That’s insane! Have you called the IBM ESC to file a complaint with the Plan administrator? This change is worse than the transition to Via Benefits.
The other thing I’m finding is that I’m getting billed addl $20 copays for things done at my Dr ofc visits. Dumb me never thought to ask. One specialist visit actually cost me the $30 visit copay + (2) $20 copays for tests he did. I had surgery planned for Dec 2022 which would have cost me $0 OOP last yr but I got the flu so had to resched to this yr. Under this UHC plan it cost me $100 surgical copay + $250 hospital copay + god knows what else when all the billing gets settled. I’ll prob reach the $750 OOP max in 1Q. This yr the $1,200 transition credit will cover that but I’m already wondering what changes to this plan will happen next yr after we pass the 1 yr ability to revert to our medigap plan. My spouse & I will likely both opt to revert as there’s too many unknowns down the road w/this one. Maybe that was IBM’s plan all along as a way to get rid of paying our subsidies??
