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I'm sorry but the intension of this forum is not to discuss the ibm pension, that is discussed on Yahoo board ibmpension. This forum was established to bitch about and discuss problems and issues with the ibmpension board, that's it.

--- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon wrote:
>
>
> This forum IS supposed to be about IBM pension issues. Please, the next time someone else brings up an issue that is outside of the group's subject matter, feel free to immediately interject and tell them that they're off topic. But if someone doesn't do that, then it's unfair to get upset and/or criticize the people who reply to their off topic postings. People replying to an off topic subject aren't responsible for it being brought up, and shouldn't be chastised for replying - yet I was.
>
> Any time a new initiative gets pushed by the party in power, it gets airtime to try to educate people about the good things about the initiative. This is not a new thing - it's not like Obama invented propaganda, after all. Obamacare is about getting more and better healthcare to more people. Its goal is not to tax people, although one of the ways that it does try to REACH its goal is by taxing the wealthier among us in order to help out those who weren't able to get affordable health care on their own.
>
> There hasn't been anything to sign up for yet - and so, it's not surprising that no one has signed up yet. The sign up is still months away. Yet you think that people have been failing to sign up..... hmmmm. They can't have signed up yet, yet you think that we can come to some conclusion about them not signing up yet? Really?
>
> A young person, unless they are the 'inventor' of Facebook or someone similar, can't save enough in a 401 to take care of the costs of a serious illness, much less a catastrophic illness. Yeah, most young people won't face those bankrupting costs, so for them, health care insurance isn't the wisest way for them to invest their money. But no insurance is a good "investment", unless the thing you're investing is in piece of mind. So it's not about how they could have saved more had they put that money into a 401K account. It's about how we, as a nation, can afford to provide care to people who are uninsured due to no bad choices on their part. It's about providing care to young adults who haven't yet gotten a job that provides health care. It's about finding affordable care for people who have a pre-existing condition. It's about finding healthcare options for those who have hit lifetime maximums. It helps seniors who were stuck in the donut hole. It extends the life of the Medicare Trust Fund by quite a few years. And it's about helping those who work for a living but don't have an employer who can/will provide them with an employer-funded healthcare option.
>
> With Obamacare, there are multiple cost-savings measures built into the bill, and there are also some additional taxes - and those two things combined end up cutting our long term debt while funding a greatly expanded healthcare offering for millons of Americans.
>
>
> -----Original Message-----
> From: GM
> To: ibmpensionissues <mailto:ibmpensionissues%40yahoogroups.com>
> Sent: Sun, Jul 28, 2013 5:07 pm
> Subject: Re: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare
>
>
>
>
>
>
>
>
> Sue,
>
> Are you a cotmmunist? Business and technology advances are about delivering efficiencies in this case health care. Choice and market efficiencies should help lower costs while ensuring as many people can get the help they need. ACA is nothing more than a tax and power grab. The Obama administration will spend the rest of the summer and at least east 15 million trying to get kids to sign up because his 20 something constituency is not signing up for the ACA to help defer the cost that those are incurring by aging patients. Its stupid to pay more when that money can be grown
> in a 401k which I thought what this group was about.
>
> ----------------------------
> On Sun, Jul 28, 2013 5:18 PM EDT Sue Runyon wrote:
>
> >
> >Yet again, you show us that you don't actually know what you're talking about, Sam.
> >
> >But yeah, there WILL BE some increased costs because young people get to tag on to their parents' coverage for a few more years. We WILL be providing coverage to people who previously lost it due to lifetime caps. There'll be people who were uninsurable at any reasonable cost because of pre-existing conditions who can now get coverage, and that will be a cost too.
> >
> >But we're also pulling in many people who chose to not have coverage who'll now be forced to get coverage or pay a penalty, and bringing more healthy people into the system will help cover those increased costs for the people listed above. So yeah, those who haven't had insurance in the past who are forced to pay for it now will either be ABLE to afford it and will have to pay for it, or will be poor enough that they'll get subsidies to help pay for that coverage! ONLY those people who were already rich enough to have coverage will pay for the full cost of that coverage. Only those who were being selfish beforehand, hoping that they wouldn't get sick, and figuring that the rest of us suckers would pay for them if they DID get sick, will have to carry the burden they should have been carrying all along!
> >
> >And we're going to see the wealthier among us have to pay a little more - again, people who CAN afford to pay more WILL pay more - that's a system that the American public strongly supports!
> >
> >There's no "scam" being presented by anyone on the left - the scams come directly from the right side of the political aisle nowadays. One of the scams is that Obamacare is some kind of leftist wet dream, when the FACTS are that almost ALL of the features of Obamacare are things that Republicans either thought up or supported in the past.
> >
> >The CBS poll didn't show that MOST people don't support it. What it showed is that more people than before don't support it - and that's a direct reflection of the MILLIONS of dollars in negative advertising that the rightwing has done. It is NOT a reflection of people actually rejecting what's IN Obamacare.
