I have been in the FHA medical plan (med-deductible) for 2015 and I just received notice that I'll start medicare in December 2015 (due to a SS Disability).
I'll be 62 this Fall and my wife (non-employee/non-medicare) will be 62 next spring.
I still have about 30,000 left in the FHA fund and wanted to use it over the next 1.5 years (approx time left at 100% FHA)
What options do I have?
1. Do I qualify for Extend Health and can move the FHA funds there and use them? (i.e. some sort of Medicare supplement plan)
2. Will my wife be able to use the FHA funds for non-medicare health insurance (i.e. from netbenefits / IBM)?
i.e. non-employee wife only without me on the insurance.
3. If I can't use the FHA except for eyes and dental (can I?)
are there any other options to use the FHA for coverage such as stay on the FHA non-medicare
IBM plan for another year and delay medicare or something else?
or use the 100% FHA for the IBM plan for 2 as a secondary coverage for me (very weird with the cost and deductibles) and medicare as primary
and as primary for my wife.
Thanks for the help!
