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I have read this statement off and on for a long time on IBM boards: "not our friends" and I am surprised that no one has spoken up about it. What gives anyone the right to declare who our friends are? Someone that thinks they have the right to tell me who my friends are and who is not my friend is NOT MY friend.

for starters: http://blogs.wsj.com/washwire/2013/07/24/transcript-obamas-remarks-on-middle-class-prosperity/?mod=e2tw (No new policy in Obama speech. It frames the issues, revisits Inaugural and State of the Union themes, but is largely a repetition exercise) POTUS: "With an endless parade of distractions, political posturing and phony scandals, Washington has taken its eye off the ball."

Click: http://groups.yahoo.com/mygroups/ Sign in, then: 1. Click Edit My Groups. 2. In the "Leave Group" column, select the checkbox for the group you want to leave. 3. Click Save Changes.

Sound familiar? Paid around $1200-$1400 a month for awhile, then I dropped the pricey prescription plan for several years before going on Medicare. All that really ate up big part of pension, in past few years. IBM's self-funded plans still had "Business" as their middle name. Then, on Medicare, and Aetna Integration Plan A, those costs went way down right away and I got house paid for! Dropping the IBM prescription plan and shopping online for meds overseas (since that is where they are all manufactured!) really saved me lots of money, like $7K a year for several years. No sweat for a 3-yr. Corvette lease, with those savings! For a $$surprise$$, enter your favorite med and dosage over at: http://www.planetdrugsdirect.com/ (a place I learned about here on Yahoo). For more med sources, see: http://www.fatwallet.com/forums/hot-deals/1261476/ I also saved money buying meds at Sam's Club & Costco before discovering online sources were about a third less than those two big box stores. My wife's eye meds all come from the Allergan factory in Germany, via signature confirmation mail. For me, AARP stuff was all too pricey. BTW, moved IBM 401-K money over to Vanguard right away and made out very well, based on a tip in another Yahoo Group: http://finance.yahoo.com/q?s=vghax&ql=1 Even with both of us on a low-priced Part D Humana plan, we still by all meds online for even less out of pocket, in our particular situation. YMMV. Let's share ideas on how our past experiences can help those RA'd in their 50's and too young for medicare! Libs, neo-cons all have the same needs!

More people will be covered by ACA, young students, cheapskates, poor people, and people who previously could not afford health insurance. Yes, since more people and people who could not previously afford health insurance will be covered their will be more demand for health services and the total cost of health services will go up. Average costs will also go up since more sick people will be covered. Through some macroeconomic avenue care given to poor people will through some avenue need to be paid by those with greater means to pay. On the other side costs will go down because y=the outrageously expensive us of emergency rooms will go down. A burden already included in current costs. I have seen no analysis of the net effect. The health care lobby, supported by members of Congress, decided to not include significant real cost savings measures that could easily been implemented and would be effective, Why, because they would cut for profit health insurance company profits, they would cut for profit hospital profits, and most importantly they may have required cuts in health care company executive compensations. Instead, a requirement that 85% of health care insurance company revenue be used for health care. That sounds quite good until you look at what the average annual return to client by the insurance industry was prior to demutualization and creating the for profit insurance industry. The average annual return to clients had been 120% (as compared to the required 85%) This was possible due to the investment profit from insurance companies investing the revenues. The 85% looks pretty meager in comparison. That leaves a net 35% in the insurance companies. That also does not include any accounting games like "contingency for future expenses". A slush fund cast as an expense. Now to the social side. More people will be sick without ACA. More people will be more sick without ACA. More people will die without ACA. More macroeconomics: More work will be missed due to sickness without ACA. More people will work less efficiently without ACA. Employers will suffer more sick time expenses without ACA. No, ACA will not be anywhere near as effective as universal single payer would be. No ACA will not save as much money as it could have if it had included more industry standards and operational efficiencies. BUt it doesn't because a dysfunctional Congress would not let efficiencies be included in the bill. Yes, it is complicated. Why, because the industry is complicated, fractured, and inefficient. Because lobbyists had their hands in it making it complicated for industry profit. Still, it's a step in the right direction. Universal single payer heath care would have had a major economic boost effect in our economy. It would have leveled the competitive field, taken the health care burden off of companies and unions, and pensions, and encouraged investment in the United States. But it didn't happen. Too many vested interests who don't want it to happen for their own reasons of large wealth accumulation. Follow the money.