> >
> >What you alleged is that it was a demonstration that what's in the bill isn't supported - and a poll that demonstrates that people don't know what's in the bill due to misinformation from those on the right doesn't, in fact, demonstrate that the stuff that's in the bill isn't supported.
> >
> >As I already explained, if you have more than 50 workers, whether that's 50 actual workers, or more than that with part time equivalents, you're under the employer mandate. It doesn't do them any good to hire twice as many part time workers! Yet you STILL THINK it does, despite the fact that the FACT disprove what you believe.
> >
> >It's YOU who has demonstrated, repeatedly, that you've drunk the Kool Aid.
> >
> >Keep digging that hole you're already in! Please, keep it up.
> >
> >
> >-----Original Message-----
> >From: Sam Cay
> >To: ibmpensionissues <mailto:ibmpensionissues%40yahoogroups.com>
> >Sent: Sun, Jul 28, 2013 6:18 am
> >Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare
> >
> >
> >
> >
> >
> >
> >It appears you have bought into the scam being presented by the obamaites. If you read the bill you will see there are still a lot of undefined portions of the bill. It seems these get filled in during the middle of the night. The few cherry picked items like the coverage up to 26 seemed to be a hit to some but it also raised the cost to cover this. You also seem to believe that the 2 sources you select are above reproach with their data. Unless you cross check their info is questionable also. To most of us who are retired and stuck with medicare we have a supplemental IBM plan and won't be affected by the ACA. Maybe IBM will drop our plans in the future but until then we'll watch from the outside. We recently just went through the math in our town to reduce it's budget. Part of the strategy was to cut most of the town employees hours to now call them part time. We will be dropping their insurance so they will now shop the exchanges. They did not get an
> increase to pay for the plans and they will most likely get a second job to supplement their income. A similar approach was taken by the owner of 2 local restaurants . The actual results of this bill will be in who pays what and how much. Also anybody who has never had insurance will see a 100% increase in their cost.All data today is speculation so wait until the real numbers come in. I wish luck to all who have to fish for insurance. This country has a lot of ignorant people who won't know what they are doing when signing up for the ACA.
> >
> >--- In mailto:ibmpensionissues%40yahoogroups.com, Sheila Beaudry wrote:
> >>
> >> No, it shows the disinformation and fear campaign against it is working.?? Plus if you actually ask people about specific things that are in the ACA they do like it and want it.?? Personally I would rather have a single payer plan.?? When you add the liberals who would rather have a single payer plan to the conservatives who don't like changing the current healthcare system, you get a larger per cent.?? This is what happens when you have a law that is a compromise, neither side really likes it.?? It has a lot of good things in it though:?? you can get coverage with pre-existing conditions, no more ceiling limits, kids can stay on parents plan till 26, more people will have coverage, helps people who can't afford it to get insurance,?? will reduce uncovered people getting expensive care in emergency room?? which?? in the past has?? increased everyone else's costs.?? I don't think it is perfect, but it is a good start and changes can be made in
> the future if
> >> needed to tweak it.??
> >>
> >>
> >> From: "zimowski@"
> >> To: mailto:ibmpensionissues%40yahoogroups.com
> >> Sent: Saturday, July 27, 2013 12:34 PM
> >> Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare
> >>
> >> ??
> >> The CBS poll is not a FOX poll - precis (Message over 64 KB, truncated) From DummyAddressAndDate Thu Sep 16 11:42:17 2010 X-Yahoo-Msgnum: 373 Return-Path: X-Sender: zimowski@... X-Apparently-To: ibmpensionissues@... X-Received: (qmail 82668 invoked by uid 102); 29 Jul 2013 04:12:25 -0000 X-Received: from unknown (HELO mtaq3.grp.bf1.yahoo.com) (10.193.84.142) by m2.grp.bf1.yahoo.com with SMTP; 29 Jul 2013 04:12:25 -0000 X-Received: (qmail 22462 invoked from network); 29 Jul 2013 04:12:24 -0000 X-Received: from unknown (HELO ng8-ip5.bullet.mail.ne1.yahoo.com) (98.138.215.175) by mtaq3.grp.bf1.yahoo.com with SMTP; 29 Jul 2013 04:12:24 -0000 X-Received: from [98.138.101.142] by ng8.bullet.mail.ne1.yahoo.com with NNFMP; 29 Jul 2013 04:12:24 -0000 X-Received: from [10.193.94.107] by tg12.bullet.mail.ne1.yahoo.com with NNFMP; 29 Jul 2013 04:12:24 -0000 Date: Mon, 29 Jul 2013 04:12:22 -0000 To: ibmpensionissues@... Message-ID: In-Reply-To: User-Agent: eGroups-EW/0.82 MIME-Version: 1.0 Content-Type: text/plain; charset="ISO-8859-1" Content-Transfer-Encoding: quoted-printable X-Mailer: Yahoo Groups Message Poster X-Yahoo-Newman-Property: groups-compose X-Originating-IP: 69.181.36.135 X-eGroups-Msg-Info: 2:3:4:0:0 X-Yahoo-Post-IP: 69.181.36.135 From: "zimowski@..." Subject: Re: Union Fears Destructive Consequences From Obamacare X-Yahoo-Group-Post: member; u1132242; yxEYPm3yrhQg3EUMpXX0-5lKs-c7Kg3lO7Rx4YJkoAo4Xv220q51o9KIv0yy-t2h7g X-Yahoo-Profile: zimowski@... The ibmpension board rarely has any discussion about the IBM pension these days. Most of the discussion is about layoffs, about how rich and evil the IBM executives, are general IBM bashing. Should anyone disagree even slightly with the negative commentary about IBM, they are labeled a manager or corporate apologist and are bombarded will all sorts of emotional posts from the board's party faithful. Interest in this board seems to be slowly dying out, but it could become a hotbed if IBM does something stupid like derisking or just flat out terminating the pension that retirees now receive. --- In