How do you find your FHA balance on the Fidelity website?? Previously I was able to locate my FHA account on Fidelity,?but I have either forgotten how to get there or it has moved.I just turned sixty-five so I don't know if that affects anything or not.? I'm still employed (not at IBM) so I have not started using my FHA to buy any Medicare supplement plans from UHA.
Once you turn 65, your FHA is converted to a Health Reimbursement Arrangement (HRA) and is administered by Optum Bank.
To qualify to spend the HRA, you must enroll in one of the IBM/UHC Medicare Advantage Plans. If you chose to enroll in original Medicare and a Supplemental plan, the HRA funds will not be available for you to spend unless you qualify for one of the few exceptions:
- You are a veteran and qualify for VA benefits or are enrolled in TriCare for Life
- You live outside the US
- You are enrolled in Medicaid
- You were enrolled in IBM Kaiser health plans after retiring from IBM and becoming eligible for Medicare,
Although your HRA has been moved to Optum, it may not become visible until you enroll in one of the IBM/UHC plans or prove you are eligible for an exception,
You can call Optum at 1-866-882-0397 and ask if they have your HRA.
You can find more info about the UHC plans and Optum here:
https://retiree.uhc.com/ibm
