That is why they did not accept the > changes in the Medicare and Medicaid bills. I like how President > Obama?said that the penalty was not a tax but use the tax > argument to win the ACA?case in the Supreme Court. I wonder if > he told the nation, it was a tax would it have passed in > Congress.I have no problem with the citizens of Mass. electing > and paying for their Healthcare?Insurance Plan. It is what they > wanted and voted for those who supported their position.? Here, > at the Federal level if you believe the polls, 50% are against > ACA.Let's see what happens in the House and Senate at the next > election.----- Original Message -----From: edward_berkline?Date: > Monday, July 29, 2013 12:12 pmSubject: [ibmpensionissues] Re: > Union Fears Destructive Consequences From ObamacareTo: > ibmpensionissues@...> > To have low premiums, the > government must convince at least three> > million young people > to buy higher cost medical insurance rather> > than paying an > additional tax (per Supreme Court) of $700. Why buy> > something > you do not need merely to help others. > > Perhaps young people > will buy health insurance because they > actually get something > in return for the premiums they pay, such > as preventative?care > and the peace of mind that if something > serious happens, it > won't bankrupt them.> > In Massachusetts under Romneycare, > people are required to buy > health insurance or pay a penalty. > It's been working for about > 6 years already. And only 6% of > the young adults there are > going without health insurance. So > it seems like your argument > doesn't hold water.> > > > --- In > ibmpensionissues@..., KenSP@ wrote:> >> > It is > interesting that the government is planning to spend > $700 > million on convincing people and the young that ACA?is a > good > thing and they should buy insurance. To have low premiums, > the > government must convince at least three million young people > > to buy higher cost medical insurance rather than paying an > > additional tax (per Supreme Court) of $700. Why buy something > > you do not need merely to help others. So words and arguments > > about fairness or having the rich pay more is not going to do > > it.? Even if you tax the rich 100%, it does not cover the annual > > deficits.? You must raise everyone's tax and I think the same > is > going to take place here.? If the young do not buy into the > > purchasing insurance, (and why should they buy something they > > don't need), the cost will be going up for everyone else.I > think > this debate is useless since in the end people, > especially the > young, will vote with their pocket books > regardless of their > opinion on whether ACA?is good or bad.? In > the end, this will > force the middle class to vote at the > polls.? They will probably > not support those who voted in > something that increased their > cost. The parties will blame > each other but the truth will be > the young were not convinced > to buy something they really don't > need and pay more than the > $700 additional tax.> > > > > > > |
Re: Union Fears Destructive Consequences From Obamacare
? Wait, what if it is actually a Duckbill Platypus? From: "zimowski@..."
To: ibmpensionissues@... Sent: Monday, July 29, 2013 8:36 PM Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare
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In this case, I think the following quote is very appropriate: "If it walks like a duck, quacks like a duck, looks like a duck, it must be a duck"
--- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon wrote: > > > Show me a post where anyone here has said that they admire Keith Olbermann or agreed with the way he behaved..... oh, that's right, you can't, 'cuz it never happened. > > His usage of that phrase has nothing to do with us. > > YOUR usage of him is an example of a logical fallacy - look it up. All of your arguments are bogus and ridiculous, in fact. You can't refute a thing we've been writing, and so you choose to make ludicrous statements that have nothing to do with what we've been saying. > > It's undeniably TRUE. One can't legitimately demand respect for an opinion that's not based upon the facts. That's why Senator Daniel Patrick Moynihan said that everyone is entitled to their own opinion, but not their own facts. > > And there aren't a different set of facts upon which we can each rely upon. There's one set of facts. That's undeniable. Your personal attacks on me, or Keith Olbermann, don't change that FACT that there's one set of facts that we can all avail ourselves of. You can't possibly know that your "facts are correct", because you havent' been relying upon facts! The FACT is that very few people will pay more for healthcare coverage with Obamacare as compared to how much they would have paid out before Obamacare. > > The only people who will pay more without getting a significant benefit are the wealthiest among us and those healthy young