ibmpensionissues@..., "teamb562" wrote: > > I'm sorry but the intension of this forum is not to discuss the ibm pension, that is discussed on Yahoo board ibmpension. This forum was established to bitch about and discuss problems and issues with the ibmpension board, that's it. > > --- In ibmpensionissues@..., Sue Runyon wrote: > > > > > > This forum IS supposed to be about IBM pension issues. Please, the next time someone else brings up an issue that is outside of the group's subject matter, feel free to immediately interject and tell them that they're off topic. But if someone doesn't do that, then it's unfair to get upset and/or criticize the people who reply to their off topic postings. People replying to an off topic subject aren't responsible for it being brought up, and shouldn't be chastised for replying - yet I was. > > > > Any time a new initiative gets pushed by the party in power, it gets airtime to try to educate people about the good things about the initiative. This is not a new thing - it's not like Obama invented propaganda, after all. Obamacare is about getting more and better healthcare to more people. Its goal is not to tax people, although one of the ways that it does try to REACH its goal is by taxing the wealthier among us in order to help out those who weren't able to get affordable health care on their own. > > > > There hasn't been anything to sign up for yet - and so, it's not surprising that no one has signed up yet. The sign up is still months away. Yet you think that people have been failing to sign up..... hmmmm. They can't have signed up yet, yet you think that we can come to some conclusion about them not signing up yet? Really? > > > > A young person, unless they are the 'inventor' of Facebook or someone similar, can't save enough in a 401 to take care of the costs of a serious illness, much less a catastrophic illness. Yeah, most young people won't face those bankrupting costs, so for them, health care insurance isn't the wisest way for them to invest their money. But no insurance is a good "investment", unless the thing you're investing is in piece of mind. So it's not about how they could have saved more had they put that money into a 401K account. It's about how we, as a nation, can afford to provide care to people who are uninsured due to no bad choices on their part. It's about providing care to young adults who haven't yet gotten a job that provides health care. It's about finding affordable care for people who have a pre-existing condition. It's about finding healthcare options for those who have hit lifetime maximums. It helps seniors who were stuck in the donut hole. It extends the life of the Medicare Trust Fund by quite a few years. And it's about helping those who work for a living but don't have an employer who can/will provide them with an employer-funded healthcare option. > > > > With Obamacare, there are multiple cost-savings measures built into the bill, and there are also some additional taxes - and those two things combined end up cutting our long term debt while funding a greatly expanded healthcare offering for millons of Americans. > > > > > > -----Original Message----- > > From: GM > > To: ibmpensionissues > > Sent: Sun, Jul 28, 2013 5:07 pm > > Subject: Re: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > Sue, > > > > Are you a cotmmunist? Business and technology advances are about delivering efficiencies in this case health care. Choice and market efficiencies should help lower costs while ensuring as many people can get the help they need. ACA is nothing more than a tax and power grab. The Obama administration will spend the rest of the summer and at least east 15 million trying to get kids to sign up because his 20 something constituency is not signing up for the ACA to help defer the cost that those are incurring by aging patients. Its stupid to pay more when that money can be grown > > in a 401k which I thought what this group was about. > > > > ---------------------------- > > On Sun, Jul 28, 2013 5:18 PM EDT Sue Runyon wrote: > > > > > > > >Yet again, you show us that you don't actually know what you're talking about, Sam. > > > > > >But yeah, there WILL BE some increased costs because young people get to tag on to their parents' coverage for a few more years. We WILL be providing coverage to people who previously lost it due to lifetime caps. There'll be people who were uninsurable at any reasonable cost because of pre-existing conditions who can now get coverage, and that will be a cost too. > > > > > >But we're also pulling in many people who chose to not have coverage who'll now be forced to get coverage or pay a penalty, and bringing more healthy people into the system will help cover those increased costs for the people listed above. So yeah, those who haven't had insurance in the past who are forced to pay for it now will either be ABLE to afford it and will have to pay for it, or will be poor enough that they'll get subsidies to help pay for that coverage! ONLY those people who were already rich enough to have coverage will pay for the full cost of that coverage. Only those who were being selfish beforehand, hoping that they wouldn't get sick, and figuring that the rest of us suckers would pay for them if they DID get sick, will have to carry the burden they should have been carrying all along! > > > > > >And we're going to see the wealthier among us have to pay a little more - again, people who CAN afford to pay more WILL pay more - that's a system that the American public strongly supports! > > > > > >There's no "scam" being presented by anyone on the left - the scams come directly from the right side of the political aisle nowadays. One of the scams is that Obamacare is some kind of leftist wet dream, when the FACTS are that almost ALL of the features of Obamacare are things that Republicans either thought up or supported in the