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Re: IBM $3,000 Heath Care subsidy terminated effective 1/1/2023


 

First, that happened in 2013. Some of the rules have changed since. Second, the MAPs being offered are PPOs. That allows you to go to doctors who are not in their network as long as they take medicare. If those people had been in a PPO instead of an HMO, there shouldn't have been a problem to continue seeing their doctor as long as the doctor was willing to continue accepting them. You just make a higher co-pay, which in my experience has been $5-$10 more.?

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