"S"pousal arrangements.....
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I have been very lucky in several ways, but especially with my wife.? ?We have been together?for 52+ years, married 51+.? ?She knew from the get go that I had trains (photo on our wedding day of some of them on display in?our rented?apartment) and that if at all possible, I would have a place to run them.? She has been very supportive of this.? ?I have two personal rules: never put the family finances in jeopardy; never collect, only buy things with the intent and ability to run them. -------------------------A quick story about the building of?our house in 2004 -- we spent the morning with the contractor's rep on what we wanted in our new house.? ?Right off the bat, we opted for the optional one room wing over the garage for the trains with all the needed lighting, etc..? ?After all was said and done, we had a bite to eat at the local McDonalds.? ?While there, she was telling me what?she was thinking?during the meeting,"If he can have the train room, I can have the tile floor.? If he can have the train room I can have the optional cupboards, etc., etc., etc.."? ?Then I said,"I know what else?you were thinking."? "What's that?"? "He's an idiot!"? ?She almost fell off her chair, she was laughing?so hard.? ? That is how we have stayed together all these years.? ?As an aside, she pretty much knows what everything costs (not necessarily what it might be worth, because you only find out when you try to sell it) partly because she was a partner in the hobby?shop we had, but also because she was the one who often wrote the check for my purchases.? ? I don't recommend hiding the cost of your toys from your life partner.? The stories of wives who sold things for far less than they were worth because she was told they didn't cost nearly as much as they really did are pretty common...? ? Happy Thanksgiving! Bill Winans
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开云体育Well,? my better half and I took a
different path.? When we decided leave the trailer trash lot and
look for a house the financial world was not favorable.?
Unfortunately at the time interest rates were even high by today's
standards plus most homes here are tract homes without many sizing
options!? We looked but really never really found one, but
eventually we settled for one that fit our budget with an old note
with less interest.? We had hoped for gas appliances, a fireplace,
perhaps a place/or yard for a RR, and large enough kitchen--we
settled for none of that and three notes too!?
Now three years later during another
dip in the economy, we could have slipped into several sweet
situations!? In fact this November several modelers have announced
new homes with large RR spaces and I assume the wife will be happy
too!? The downside to all that is they are building a fair ways
away where local labor is somewhat less, property less too; but
driving? further is an obvious downside though so they are often
faced with a 2 hour commute.?
The big things were a train-room and a
good sized kitchen.? As many know, I built much of my second floor
train-room with very little outside labor.? The kitchen as anybody
knows is another matter.? In the end the RR building vs kitchen
was about 1:10 in favor of frying pans!?
My problem with individual finances is
that 'honey' is still working Part Time, so she has an income vs,
my SS!? She also has inherited some rental cropland back home, so
I gotta be really good!? My income from the BBB just doesn't cut
it!? So if I just don't give away everything, have mercy on me!?
Like Ed, I want to smile too!
Bob Werre
PhotoTraxx
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When my wife Ilze and I were first married 55 years ago, we set up a plan to fund kitties, one for each of us.? We would pool our respective incomes and pay our kitties first, then use the remainder for household and living expenses as well as savings. Today we still feed out kitties.? The only rule is that neither of us has any say on what the other spends kitty money on. Model Railroad content:? My kitty funded a lot of S scale stuff, including a time payment plan for paying off a River Raisin NYC H-10a. -- Dick Karnes, MMR |
开云体育HeyMy HO Club in the local depot has a free magazine table for visitors to help themselves.
Always room under the table to put magazines in line to be displayed.
Very handy
Roger Haag. ? Hendersonville, NC
APPLE VALLEY MODEL RR CLUB On Nov 28, 2024, at 7:14?PM, Dick Karnes, MMR via groups.io <rnk2202@...> wrote:
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开云体育OH MY GOSH!!!!?Roger Haag On Nov 29, 2024, at 12:35?AM, Ed Loizeaux <Loizeaux@...> wrote:
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开云体育Those of us who attended that
convention might also recall a shoving match that happened too,
involving one of those individuals.?
However, I also remember having a great
time during the entire event!
Bob Werre
OH MY GOSH!!!!?
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Bob Werre
Dick Karnes, MMR
Roger Haag