past. > > > > > >The CBS poll didn't show that MOST people don't support it. What it showed is that more people than before don't support it - and that's a direct reflection of the MILLIONS of dollars in negative advertising that the rightwing has done. It is NOT a reflection of people actually rejecting what's IN Obamacare. > > > > > >What you alleged is that it was a demonstration that what's in the bill isn't supported - and a poll that demonstrates that people don't know what's in the bill due to misinformation from those on the right doesn't, in fact, demonstrate that the stuff that's in the bill isn't supported. > > > > > >As I already explained, if you have more than 50 workers, whether that's 50 actual workers, or more than that with part time equivalents, you're under the employer mandate. It doesn't do them any good to hire twice as many part time workers! Yet you STILL THINK it does, despite the fact that the FACT disprove what you believe. > > > > > >It's YOU who has demonstrated, repeatedly, that you've drunk the Kool Aid. > > > > > >Keep digging that hole you're already in! Please, keep it up. > > > > > > > > >-----Original Message----- > > >From: Sam Cay > > >To: ibmpensionissues > > >Sent: Sun, Jul 28, 2013 6:18 am > > >Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > > > > > > > > > > > > > > > > > > > >It appears you have bought into the scam being presented by the obamaites. If you read the bill you will see there are still a lot of undefined portions of the bill. It seems these get filled in during the middle of the night. The few cherry picked items like the coverage up to 26 seemed to be a hit to some but it also raised the cost to cover this. You also seem to believe that the 2 sources you select are above reproach with their data. Unless you cross check their info is questionable also. To most of us who are retired and stuck with medicare we have a supplemental IBM plan and won't be affected by the ACA. Maybe IBM will drop our plans in the future but until then we'll watch from the outside. We recently just went through the math in our town to reduce it's budget. Part of the strategy was to cut most of the town employees hours to now call them part time. We will be dropping their insurance so they will now shop the exchanges. They did not get an > > increase to pay for the plans and they will most likely get a second job to supplement their income. A similar approach was taken by the owner of 2 local restaurants . The actual results of this bill will be in who pays what and how much. Also anybody who has never had insurance will see a 100% increase in their cost.All data today is speculation so wait until the real numbers come in. I wish luck to all who have to fish for insurance. This country has a lot of ignorant people who won't know what they are doing when signing up for the ACA. > > > > > >--- In ibmpensionissues@..., Sheila Beaudry wrote: > > >> > > >> No, it shows the disinformation and fear campaign against it is working.? Plus if you actually ask people about specific things that are in the ACA they do like it and want it.? Personally I would rather have a single payer plan.? When you add the liberals who would rather have a single payer plan to the conservatives who don't like changing the current healthcare system, you get a larger per cent.? This is what happens when you have a law that is a compromise, neither side really likes it.? It has a lot of good things in it though:? you can get coverage with pre-existing conditions, no more ceiling limits, kids can stay on parents plan till 26, more people will have coverage, helps people who can't afford it to get insurance,? will reduce uncovered people getting expensive care in emergency room? which? in the past has? increased everyone else's costs.? I don't think it is perfect, but it is a good start and changes can be made in > > the future if > > >> needed to tweak it.? > > >> > > >> > > >> From: "zimowski@" > > >> To: ibmpensionissues@... > > >> Sent: Saturday, July 27, 2013 12:34 PM > > >> Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > >> > > >> ? > > >> The CBS poll is not a FOX poll - precisely the reason I cited it first. You cannot dispute the fact that the most recent opinion polls clearly demonstrate that most Americans do not want ACA. The more they understand ACA and the more they realize that Obama has hoodwinked them once again, the more they wish it would be repealed. > > >> > > >> Your supposed facts are the same talking points that the smooth talking Obama used to hoodwink so many Americans, including the press, in the first place. He repeated them over and over again, just like you are doing, until a critical mass began to believe him. If you hear it often enough, it must be true. Right? But now many Americans are beginning to wake up. > > >> > > >> As your post clearly indicates, you think that talking points, repeated as nauseum, are facts. And, you think that browbeating is debating. These are the same tactics that Obama, the finger pointer in chief, uses. But they're no longer working on the majority of Americans, as the polls indicate, and those same tactics will not work on this board. Most participants here are just too intelligent to be hoodwinked by you. > > >> > > >> --- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon wrote: > > >> > > > >> > > > >> > > > >> > -----Repeating the same assertions over and over again, and claiming they are facts over and over again, does not make them facts. And, browbeating anyone who doesn't agree with you, still does not make them facts. > > >> > > > >> > Of course it doesn't, and IF I'd been doing that, you'd have a point. But I haven't been doing that - and so, yet again, you don't have a point! > > >> > > > >> > On the other hand, claiming that a fact is a fact and not an opinion, as YOU'VE tried to claim - that facts we're presenting to you are