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Re: IBM $3,000 Heath Care subsidy terminated effective 1/1/2023


 

Interesting read on 'e health insurance', but can it be trusted???? And should you just eat the extra premium cost? And what is the new procedure to file for reimbursement from FHA converted to HRA funds for basic Medicare premium (the new 2023 rate 164.90 vs the current 170.10) when ViaBenefits goes away?

https://www.ehealthinsurance.com/medicare/coverage/medicare-supplement-and-medicare-advantage-plan-at-the-same-time/
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"If you enroll in a Medicare Advantage plan and keep your Medicare Supplement insurance plan, keep in mind that your Medicare Supplement insurance plan will not pay any of the Medicare Advantage deductibles, copayments or coinsurance. To keep your Medicare Supplement insurance plan, you will need to continue paying the monthly premium but you won’t be able to use it for health coverage, so it may make sense to drop your Medicare Supplement insurance plan when you begin Medicare Advantage plan.
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You do, however, have a legal right to keep your Medicare Supplement insurance plan after enrolling in a Medicare Advantage plan, even though the Medicare Supplement insurance plan will no longer provide you benefits. If you do cancel your Medicare Supplement insurance plan, you may not be able to get it back. Outside your Medicare Supplement Open Enrollment period, you may be subject to medical underwriting where current or past health problems could be grounds to deny you coverage."

Interesting... would like a definite answer for the basis of "legal right to keep"...
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