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Re: IBM $3,000 Heath Care subsidy terminated effective 1/1/2023


 

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I'm a healthy senor (thankfully) and Medicare Advantage works well for me. I see my GP annually and rarely in between. I see the dermatologist twice a year, and have had several skin cancer surgeries which were correctly treated without cost or difficulty.

My wife, on the other hand, has chronic illnesses. She has more medical appointments on her calendar than social. Advantage was a disaster for her - because the insurer was constantly challenging her doctors' decisions, and even diagnoses.? We soon switched her to a (much more expensive) medigap policy.

I will certainly consider this United Advantage offering (I'm currently Aetna). But my wife has strict instructions that, should I become seriously ill, to switch me to a medigap as soon as possible.

Mike Halliday (flymike)

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