simply opinions, or the other claim you've made, that there are alternative facts dependent upon one's beliefs - now THAT'S a boguw way to behave. > > >> > > > >> > The problematic behavior has been all yours. All yours. You own it, and I've pointed it out, repeatedly, and I understand that you don't like that. Too bad, so sad. > > >> > > > >> > And YET AGAIN you strip stuff of its context when you assert that I was saying that the vast majority of Americans want ACA. I didn't. You're either being dishonest or showing a stunning lack of reading comprehension yet again. > > >> > > > >> > The vast majority of Americans want what we got in ACA OR MORE! And when Americans are polled on the individual aspects of the program, they like them too. > > >> > > > >> > Now, because of the disinformatiion campaign from the right side of the political aisle, it doesn't have the amount of support it would have if people had the actual facts at hand. In addition, if there wasn't the factor of people hating anything that Obama and Demcrats did, it'd have even MORE support. As I've explained, repeatedly, the lack of Republican VOTES for this isn't equivalent to the lack of support from Republicans for the things included in the ACA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! > > >> > > > >> > Geesh, you're easy to debunk. > > >> > > > >> > And then you think it's legitimate to cite a Fox News poll? REALLY? And after the disinformation campaign from the rightwing, I'm not surprised at all that many Americans mistakenly think that ACA will cost them. > > >> > > > >> > THE FACT IS THAT IT WON'T. Again, this is a fact. ACA will only adversely financially impact the wealthier among us - and, not strangely enough, this is EXACTLY what I've typed about 6 times in this back and forth!!! > > >> > > > >> > Geez - make it harder next time for me to use your own words to make you look foolish. > > >> > > > >> > > > >> > > > >> > > > >> > -----Original Message----- > > >> > From: zimowski > > >> > To: ibmpensionissues ;; > > >> > Sent: Sat, Jul 27, 2013 12:42 am > > >> > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > >> > > > >> > > > >> > > > >> > > > >> > Repeating the same assertions over and over again, and claiming they are facts over and over again, does not make them facts. And, browbeating anyone who doesn't agree with you, still does not make them facts. > > >> > > > >> > Let's look at one example. You state: " And yeah, I get that you're selfish. But our nation, as a whole, isn't, and as we're a representative democracy, what the majority of Americans want is what we hopefully, as a nation, provide to our citizens. And the vast majority of Americans favor this. You don't. You're entitled to your own opinions, but not your own facts." > > >> > > > >> > Now, let's focus on your assertion "The vast majority of Americans favor this.", which you assert as if it is a fact. It's not. Here are some facts for you to think about: > > >> > > > >> > CBS News poll finds more Americans than ever want Obamacare repealed > > >> > > > >> > http://www.cbsnews.com/8301-505267_162-57595225/cbs-news-poll-finds-more-americans-than-ever-want-obamacare-repealed/ > > >> > > > >> > Note that these poll results were posted on the web on July 24, 2013 at 10:10AM. > > >> > > > >> > (CBS News) A new CBS News poll finds more Americans than ever want the Affordable Care Act repealed. > > >> > > > >> > According to the poll, 36 percent of Americans want Congress to expand or keep the health care law while 39 percent want Congress to repeal it - the highest percentage seen in CBS News polls. The poll also found a majority of Americans - 54 percent - disapprove of the health care law, 36 percent of Americans approve of it and 10 percent said they don't know about it. > > >> > > > >> > The health care law is a chronic issue for the White House, CBS News political director John Dickerson said on "CBS This Morning." "There's an operational part to this, which is that the White House has got to get people to sign up for these health exchanges, particularly younger, healthier Americans, and so they are tactically running a campaign much like the presidential campaign, reaching out, using the techniques of that campaign to get younger people to sign up for these health exchanges." > > >> > > > >> > The poll also found just 13 percent of Americans say the health care law will personally "help me" while 38 percent said they believe the law will personally "hurt me." > > >> > > > >> > And then, there's the Fox News Poll: > > >> > > > >> > Voters say repeal ObamaCare, expect new law will cost them > > >> > > > >> > Read more: http://www.foxnews.com/politics/2013/07/25/fox-news-poll-voters-say-repeal-obamacare-expect-new-law-will-cost-them/ > > >> > > > >> > Note that this article was posted on the web on July 25, 2013. > > >> > > > >> > Voters think ObamaCare is going to hurt their wallet and over half want the law repealed, according to a new Fox News national poll. > > >> > > > >> > By a large 47-11 percent margin, voters expect the 2010 health care law will cost them rather than save them money in the coming year. Another 34 percent think the law won't change their family's health care costs. > > >> > > > >> > Those negative expectations come at a time when a majority of the public remains unhappy with the way thing are going in the country (63 percent dissatisfied), and over half say they haven't seen any signs the economy has started to turn the corner (57 percent). > > >> > > > >> > Republicans are three times as likely as Democrats to think ObamaCare will cost them money over the next year (70 percent vs. 23 percent). One Democrat in five expects the law will result in savings for their family (21 percent). > > >> > > > >> > The poll asks people to take an up-or-down vote on ObamaCare: 40 percent say they would vote to keep the law in place, while just