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Speaking of hospitals in the US I wonder how many people do not have insurance?
I know the price of the insurance alone can cost a fortune. My daughter pays 425 a month
Sewing hugs Doreen........... jandor@... Email for pricing
Sales of Vilene & Embird .. www.crittersncrafts.com. I ship World wide
moderator/list Mom

I dont have insurance. I dont work a regular full time job since I live
here with dad and take care of him and private insurance is just way
too high to even think about being able to afford. It's insane how high
insurance is these days.

Mark
Neat group for buying/selling craft & sewing supplies!

Mark
I wonder who we are paying for?
as in my case /I pay medica privately 1635.00 a month
after taxes. that is just for me /my husband dropped of and we hope nothing will happen/
sold our dream home to stay above water
two more years till 65
boy I never would have thought in my wildest dreams that I could not wait to 65 to be on Medicare.
it is sad / and my question is again who are we paying for?
kind regards Zena

Offering Quality Machine Embroidery Designs
at a Discount Price

we don't have any insurance. My DH finally got a semi-permanent position
through a temporary agency so he is working through September. Insurance
wasn't offered and there is no way we could buy it on our own. That is why I
am in week three of a cold/sinus issue and praying like crazy that the
pressure building up in my ear will stop before it bursts.
EstherT

_____

From: HookedOnEmbroidery@... [



Speaking of hospitals in the US I wonder how many people do not have
insurance?
I know the price of the insurance alone can cost a fortune. My daughter pays
425 a month
Sewing hugs Doreen........... jandor@shaw. <mailto:jandor%40shaw.ca> ca
Email for pricing
Sales of Vilene & Embird .. www.crittersncrafts.com. I ship World wide
. <>
yahoo.com/group/embroiderycanada moderator/list Mom

[

.

<
=141539/stime=1171912782/nc1=1/nc2=2/nc3=3>

We don't have medical insurance. My husband is
a Veteran and can go to the VA. We have a small
cabinet business and cannot afford insurance
right now at my age 58. Last year we both combined
took less than $20,000 salary from the business.
Pay our employees more but that is what you have
to do starting out. Maybe some day .......lol.
sue

As a single retiree with no medical benefits it is impossible to
afford insurance. I'm trying to live on SS. Can't make it. Thing
is; a single person owning a home has all the same expenses as a
couple but with only one income. Makes it pretty hard after you work
all your life to have a little something and then see how much is
given to some that don't even try. Just my 2 cents. Libby in TN

I can tell you who you are paying for! All those people who don't
have insurance that go to the dr for every little thing and never
make an attempt to pay the bill and of course those who only go
because they are really sick and CAN'T pay the bill.If you go to the
dr and don't have insurance the charges are less than if you do have
insurance. The drs charge the maximum amount that the insurance
company allows for the service he is doing. My neighbors who own a
small business have insurance only for a catastrophe.They pay
everything else since the insurance is so expensive.When they go to
the dr and says yes they have insurance the charges are more than if
they say no insurance. $75 for an office w/insurance $58 without.My
job for a long time was to process incoming payments at a clinic.I
have seen it first hand. If a dr is a subscriber to an insurance
company then they have to write off a certain amount set by that
company.That is why the max is always charged.If the dr has to write
off 10% you can assume that the service is 10% higher than it really
costs.So where does that 10% go...you guessed it...recooping the cost
for non insured patients.The charges are a result of a panel of drs
who decide what that service is worth.Of course they get a big fat
salary too so it has to come from someone's pocket.If you aren't sick
a lot your best bet on insurance is a high deductible or catastropic
coverage.Of course if you have to see the dr for an on going illness
then you must have more coverage. Ever wonder how those insurance
comapnys afford to build those big skyscraper offices? Pat yourself
on the backs...you helped pay for them.
Donna B in Arkansas

I wonder who we are paying for?
as in my case /I pay medica privately 1635.00 a month
after taxes. that is just for me /my husband dropped of and we hope

nothing

will happen/
sold our dream home to stay above water
two more years till 65
boy I never would have thought in my wildest dreams that I could

not wait to

I dont have insurance either. Cant afford to get insurance on myself.
I stay home and care for my husband. He has insurance through Social
sercuity. But that still doesnt pay for everything. I wish they had a
plan where evryone in the us had insurance.
Brenda
Northern Michigan

--- In HookedOnEmbroidery@..., "Scutter" <scutterbear@...>
wrote:

I dont have insurance. I dont work a regular full time job since I live
here with dad and take care of him and private insurance is just way
too high to even think about being able to afford. It's insane how high
insurance is these days.

Mark
Neat group for buying/selling craft & sewing supplies!

we had insurance in our business for quite a while.
my son was going to the doctor and being treated
for a prostate infection (so the doctor said).
we had to drop the insurance (too high) and 2
months later my son had an emergency appendix
operation. the doctor at the hospital said he
had this problem over a year. he is still paying
on his $12,000 hospital bill. everyone that even
walked by the door asked for a piece of the pie.
sue

Everyone in Canada has hospital but we do pay a monthly premium for DR visits etc and we do pay for prescriptions unless we pay for an extended plan and that can be quite high
Sewing hugs Doreen........... jandor@... Email for pricing
Sales of Vilene & Embird .. www.crittersncrafts.com. I ship World wide
moderator/list Mom

My daughter had to see an electrical impulse Dr in Vegas after she had a cadaver implant . The 15 minute visit she was billed 2500.00 She raised the roof. They told her most people don't pay the bill anyway. She told she was in practice of paying all her bills so they cut it in half.
The US walk ins in Lake Havasu sock it to the out of country people too . 117.00 per visit and in Idaho the same service was 58.00
Sewing hugs Doreen........... jandor@... Email for pricing
Sales of Vilene & Embird .. www.crittersncrafts.com. I ship World wide
moderator/list Mom

Surely can relate!! MY hubby had 2 heart transplants we had insurance Military and we have to pay 25 percent on the first transplant that left us with a bill of a little over 1 million and the second 2 million and they were only 2 years apart of course the meds were most of that. The first time I picked up Meds at the pharmacy they asked me for 6,000.00 I almost fainted!! and that was for one month But we manage now things has change for the better
take care Alice
alicegra@...

--- In HookedOnEmbroidery@..., "ALICE" <alicegra@...>
wrote:
Dear Alice when I read you posting about the cost of your husbands
operations I nearly fainted. Here in Australia my husband and I pay
260.00Au per month for private hospital cover and then their is a gap
to pay but not a great deal. How do you ever pay off these amounts on
an average income. I am very glad I do not live in USA because I
could not afford the costs. Jennifer in Adealide

Surely can relate!! MY hubby had 2 heart transplants we had

insurance Military and we have to pay 25 percent on the first
transplant that left us with a bill of a little over 1 million and
the second 2 million and they were only 2 years apart of course the
meds were most of that. The first time I picked up Meds at the
pharmacy they asked me for 6,000.00 I almost fainted!! and that was
for one month But we manage now things has change for the better

take care Alice
alicegra@...
----- Original Message -----
From: kandilin@...
To: HookedOnEmbroidery@...
Sent: Tuesday, February 20, 2007 4:52 PM
Subject: Re: [HookedOnEmbroidery] Re: hospital insurance


we had insurance in our business for quite a while.
my son was going to the doctor and being treated
for a prostate infection (so the doctor said).
we had to drop the insurance (too high) and 2
months later my son had an emergency appendix
operation. the doctor at the hospital said he
had this problem over a year. he is still paying
on his $12,000 hospital bill. everyone that even
walked by the door asked for a piece of the pie.
sue




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