people who chose to not have insurance before and who remain healthy. That's a fact. We're getting economies of scale, we're getting savings from people getting better care at lower costs, and we're taxing a few people and bringing more people into the system. Obamacare actually helps our nation's long term deficit. > > All facts. > > Now, you can hold the opinion that you don't WANT anyone to pay ANY more in order to get millions more people covered by health insurance. I'm of the opinion that it's a great thing to allow more people to live healthier lives. I'm of the opinion that it's better to stop tons of people every year from dying as a result of not having healthcare insurance. You can certainly hold the opinion that you aren't willing to help them out. But you can't legitimately claim that your opinions are backed up by facts, because they aren't. > > > -----Original Message----- > From: zimowski > To: ibmpensionissues <mailto:ibmpensionissues%40yahoogroups.com> > Sent: Mon, Jul 29, 2013 12:18 pm > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > The statements "You have your right to your own opinions and beliefs. Not your own facts." have been popping up on this forum quite a bit lately. I thought that this was a quote from Keith Olbermann, but decided to verify and was surprised to learn that it is in fact a quote from Daniel Patrick Moynihan. This fact was found in a Washington Post opinions article by Ted Koppel about opinionated well-known personalities. > > Ted notes: "Daniel Patrick Moynihan's oft-quoted observation that "everyone is entitled to his own opinion, but not his own facts," seems almost quaint in an environment that flaunts opinions as though they were facts." > > Here's another Ted Koppel quote from the article: > > "We live now in a cable news universe that celebrates the opinions of Olbermann, Rachel Maddow, Chris Matthews, Glenn Beck, Sean Hannity and Bill O'Reilly - individuals who hold up the twin pillars of political partisanship and who are encouraged to do so by their parent organizations because their brand of analysis and commentary is highly profitable." > > Finally a Koppel quote about Olbermann, who uses the "everyone is entitled" quote more than anyone: "To witness Keith Olbermann - the most opinionated among MSNBC's left-leaning, Fox-baiting, money-generating hosts - suspended even briefly last week for making financial contributions to Democratic political candidates seemed like a whimsical, arcane holdover from a long-gone era of television journalism, when the networks considered the collection and dissemination of substantive and unbiased news to be a public trust. > > Back then, a policy against political contributions would have aimed to avoid even the appearance of partisanship. But today, when Olbermann draws more than 1 million like-minded viewers to his program every night precisely because he is avowedly, unabashedly and monotonously partisan, it is not clear what misdemeanor his donations constituted. Consistency?" > > My opinion is that it's hard to trust the arguments of anyone who thinks that Keith Olbermann's style of debate is one that should be emulated as being non-partisan and convincing. Gets more amusing with every re-use of Moynihan's observation. > > --- In mailto:ibmpensionissues%40yahoogroups.com, "Rick b Cool" wrote: > > > > Spoken like a true person who doesn't like the facts and what they mean or imply. You have your right to your own opinions and beliefs. Not your own facts. You have the right to not believe simple facts. That is nothing more than political zeal or religious fervor in denial of objective reality. A common trait among us humans, but not a particularly useful trait in optimizing outcomes. > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, "Sam Cay" wrote: > > > > > > OK no problem , you believe your facts and I'll believe mine. I know mine are correct but not sure of yours. I'd rather choose who/what I give my money to but unfortunately the crooks in government don't let me do that. I'll leave the charity giving to people like you. You must not be on twitter based on the length of your post. Sorry I made you ramble. > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon wrote: > > > > > > > > > > > > Facts are facts. If your data source isn't correct, then what you get from them isn't a fact, so no, it doesn't matter what your data source is - it matters whether or not what you get from them is truly a fact. > > > > > > > > Your OPINION that you would rather not pay for the costs of providing health care to others is your opinion, and you're entitled to it. You aren't entitled to your own facts, however. > > > > > > > > And yeah, providing healthcare to those who currently can't get it will cost the wealthier among us a little bit. We're already paying for a significant portion of the care they DO receive - the poorest among us only pay for a small portion of their care - the