over half -- 53 percent -- would repeal it. > > >> > > > >> > Over half of those under age 45 (51 percent) as well as those 45 and over (56 percent) would vote to repeal ObamaCare. > > >> > > > >> > Most Republicans want the law repealed (by 85-13 percent) and so do independents (by 65-25 percent). Most Democrats favor keeping ObamaCare (by 72-21 percent). > > >> > > > >> > --- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon wrote: > > >> > > > > >> > > > > >> > > Do you REALLY think that you can argue that I provided TOO MANY FACTS to refute your argument - that attacking the length of my post is a valid debate tactic? Really? I didn't "ramble" at all. But thanks for showing everyone that when you can't refute a thing I've written, you'll resort to making a baseless personal attack - thanks for outing yourself as an insincere, insulting debater much better than I could have done myself. > > >> > > > > >> > > Again, there's not "my" facts and "your" facts. > > >> > > > > >> > > There are "FACTS". They don't change based upon who is referencing them. I am baffled as to why you would think that they do! And I'm baffled about what "facts" you think you've provided. All YOU provided below was your belief that there is a large percentage of people who'll be getting insurance on your dime who were simply unwilling to get coverage before - people who could have gotten coverage, but just were too lazy/shiftless/etc to do so. > > >> > > > > >> > > But that's not true. > > >> > > > > >> > > 1. Obamacare stops women from paying higher rates simply because of their gender. That's not something that WOMEN who will be receiving that benefit can be faulted for. I assume you won't deny THAT fact - that it's not that they were unwilling to change their gender to get lower insurance rates, right? > > >> > > > > >> > > 2. Obamacare removes the donut hole - something that no senior had any control over - so, yet another thing that can't be laid at the feet of lazy people unwilling to pay for their own care. > > >> > > > > >> > > 3. A large percentage of Americans have pre-existing conditions that could have denied them affordable healthcare coverage. It wasn't a matter of will with that added benefit either - those people had a medical condition; it wasn't a choice for them to have diabetes or cancer or anything else. > > >> > > > > >> > > 4. 50 million Americans will now have access to preventative care that they didn't get previously. How is that related to them being lazy? Here's a clue - it's not. > > >> > > > > >> > > 5. Obamacare helps bend the cost curve - saving all of us money in the long run. The nonpartisan CBO has documented that many times. Facts - they're wonderful things - too bad for you it seems like you only like facts when they support your opinion, and you dislike them when they don't support the conclusions you've leapt to. Too bad, so sad. > > >> > > > > >> > > 6. Outrageous medical expenses has made millions of people have to file for bankruptcy. Almost none of those people went into their lives hoping to file for bankruptcy, and the vast majority of them would have rather not had to do that. Obamacare will stop that from happening so often. > > >> > > > > >> > > 7. Young, healthy Americans will pay more as compared to what they were having to spend prior to Obamacare. Most of the rest of us will pay less. Again, I understand that THIS FACT is inconvenient to your false meme, but that inconvenience doesn't mean that you get to state things that are contrary to the known facts! > > >> > > > > >> > > 8. Families making up to 400% of the poverty level won't be paying more for insurance - they'll be paying less. Only those well-able to afford it will have to pay more. > > >> > > > > >> > > So, it's on YOUR SHOULDERS now to provide US with evidence that there are significant numbers of people who, right now, will be getting coverage that they could have afforded on their own - but they chose not to - but you'll be paying for that care. > > >> > > > > >> > > Remember, the healthy young people who avoided getting insurance are the ones who are going to be paying more. They aren't getting the coverage for free, unless they're poor - and if they're poor, then they didn't previously go without insurance BY CHOICE - which is what your allegation was - that they were simply unwilling to purchase coverage on their own. > > >> > > > > >> > > Oh, and by the way, if you are so destitute that helping to pay for other's healthcare will take food out of your family's mouth, it WILL NOT take food out of their mouths - the least among us will NOT be helping subsidize the health care expenses of those who aren't covered nowadays. ONLY those who can afford it will have to help subsidize that care. In fact, if you're really on the edge, where providing food to your family is at risk, or even close to that edge, you'll end up paying LESS for your care, overall, then you used to pay! It will HELP YOU OUT - so if your concern were really that "food will be taken from your family's mouth", you should be aware that THE FACT IS that this will not happen!!! > > >> > > > > >> > > You don't have "facts" that are correct. You have opinions that aren't backed up with the facts, and in a kneejerk reaction, you lashed out at me for no good reason. > > >> > > > > >> > > And yeah, I get that you're selfish. But our nation, as a whole, isn't, and as we're a representative democracy, what the majority of Americans want is what we hopefully, as a nation, provide to our citizens. And the vast majority of Americans favor this. You don't. You're entitled to your own opinions, but not your own facts. And there are no facts that support your assertion that there's a vast army of people who could get affordable health care if they just weren't so damned lazy. > > >> > > > > >> > > > > >> > > > > >> > > -----Original Message----- > > >> > > From: Sam