Is there a setting where I can chose to stop receiving messages about a topic I don't want to follow? I've been using the delete key but thought there might be a better way like flipping a setting. Thanks.

http://www.nationalreview.com/corner/354556/obamacare-call-center-will-not-offer-healthcare-benefits-employees-eliana-johnson Can someone fact check this? Any libs from CA? In order to ensure Americans understand how to access the benefits available to them when many provisions of the Affordable Care Act go online October 1, the Obama administration announced last month that it is setting up a call center that will be accessible to Americans 24 hours a day. One branch of that call center will be located in California's Contra Costa County, where, reportedly, 7,000 people applied for the 204 jobs. According to the Contra Costa Times, however, about half the jobs are part-time, with no health benefits — a stinging disappointment to workers and local politicians who believed the positions would be full-time. The county supervisor, Karen Mitchoff, called the hiring process a comedy of errors and said she never dreamed [the jobs] would be part-time. The Times indicates that a job posting advertised all of the jobs as full-time, and one call center employee, who said no reason for the apparent change was provided, told the paper, It reminded me of that George Clooney movie where he goes around the country firing people (Up in the Air). The woman said, I know you were led to believe you would be full-time, but things have changed…You are actually part-time intermittent. The Contra Costa employees are currently in training, and the call center — one of three based in California — is set to go live on October 1.

If you think the Department of Homeland Security (DHS) is nosy, wait til you see how ObamaCare will know everything about you. John Merline of Investors.com joins Andrew Malcolm and Melissa Clouthier on the Malcolm & Melissa podcast to share his findings. Guaranteed to scare you! =============== Listen here: (more fun that reading here!) http://news.investors.com/politics-andrew-and-melissa/072513-665149-malcolm-and-melissa-110-obamacare-invades-your-personal-life.htm =============== It really only applies to those going into the Exchanges. I sure hope the databases, data hubs are hacker-proofed, especially regarding identity theft, etc. In case any readers are job hunting, Navigators of the above are being hired: http://www.cutimes.com/2013/07/26/obamacare-ppaca-navigators-to-earn-20-48-per-hour I *hope* Navigators have a high school diploma and a background check.

Extra Lettuce: Manage Your 401K Now to Avoid Flipping Burgers Later [Kindle Edition] http://www.amazon.com/dp/B009STQ8E6/ <http://bounce.fatwallet.com/redirect/bounce.php?afsrc=1&mid=17882321&eu&#92; rl=http%3A%2F%2Fwww.amazon.com%2Fdp%2FB009STQ8E6%2F> source: http://www.fatwallet.com/forums/free-stuff/1288124/

She is a very energetic pest. I keep on hoping that she will just run out of energy, but I'm not sure this will happen. Perhaps the best way to get rid of her is to simply ignore and not respond to anything she posts. Responding seems to just encourage her. Sue, I know you'll soon be reading this, so let me go on record as being the first person to take my own advice - I won't be responding to any more of your postings. I won't even be reading them.

Date: August 7, 2013 Website: http://Walgreens.com Event Description: Seniors 55 or older and AARP members receive a 15-percent discount at Walgreens, excluding tobacco, dairy and prescription items. They also will receive a 20-percent discount on Walgreens brand items.

Let me educate you. Single payer is socialist. Obamacare is many things including a gift horse to the medical industry but it is far from socialist. GM <mandaringoby@...> wrote:

I'm only an investor as it amounts to the money in my 401K. Of course my 401K isn't where I wanted it to be by now, but that is mostly my fault. yeah I got hit in the corrections but the numbers would be meaningless if I had invested earlier and put more of my money away. I also have the last version of the pension. It'll be something less than 1/3 of my pay. Nothing to brag about, but better than nothing. Push come to shove, my wife and I could abandon everything and live on that pension as long as we didn't care about medical. Social security I truly did not expect it to be here. I expected it to be a thing of the past. If it still happens to be here when I retire I expect our dear feds will find a way to say between my pension and my 401k that I am one of the rich ones and don't deserve the money I unwillingly put aside in the social security fund. By then I expect if possible our government will have found a way to absorb not only our 401Ks but our remaining pensions and will say it is for the safety and security of the people. I of course will lose out since out any such event I will get 1/10th of what I would get otherwise and those without will get my money. It will show that hard work and perseverance meant nothing. Sorry I got off on a tangent. I continue to put away in my 401K, I look for a better job with decent benefits which would then enable me to draw my pension as additional money. I look for ways to balance the loss in my home which is still severely underwater no matter what the news pundits cheerily tell us.