rest of us already pay for it via local taxes, higher insurance premiums, and higher costs for out of pocket medical expenses. But yeah, it WILL cost the wealthier among us more to subsidize the healthcare costs of those who aren't covered now and who have mostly refrained from getting the healthcare they've needed all along. > > > > > > > > In our nation, we've long ago determined that it's to the community's benefit to share resources so that we all benefit. That's why we require the community to all pay school taxes, whether they have no kids or 12 kids in the school system - because it benefits our society to have a well-educated populace. We ALL pay for the fire department to be there, even if we never have a fire in our lifetimes and we're very careful people. We ALL pay SSI, so that *if* we ever become disabled or leave dependents without an income source, we can rest assured that they'll not be out on the street. Those are only a few examples of how we've behaved over the past century, as a country. > > > > > > > > That's something our nation, as a whole, has determined is in our best interests. You might not think that way, and that's your choice, but the nation, as a whole, DOES think that it's a good idea. > > > > > > > > I, myself, don't begrudge anyone else being provided healthcare. I think that everyone should have access to adequate healthcare, and if it costs me a little bit, I don't mind that at all. The majority of the American public doesn't mind it either. Your snide remark about people who are "unwilling to help themselves" is contrary to the FACTS about why most uninsured people are uninsured. Most aren't uninsured due to an active choice they've made. And most of those who aren't insured through an active choice they've made are those who are young and healthy, and in their cases, it'll be them as a group, NOT you, who has a new financial burden to bear. They'll be subsidizing those who truly have had a need, as a group, for health insurance. And so will the rest of us be subsidizing that group - the group who's had a need for better healthcare coverage but hasn't been able to get it. > > > > > > > > I don't have any of *my* data. There's data that's everyone's to share. > > > > > > > > And that data tells us that it WILL cost those among us who can well afford it a small amount to provide coverage to millions of Americans. I don't begrudge them that service - you do. But the data does NOT tell us that, by and large, that extra cost will be going to people who aren't willing to take care of themselves. THAT conclusion that you've leapt to is evidence of YOUR beliefs coloring YOUR interpretation of the FACTS. The FACTS don't change. A tiny percentage of the people who will be getting healthcare insurance now are people who aren't trying to help themselves. Most of them are too poor to help themselves or unable to get coverage at any sort of an affordable price due to pre-existing conditions or other issues out of their control. > > > > > > > > > > > > > > > > -----Original Message----- > > > > From: Sam Cay > > > > To: ibmpensionissues <mailto:ibmpensionissues%40yahoogroups.com> > > > > Sent: Fri, Jul 26, 2013 7:20 am > > > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > I guess this makes the assumption that your source of data is correct.It's not just a matter of who's data you believe but what data you want to believe. I am concerned when the cost of any government program reaches in my pocket to pay for others who are unwilling to help themselves. Whenever the word subsidy comes into a program this is my trigger for taking food out of my families mouth. So does your data tell us that we will or will not be paying for someone unwilling to make their life better. > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon wrote: > > > > > > > > > > > > > > > Facts are facts. One can't "believe" something that's demonstrably false. One can have opinions that are different from another person, but we all share the same database of factual information upon which we should rely upon to come to differing opinions. > > > > > > > > > > Pointing out that some people are ignorant of the facts isn't insulting if they truly are ignorant of relevant facts! It's honestly portraying them. And pointing out that some people are SO politically partisan that, when confronted with the knowledge that they're pushing a false meme that's been debunked long ago, they can't/won't acknowledge it, has nothing to do with people "believing something different". Again, everyone is entitled to their own opinion, but not their own facts. What that means is that one cannot demand respect and reverence for an opinion that's formed based upon lies, disinformation, and/or partisan beliefs rather than upon facts. One is not "entitled" to an opinion that one can't support with factual information. > > > > > > > > > > One of those "opinions" that is unsupportable is the false meme (see below) that there has been a mad rush to eliminate full time workers for part time workers. That ONLY works for companies that are right on the cusp of having 50 workers! It's not relevant for really small companies or any businesses with over 50 workers - and so, NO, one could NOT find evidence of that happening at Macy's, for example! And besides that, the Affordable Care Act limits the ability of employers to avoid paying penalties by hiring only part-time employees. The ACA treats part-time employees as ???????