Cay > > >> > > To: ibmpensionissues ;; > > >> > > Sent: Fri, Jul 26, 2013 2:49 pm > > >> > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > >> > > > > >> > > > > >> > > > > >> > > > > >> > > OK no problem , you believe your facts and I'll believe mine. I know mine are correct but not sure of yours. I'd rather choose who/what I give my money to but unfortunately the crooks in government don't let me do that. I'll leave the charity giving to people like you. You must not be on twitter based on the length of your post. Sorry I made you ramble. > > >> > > > > >> > > --- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon wrote: > > >> > > > > > >> > > > > > >> > > > Facts are facts. If your data source isn't correct, then what you get from them isn't a fact, so no, it doesn't matter what your data source is - it matters whether or not what you get from them is truly a fact. > > >> > > > > > >> > > > Your OPINION that you would rather not pay for the costs of providing health care to others is your opinion, and you're entitled to it. You aren't entitled to your own facts, however. > > >> > > > > > >> > > > And yeah, providing healthcare to those who currently can't get it will cost the wealthier among us a little bit. We're already paying for a significant portion of the care they DO receive - the poorest among us only pay for a small portion of their care - the rest of us already pay for it via local taxes, higher insurance premiums, and higher costs for out of pocket medical expenses. But yeah, it WILL cost the wealthier among us more to subsidize the healthcare costs of those who aren't covered now and who have mostly refrained from getting the healthcare they've needed all along. > > >> > > > > > >> > > > In our nation, we've long ago determined that it's to the community's benefit to share resources so that we all benefit. That's why we require the community to all pay school taxes, whether they have no kids or 12 kids in the school system - because it benefits our society to have a well-educated populace. We ALL pay for the fire department to be there, even if we never have a fire in our lifetimes and we're very careful people. We ALL pay SSI, so that *if* we ever become disabled or leave dependents without an income source, we can rest assured that they'll not be out on the street. Those are only a few examples of how we've behaved over the past century, as a country. > > >> > > > > > >> > > > That's something our nation, as a whole, has determined is in our best interests. You might not think that way, and that's your choice, but the nation, as a whole, DOES think that it's a good idea. > > >> > > > > > >> > > > I, myself, don't begrudge anyone else being provided healthcare. I think that everyone should have access to adequate healthcare, and if it costs me a little bit, I don't mind that at all. The majority of the American public doesn't mind it either. Your snide remark about people who are "unwilling to help themselves" is contrary to the FACTS about why most uninsured people are uninsured. Most aren't uninsured due to an active choice they've made. And most of those who aren't insured through an active choice they've made are those who are young and healthy, and in their cases, it'll be them as a group, NOT you, who has a new financial burden to bear. They'll be subsidizing those who truly have had a need, as a group, for health insurance. And so will the rest of us be subsidizing that group - the group who's had a need for better healthcare coverage but hasn't been able to get it. > > >> > > > > > >> > > > I don't have any of *my* data. There's data that's everyone's to share. > > >> > > > > > >> > > > And that data tells us that it WILL cost those among us who can well afford it a small amount to provide coverage to millions of Americans. I don't begrudge them that service - you do. But the data does NOT tell us that, by and large, that extra cost will be going to people who aren't willing to take care of themselves. THAT conclusion that you've leapt to is evidence of YOUR beliefs coloring YOUR interpretation of the FACTS. The FACTS don't change. A tiny percentage of the people who will be getting healthcare insurance now are people who aren't trying to help themselves. Most of them are too poor to help themselves or unable to get coverage at any sort of an affordable price due to pre-existing conditions or other issues out of their control. > > >> > > > > > >> > > > > > >> > > > > > >> > > > -----Original Message----- > > >> > > > From: Sam Cay > > >> > > > To: ibmpensionissues ;; > > >> > > > Sent: Fri, Jul 26, 2013 7:20 am > > >> > > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > >> > > > > > >> > > > > > >> > > > > > >> > > > > > >> > > > I guess this makes the assumption that your source of data is correct.It's not just a matter of who's data you believe but what data you want to believe. I am concerned when the cost of any government program reaches in my pocket to pay for others who are unwilling to help themselves. Whenever the word subsidy comes into a program this is my trigger for taking food out of my families mouth. So does your data tell us that we will or will not be paying for someone unwilling to make their life better. > > >> > > > > > >> > > > --- In mailto:ibmpensionissues%40yahoogroups.com, Sue Runyon wrote: > > >> > > > > > > >> > > > > > > >> > > > > Facts are facts. One can't "believe" something that's demonstrably false. One can have opinions that are different from another person, but we all share the same database of factual information upon which we should rely upon to come to differing opinions. > > >> > > > > > > >> > > > > Pointing out that some people are ignorant of the facts isn't insulting if they truly are ignorant of relevant facts! It's honestly portraying them. And pointing out that some people are SO politically partisan that, when confronted