? Well in that case.... Since I am new to the group,?does any one know where I can pick up a set of Titleist CB irons? The price?needs to beright?since Sue seems to believe I should pay for other peoples medicine instead of spending my lettuce on pursuits I deem more worthy. ? Keeping in the spirit of griping, we?will not recognize the company by the end of 2015.? That stated,?better get your rebus t-shirts and "Think" writing pads pronto while you aren't paying for "aca". ? Now, more importantly lets go golf. ? ________________________________

We will have to disagree here and telling someone that disagrees that it is ridiculous and childlike is nothing more than an opinion, not a constructive one. Reading what I typed, healthcare isn't the same as any of these other things and if you really want healthcare for everyone make it a right. Roads weren't built for the general public, they were built to defend this country, electricity wasn't wanted by the people it was feared, it was created and distributed for profit by the rich who had the money to make it happen. They weren't forced to make it happen by some taxing government. Same with railroads that sent goods, supplies, the government didn't do it, the wealthy did, not out of altruism but out of the desire for profit. The sometimes you speak about is fine, sit down and figure out your yearly tax burden and you will see that sometimes disappeared a long time ago. Between all the initial income taxes, the sales taxes, the excise taxes and more taxes than can be listed in the storage available to Yahoo in it's wildest dreams you will find that we are all taxed to excess already. I know I for one am at the taxation point that if it increases any more I am ready to cease being a provide to the general public pool of money and become a taker from that pool. The math has ceased to make sense.

I apologize for my misspellings.? My android phone auto corrected. ? Now back to Sue.?? You are a Liberal Communist, correct?? ? I am guessing that from your quote:? " try to REACH its goal is by taxing the wealthier among us in order to help out those who weren't able to get affordable health care on their own. "?? My response is: ?"Hell no!! ?You cannot have my Lettuce to put on your hamburger when you have high cholesterol".?? Socialized medicine is a failure.? Do you know or have you head of any one that needs?heart surgery leaving the U.S. to go to Canada?or an MRI for that matter?? I do not.? However, there many?Canadians that travel?to the U.S. to get urgent life saving care and that MRI so they do not die waiting.? ? These articles listed below go against your idea Obama care and its policy management is going to get more medicine to the unwashed Masses. ? 1.? IRS wants exemption from O'Bama care.? I guess they do not want to personally help those with needs. ? http://legalinsurrection.com/2013/07/the-irs-workers-union-also-wants-exemption-from-obamacare/ ? 2.? Huffington Post reports:? Oops, Union medical plans could get scuttled by ACA cost and fees. ? http://www.huffingtonpost.com/2013/05/24/unions-obamacare-may-jeopardize-health-benefits_n_3330074.html ? 3.? Forbes,?? Hoffa writes to Reid and Palozzi, that middle class could be shattered by ACA. ? http://www.forbes.com/sites/theapothecary/2013/07/15/labor-leaders-obamacare-will-shatter-their-health-benefits-cause-nightmare-scenarios/ ? 4.? The Hill:? Food workers union 1.3 Million strong not happy about the impact to healthcare plan by ACA. http://thehill.com/business-a-lobbying/300881-labor-unions-break-ranks-on-health-law 5.? Legislators and staff want ACA exemption. ? http://www.freedomworks.org/blog/ameliahamilton/obama-is-losing-unions-on-obamacare ? 6. From Town Hill, a little CNN action on the 2.7 million needed to sign up might take the fine instead. ? http://townhall.com/tipsheet/katiepavlich/2013/07/26/young-people-not-feeling-obamacare-n1649768 ? 7.? Fox Business Poll:? Young People to Skip Coverage, Opt for Penalty Tax Instead ?http://www.foxbusiness.com/personal-finance/2013/05/21/poll-shows-young-people-to-skip-coverage-opt-for-penalty-tax-instead/ ? Back to taxing the wealthier for?healthcare.? Sue, why not go to a window at the Federal reserve and give them more of your money to help offset any government expenses?? After all, Karl Marx did say:? "From each according to his abilities, to each according to his needs:. ? ? ----- Forwarded Message -----

Quite True....there is a joke circulating on the Internet that is More Truth, than Joke. It goes something like...."This Nation is becoming increasingly divided between those who "Work" for a Living, and Those who "Vote" for a Living.

"Residents suffering from incontinence were left soaking in their own urine" The cost of rapid assisted living growth. Part 1 of a 4-part series. http://www.propublica.org/article/emeritus-1-the-emerald-city On PBS, soon. 30-second trailer: http://projects.propublica.org/graphics/slideshows/assisted_living

Consider Hotwire.com. Have used them for 12 years, booked 24 hotel stays and saved $1833.00 Usually choose 3-stars and up. Un-sold rooms? I have really saved big $$ on same-day arrival, typically booking from from a McDonalds in the town, via free wi-fi, then drive to hotel and check-in. Leaves all other corporate plans, discounts in the dust! Helpful site: http://hackmytrip.com/2012/11/how-to-predict-hotwire-hotels/

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