€????fulltime equivalents???????€??? by adding up the total number of hours per month worked by the part-timers. So, if they have an amount of work to be done, it doesn't HELP them, not in ANY way, to hire more part-timers than an equivalent number of full-timers. In fact, it'd be detrimental to their cause, as there'd then be more workers total who might opt for coverage. > > > > > > > > > > > > > > > -----Original Message----- > > > > > From: Rick b Cool > > > > > To: ibmpensionissues <mailto:ibmpensionissues%40yahoogroups.com> > > > > > Sent: Thu, Jul 25, 2013 7:44 pm > > > > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > Really, Spreading lies and distoertions is OK, but revealing sinmple facts is denigrating. > > > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, "Kevin W" wrote: > > > > > > > > > > > > Rick I have to agree with zimowski you b definitely not cool. Your typical mode of operation here is to denigrate or insult those who don't agree with your point of view. > > > > > > I've watched you call people ignorant, uneducated, biased, prejudice all because they believe something different than you. > > > > > > If I was a practicing conservative I'd call it "typical liberal methodology" where they all believe they are superior to everyone else and have "THE" right answer. If you don't believe me, simply ask one, they will tell you. > > > > > > As far as the ACA, it is a good idea but a bad piece of legislation. It was not thought out and the consequences ignored. > > > > > > For the past several years companies have been accelerating the removal of full time job positions and replacing them with part time, under 29-32 hours to avoid the medical mandate. Go to any retail establishment, since you seem to favor all things NY, drop by Macy's, talk to any sales person over the age of 40 who has a history long enough to know what is going on. Their hours are cut, not due to economy but due to planning for benefits cuts and avoidance of the ACA. > > > > > > Our current administration does nothing but blame the previous one for its woes, no responsibility just finger pointing, but try to play that game with the prior one for the one before it and you get screams of foul play. Obviously what is good for the goose isn't good for the gander. > > > > > > If congress and the administration wanted the people to follow them,they would have ensured they took up such coverage as their only means of medical care before imposing it on the people. Using the excuse that it has always been done, doesn't hold water. Wasn't this administration supposed to be different? Supposed to work "for the people". Yeah, I know, those damned evil republicans in congress won't let our poor president and the democrats get anything done. Again nothing more than lack of taking responsibility. Like the outcome or not, at least the prior president took responsibility. > > > > > > > > > > > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, "Rick b Cool" wrote: > > > > > > > > > > > > > > An interesting conclusion. Solely based on complete circular reasoning, obviously starting with the conclusion. > > > > > > > > > > > > > > Hint: most legislation is complex. Mostly because of industry input to create confusion and loopholes and give big corporations competitive advantages and exclusions from regulations. > > > > > > > > > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, "zimowski@" wrote: > > > > > > > > > > > > > > > > "The real issue on this forum is getting back on topic." Really? Unlike the ibmpension group, the moderators of this group do not censor participant appends. It seems that your style for participation is to criticize others that you don't agree with politically and then to suggest that anybody who responds to one of your inflammatory appends is off topic. > > > > > > > > > > > > > > > > Regardless of one's political persuasion, I think it's now becoming quite clear that ACA is complicated, poorly understood, difficult to implement, and that it will be more expensive for most Americans, providing affordable care only to those who could not previously obtain/afford health care coverage on their own. Everyone else will pay for it out of pocket while receiving lower quality services due to the added stain that will be placed on the entire health care system. > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > |
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