with the knowledge that they're pushing a false meme that's been debunked long ago, they can't/won't acknowledge it, has nothing to do with people "believing something different". Again, everyone is entitled to their own opinion, but not their own facts. What that means is that one cannot demand respect and reverence for an opinion that's formed based upon lies, disinformation, and/or partisan beliefs rather than upon facts. One is not "entitled" to an opinion that one can't support with factual information. > > >> > > > > > > >> > > > > One of those "opinions" that is unsupportable is the false meme (see below) that there has been a mad rush to eliminate full time workers for part time workers. That ONLY works for companies that are right on the cusp of having 50 workers! It's not relevant for really small companies or any businesses with over 50 workers - and so, NO, one could NOT find evidence of that happening at Macy's, for example! And besides that, the Affordable Care Act limits the ability of employers to avoid paying penalties by hiring only part-time employees. The ACA treats part-time employees as ??'??'???????'?????????'??????"fulltime equivalents??'??'???????'?????????'????? by adding up the total number of hours per month worked by the part-timers. So, if they have an amount of work to be done, it doesn't HELP them, not in ANY way, to hire more part-timers than an equivalent number of full-timers. In fact, it'd > > be > > >> detrimental to their cause, as there'd then be more workers total who might opt for coverage. > > >> > > > > > > >> > > > > > > >> > > > > -----Original Message----- > > >> > > > > From: Rick b Cool > > >> > > > > To: ibmpensionissues ;; > > >> > > > > Sent: Thu, Jul 25, 2013 7:44 pm > > >> > > > > Subject: [ibmpensionissues] Re: Union Fears Destructive Consequences From Obamacare > > >> > > > > > > >> > > > > > > >> > > > > > > >> > > > > > > >> > > > > > > >> > > > > > > >> > > > > Really, Spreading lies and distoertions is OK, but revealing sinmple facts is denigrating. > > >> > > > > > > >> > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, "Kevin W" wrote: > > >> > > > > > > > >> > > > > > Rick I have to agree with zimowski you b definitely not cool. Your typical mode of operation here is to denigrate or insult those who don't agree with your point of view. > > >> > > > > > I've watched you call people ignorant, uneducated, biased, prejudice all because they believe something different than you. > > >> > > > > > If I was a practicing conservative I'd call it "typical liberal methodology" where they all believe they are superior to everyone else and have "THE" right answer. If you don't believe me, simply ask one, they will tell you. > > >> > > > > > As far as the ACA, it is a good idea but a bad piece of legislation. It was not thought out and the consequences ignored. > > >> > > > > > For the past several years companies have been accelerating the removal of full time job positions and replacing them with part time, under 29-32 hours to avoid the medical mandate. Go to any retail establishment, since you seem to favor all things NY, drop by Macy's, talk to any sales person over the age of 40 who has a history long enough to know what is going on. Their hours are cut, not due to economy but due to planning for benefits cuts and avoidance of the ACA. > > >> > > > > > Our current administration does nothing but blame the previous one for its woes, no responsibility just finger pointing, but try to play that game with the prior one for the one before it and you get screams of foul play. Obviously what is good for the goose isn't good for the gander. > > >> > > > > > If congress and the administration wanted the people to follow them,they would have ensured they took up such coverage as their only means of medical care before imposing it on the people. Using the excuse that it has always been done, doesn't hold water. Wasn't this administration supposed to be different? Supposed to work "for the people". Yeah, I know, those damned evil republicans in congress won't let our poor president and the democrats get anything done. Again nothing more than lack of taking responsibility. Like the outcome or not, at least the prior president took responsibility. > > >> > > > > > > > >> > > > > > > > >> > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, "Rick b Cool" wrote: > > >> > > > > > > > > >> > > > > > > An interesting conclusion. Solely based on complete circular reasoning, obviously starting with the conclusion. > > >> > > > > > > > > >> > > > > > > Hint: most legislation is complex. Mostly because of industry input to create confusion and loopholes and give big corporations competitive advantages and exclusions from regulations. > > >> > > > > > > > > >> > > > > > > --- In mailto:ibmpensionissues%40yahoogroups.com, "zimowski@" wrote: > > >> > > > > > > > > > >> > > > > > > > "The real issue on this forum is getting back on topic." Really? Unlike the ibmpension group, the moderators of this group do not censor participant appends. It seems that your style for participation is to criticize others that you don't agree with politically and then to suggest that anybody who responds to one of your inflammatory appends is off topic. > > >> > > > > > > > > > >> > > > > > > > Regardless of one's political persuasion, I think it's now becoming quite clear that ACA is complicated, poorly understood, difficult to implement, and that it will be more expensive for most Americans, providing affordable care only to those who could not previously obtain/afford health care coverage on their own. Everyone else will pay for it out of pocket while receiving lower quality services due to the added stain that will be placed on the entire health care system. > > >> > > > > > > > > > >> > > > > > > > > > >> > > > > > > > >> > > > > > > >> > > > > > >> > > > > >> > > > >> > > > > > > > > > > > >