On Thu, Apr 20, 2023 at 10:55 AM, Mary wrote:
none of the advantage plans are accepted in this area
The new IBM United Health Care Medicare Advantage Plan, that I signed up for this year, does not restrict me to "in-network" providers. If the doctor (or hospital) accepts Medicare, I can use them. I suspect this would apply to you too.
I also had a prior Medicare Supplement and resisted being "forced" into an Advantage plan. But after a bit of research, it was far better for me, than any Supplement or other Advantage plan that I could find.
IMO, fighting the "loss" of your $40,000 is a losing proposition. Suggestion: dig a bit deeper into the terms of the new Advantage plan and how it would apply to you.
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