Medical aid and medical insurance / health insurance
开云体育Hi, ? I always thought that “medical aid” is the South African term for “medical insurance” or “health insurance”. But not so. I saw this on news24 sponsored story: . For those who do not subscribe to news24, the main points are: ? Key differences between Medical Aid and Medical Insurance Medical Aid provides a more comprehensive coverage when compared to Medical Insurance. Unlike Medical Aid, Medical Insurance does not have a PMB list. Medical Insurance generally provides cover for your essential healthcare expenses. Medical Aid, on the other hand, covers a much wider list of day-to-day and in-hospital benefits. Medical Aid premiums are usually risk-rated. An insurer may require someone who hasn’t been on a Medical Aid Scheme for a period of time, to pay a higher premium. With Medical Insurance, all members on the same plan will pay the same price, unless the plan selected is a family plan. Medical AidMedical Aid gives you financial cover against the cost of medical care in exchange for a monthly premium. Medical Aid Schemes in South Africa are governed by Medical Schemes Act 131 of 1998, and are regulated by the Council of Medical Schemes. The Medical Schemes Act governs and oversees all Medical Aid Schemes in South Africa. Medical Aids are required to give certain Prescribed Minimum Benefits (PMBs) for a wide variety of conditions. These benefits include a variety of treatments for chronic conditions. A detailed list of in-hospital procedures also forms part of the PMBs. Anyone who is a member of a Medical Aid Scheme, no matter what plan they’re on, can receive treatment for 270 hospital-based and 25 chronic conditions. Medical InsuranceMedical Insurance, also known as, is an affordable and cost-effective form of medical cover. Medical Insurance gives South Africans in the lower-income bracket access to private healthcare. Medical Insurance is governed by the Short-term Insurance Act and does not have Prescribed Minimum Benefits (PMBs). Medical Insurance gives you cover for various day-to-day benefits. By its nature, Medical Insurance focuses more on essential day-to-day cover. Day-to-day cover includes the following: - Private General Practitioner (GP) visits. - Virtual doctor consultations. - Pharmacy based nurse visits. - Basic dentistry. - Optometry. - Chronic medication. Greetings, Charl ? ? ? CHARL HATTINGH (pronouns: he/him) HEALTH SCIENCES LINGUIST CLINICAL PSYCHOLOGIST BDram, HonnsBJourn, MClinPsych Practice no. 0120502, HPCSA no. PS0061697 ?
? Wordweb CC 13 Queens Road, Tamboerskloof, Cape Town 8001, South Africa Skype: leocharl +27 (0)83 457 9526 (if no reply:) charlhattingh.com@... ? This email message, including any attached files, is for the sole use of the intended recipient(s) and may contain legally confidential and/or privileged information. If you are not the intended recipient, you are not authorised to copy or disclose all or any part of it without the prior written consent of Charl Hattingh. ? ? |
开云体育DANKIE, CHARL!? Ek stoor beslis hierdie e-pos. L?????? : - ) ? ? ___________________________________________________________________ Leona Labuschagne, Translator???? |???? 083 302 2632??? |???? SA??? GMT +2 ? ? From: [email protected] <[email protected]> On Behalf Of Charl Hattingh
Sent: Wednesday, March 27, 2024 7:00 AM To: [email protected] Subject: [zalangmed] Medical aid and medical insurance / health insurance ? Hi, ? I always thought that “medical aid” is the South African term for “medical insurance” or “health insurance”. But not so. I saw this on news24 sponsored story: . For those who do not subscribe to news24, the main points are: ? Key differences between Medical Aid and Medical Insurance Medical Aid provides a more comprehensive coverage when compared to Medical Insurance. Unlike Medical Aid, Medical Insurance does not have a PMB list. Medical Insurance generally provides cover for your essential healthcare expenses. Medical Aid, on the other hand, covers a much wider list of day-to-day and in-hospital benefits. Medical Aid premiums are usually risk-rated. An insurer may require someone who hasn’t been on a Medical Aid Scheme for a period of time, to pay a higher premium. With Medical Insurance, all members on the same plan will pay the same price, unless the plan selected is a family plan. Medical AidMedical Aid gives you financial cover against the cost of medical care in exchange for a monthly premium. Medical Aid Schemes in South Africa are governed by Medical Schemes Act 131 of 1998, and are regulated by the Council of Medical Schemes. The Medical Schemes Act governs and oversees all Medical Aid Schemes in South Africa. Medical Aids are required to give certain Prescribed Minimum Benefits (PMBs) for a wide variety of conditions. These benefits include a variety of treatments for chronic conditions. A detailed list of in-hospital procedures also forms part of the PMBs. Anyone who is a member of a Medical Aid Scheme, no matter what plan they’re on, can receive treatment for 270 hospital-based and 25 chronic conditions. Medical InsuranceMedical Insurance, also known as, is an affordable and cost-effective form of medical cover. Medical Insurance gives South Africans in the lower-income bracket access to private healthcare. Medical Insurance is governed by the Short-term Insurance Act and does not have Prescribed Minimum Benefits (PMBs). Medical Insurance gives you cover for various day-to-day benefits. By its nature, Medical Insurance focuses more on essential day-to-day cover. Day-to-day cover includes the following: - Private General Practitioner (GP) visits. - Virtual doctor consultations. - Pharmacy based nurse visits. - Basic dentistry. - Optometry. - Chronic medication. Greetings, Charl ? ? ? CHARL HATTINGH (pronouns: he/him) HEALTH SCIENCES LINGUIST CLINICAL PSYCHOLOGIST BDram, HonnsBJourn, MClinPsych Practice no. 0120502, HPCSA no. PS0061697 ? ? Wordweb CC 13 Queens Road, Tamboerskloof, Cape Town 8001, South Africa Skype: leocharl +27 (0)83 457 9526 (if no reply:) charlhattingh.com@... ? This email message, including any attached files, is for the sole use of the intended recipient(s) and may contain legally confidential and/or privileged information. If you are not the intended recipient, you are not authorised to copy or disclose all or any part of it without the prior written consent of Charl Hattingh. ? ? |
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On 27/03/2024 06:00, Charl Hattingh wrote:
I always thought that “medical aid” is the South African term for “medical insurance” or “health insurance”. But not so. I saw this on news24 sponsored story....That may be so, but when a source text from the United States uses "medical insurance", it usually means medical aid. Still, "mediese versekering" would cover both health insurance and medical aid, in my opinion. Samuel |
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Goeie punt, die Amerikaanse teks maak nie vir ons opset voorsiening nie.
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Aangesien "mediese versekering" die meer beperkte betekenis volgens die Suid-Afrikaanse definisie is, dink ek dit sou beter wees om "mediese fonds" vir Amerikaanse "medical insurance" te gebruik, of as 'n mens heeltemal tegnies korrek wil wees, "mediese fonds/versekering". Ek dink egter lg. is te omslagtig, dus seker beter om van "mediese fonds" te praat. In sommige kontekste kan die onderskeid wel van belang wees. -----Original Message----- |
Charl Hattingh
Samuel Murray