Re: IBM $3,000 Heath Care subsidy terminated effective 1/1/2023
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Thank you.? There are those who started years back with Medicare Advantage, were not happy with the coverage but were able to change to a Medigap plan when IBM started up with Via Benefits.? Now IBM is dropping us again (so much for guaranteed retirement medical coverage), this time pushing us to Medicare Advantage.? If we take the MA option due to apparently "favorable"?coverage/cost, we will probably not have a new one time "trial period" even if the MA plan should change to be unsatisfactory.? This "double coverage" option might be worthwhile for those who can afford to maintain the cost of both plans (could be $1500 or more for the year).
Our Plan F has been very worthwhile, but the MA options as now defined would be financially helpful.??
Here's what Medicare has to say about concurrent Medigap and Advantage plans:
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